NEW PRICE — NOW OFFERED AT $995,000. Price adjusted to reflect current low water levels and the property’s short-term rental restrictions. An incredible opportunity to own a private waterfront home on the public side of Lake Anna at a newly improved price. Discover the peace and privacy of lakefront living in this beautifully renovated waterfront retreat on the public side of Lake Anna. With no short-term rentals allowed in the community, this property is ideal for buyers seeking a permanent residence or private second home—a place to truly relax, unwind, and enjoy the lake without the constant turnover of vacation rentals. This bright and airy home features 3 bedrooms, 3 fully renovated bathrooms, and an open-concept floor plan designed to maximize natural light and showcase stunning lake views. The expansive wraparound porch is the perfect place to enjoy your morning coffee, relax on rainy afternoons, or grill and entertain on warm summer evenings. The completely remodeled kitchen showcases brand-new cabinetry, stainless steel appliances, and luxury vinyl plank flooring that flows throughout the home. Fresh interior paint and updated ceiling fans create a clean, modern feel throughout. The spacious family room is highlighted by soaring vaulted ceilings, while the sunroom offers breathtaking panoramic lake views year-round. Upstairs, the loft overlooks the main living space and provides yet another picturesque vantage point of the water. The walk-out basement is designed for entertaining, featuring a cozy fireplace and wet bar. Above the garage, you'll find an additional 540 square feet of fully enclosed, climate-controlled living space with its own mini-split HVAC system—ideal for a bunk room, recreation room, game room, home gym, private office, or additional flex space. Step outside to your own private waterfront oasis, complete with a freshly painted dock, sandy beach, newly constructed gravel fire pit area, and circular driveway with plenty of parking for family and guests. A community boat launch adds even more convenience for boating and lake days. Whether you're ready to make Lake Anna your full-time home or searching for an exceptional second-home escape, this move-in-ready property delivers thoughtful renovations, flexible living space, private waterfront access, and the peaceful lake lifestyle you've been searching for.
For sale
Price cut: $55K (9/24)
$995,000
4049 Moody Town Rd, Bumpass, VA 23024
3beds
3,482sqft
Single Family Residence
Built in 2005
1.24 Acres Lot
$965,700 Zestimate®
$286/sqft
$2/mo HOA
What's special
Cozy fireplaceWet barFreshly painted dockFresh interior paintBright and airy homeCompletely remodeled kitchenSandy beach
- 