Situated on 3 private acres with 140' of waterfront, this recently renovated 3-bed, 3-bath home on the public side of Lake Anna offers an unparalleled opportunity to create your personal private retreat. The main level has 3 bedrooms, a kitchen, a dining area, a family room with a wood-burning fireplace, and a den with a gas fireplace. In addition, the basement has a rec room and two additional rooms that have been used as bedrooms (not to code). The 2024 renovation included new flooring throughout the home, updated/new bathrooms, an updated kitchen with new appliances, and a new roof. Outside, there is a front porch with sunset views, and in the rear, a full house-width deck with a hot tub. The semi-enclosed boat house has 2 slips (with lifts) and a large sundeck above that provides a great place for relaxing or entertaining, and water views up the cove. A separate screened, overwater gazebo is the perfect location for dining. Two separate outbuildings, a single garage, and an oversized shed provide ample storage for all your lake toys! The home is minutes from Dukes Creek Marina and a short drive to all of the lake's other amenities; Lake Anna Winery, Food Lion etc., and also has easy access to Fredericksburg and I95.
Under contract
$900,000
3807 Bear Tree Ln, Bumpass, VA 23024
3beds
3,008sqft
Single Family Residence
Built in 1984
2.95 Acres Lot
$856,100 Zestimate®
$299/sqft
$17/mo HOA
What's special
Two separate outbuildingsNew roofDining areaSingle garage
- 194 days
- 109
- 0
Zillow last checked:
Listing updated:
Listed by:
Mike Stevens 804-338-7294,
Lake Homes Realty, LLC 8665253466
Source: Bright MLS,MLS#: VASP2039710
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Bedroom 1, Study, Office, Recreation Room, Bathroom 1, Bathroom 2, Bathroom 3
Bedroom 1
- Features: Flooring - Luxury Vinyl Plank, Window Treatments
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15 X 14
Bedroom 2
- Features: Flooring - Luxury Vinyl Plank, Window Treatments
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13 X 13
Bedroom 3
- Features: Flooring - Luxury Vinyl Plank, Flooring - Luxury Vinyl Tile, Window Treatments
- Level: Main
- Area: 150 Square Feet
- Dimensions: 10 X 15
Bathroom 1
- Level: Main
Bathroom 1
- Features: Bathroom - Walk-In Shower, Flooring - Luxury Vinyl Plank
- Level: Main
Bathroom 2
- Features: Bathroom - Tub Shower, Flooring - Luxury Vinyl Plank
- Level: Main
Bathroom 3
- Features: Bathroom - Walk-In Shower, Flooring - Ceramic Tile
- Level: Lower
Den
- Features: Fireplace - Gas, Flooring - Luxury Vinyl Plank, Cathedral/Vaulted Ceiling
- Level: Main
- Area: 250 Square Feet
- Dimensions: 25 X 10
Dining room
- Features: Flooring - Luxury Vinyl Plank, Window Treatments
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 X 11
Family room
- Features: Fireplace - Wood Burning, Flooring - Luxury Vinyl Plank, Window Treatments
- Level: Main
- Area: 280 Square Feet
- Dimensions: 20 X 14
Kitchen
- Features: Granite Counters, Flooring - Luxury Vinyl Plank, Kitchen - Electric Cooking, Eat-in Kitchen, Recessed Lighting
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16 X 14
Office
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 110 Square Feet
- Dimensions: 11 X 10
Recreation room
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 384 Square Feet
- Dimensions: 32 X 12
Study
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 80 Square Feet
- Dimensions: 8 X 10
Heating
- Heat Pump, Electric, Propane, Wood
Cooling
- Heat Pump, Central Air, Electric
Appliances
- Included: Microwave, Built-In Range, Central Vacuum, Dishwasher, Dryer, Exhaust Fan, Ice Maker, Self Cleaning Oven, Oven, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Water Heater, Disposal, Washer, Tankless Water Heater, Water Treat System, Electric Water Heater
- Laundry: Has Laundry, Main Level
Features
- Attic, Built-in Features, Ceiling Fan(s), Central Vacuum, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Eat-in Kitchen, Kitchen - Table Space, Pantry, Bathroom - Tub Shower, Walk-In Closet(s), Upgraded Countertops, Recessed Lighting, Kitchen - Gourmet, Entry Level Bedroom, Bathroom - Walk-In Shower, Exposed Beams, Primary Bath(s), Dry Wall
- Flooring: Ceramic Tile, Luxury Vinyl, Wood
- Windows: Double Hung, Energy Efficient, Low Emissivity Windows, Window Treatments
- Basement: Finished,Heated,Improved,Sump Pump,Water Proofing System,Windows,Interior Entry,Partial
- Number of fireplaces: 2
- Fireplace features: Gas/Propane, Wood Burning, Other
Interior area
- Total structure area: 3,008
- Total interior livable area: 3,008 sqft
- Finished area above ground: 2,107
- Finished area below ground: 901
Property
Parking
- Total spaces: 3
- Parking features: Garage Faces Front, Gravel, Lighted, Private, Attached, Driveway, Detached
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Doors
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Flood Lights, Satellite Dish, Storage, Sidewalks
- Pool features: None
- Spa features: Hot Tub
- Has view: Yes
- View description: Water, Lake, Trees/Woods
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Private Dock Site, Lake, Limited hours of Personal Watercraft Operation (PWC), Private Access, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Beach Access, Sail
- Body of water: Lake Anna
- Frontage length: Water Frontage Ft: 140
Lot
- Size: 2.95 Acres
- Features: Wooded, Open Lot, Private, Rear Yard, Rural, Cleared, Front Yard, Fishing Available, No Thru Street, Premium, Secluded
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Additional parcels included: The property sits on two lots. Lot 7 with the house is 1.96 acres, and Lot 8 is 1 acre (2.96 acres total).
- Parcel number: 80B17
- Zoning: RR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Block, Brick, Frame, Vinyl Siding
- Foundation: Block
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1984
- Major remodel year: 2024
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Propane
Community & HOA
Community
- Security: Main Entrance Lock, Smoke Detector(s), Carbon Monoxide Detector(s), Exterior Cameras
- Subdivision: Bear Tree Cove
HOA
- Has HOA: Yes
- Services included: Snow Removal, Common Area Maintenance, Road Maintenance, Other
- HOA fee: $200 annually
- HOA name: BEAR TREE HOA
Location
- Region: Bumpass
Financial & listing details
- Price per square foot: $299/sqft
- Tax assessed value: $550,700
- Annual tax amount: $3,933
- Date on market: 3/12/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,Other
- Inclusions: Property Is A Combination Of 2 Lots, 7 & 8 (tax Id's: 80b1-7- And 80b1-8-). See Docs For Tax Information And Plat / Survey.
- Ownership: Fee Simple
Estimated market value
$856,100
$813,000 - $899,000
$2,896/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Contingent | $900,000$299/sqft |
Source:  Bright MLS #VASP2039710 Report a problem | ||
| 3/12/2026 | Listed for sale | $900,000+0%$299/sqft |
Source: Bright MLS #VASP2039710 Report a problem | ||
| 12/18/2025 | Listing removed | $899,900$299/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 12/2/2025 | Listed for sale | $899,900$299/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 11/26/2025 | Contingent | $899,900$299/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 11/10/2025 | Price change | $899,900-5.3%$299/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 10/7/2025 | Price change | $949,900-5%$316/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 9/2/2025 | Price change | $999,900-4.8%$332/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 7/7/2025 | Price change | $1,049,900-2.3%$349/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 6/4/2025 | Price change | $1,074,900-2.3%$357/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 5/5/2025 | Listed for sale | $1,099,900+77.4%$366/sqft |
Source: Bright MLS #VASP2032560 Report a problem | ||
| 11/6/2020 | Sold | $620,000-4.6%$206/sqft |
Source:  Long & Foster Broker Feed #VASP223854_100 Report a problem | ||
| 9/14/2020 | Pending sale | $650,000$216/sqft |
Source: Long & Foster REALTORS #VASP223854 Report a problem | ||
| 7/27/2020 | Listed for sale | $650,000+85.7%$216/sqft |
Source: Long & Foster Real Estate, Inc. #VASP223854 Report a problem | ||
| 5/20/2010 | Sold | $350,000$116/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,954 -0.4% | $402,300 -0.4% |
| 2024 | $2,966 +9% | $403,900 +14.6% |
| 2023 | $2,720 +4.6% | $352,500 |
| 2022 | $2,600 +3.6% | $352,500 +13.7% |
| 2021 | $2,509 +14.6% | $310,000 +14.6% |
| 2020 | $2,190 -3.1% | $270,600 +1.4% |
| 2019 | $2,261 +1.7% | $266,800 |
| 2018 | $2,222 -1% | $266,800 +1% |
| 2017 | $2,246 | $264,200 |
| 2016 | -- | $264,200 +0.2% |
| 2015 | -- | $263,800 |
| 2014 | -- | $263,800 +5.3% |
| 2013 | -- | $250,500 +1.4% |
| 2012 | -- | $247,000 -3.9% |
| 2011 | -- | $257,100 |
| 2010 | -- | $257,100 -21.2% |
| 2009 | -- | $326,400 +2.2% |
| 2007 | $1,981 | $319,500 |
| 2006 | $1,981 -7.6% | $319,500 +32.6% |
| 2005 | $2,145 +3.5% | $241,000 |
| 2004 | $2,073 +2.3% | $241,000 +20.2% |
| 2003 | $2,025 | $200,500 |
| 2002 | $2,025 +16.6% | $200,500 +23.5% |
| 2001 | $1,737 | $162,300 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 23024
Nearby schools
Schools provided by the listing agent
- District: Spotsylvania County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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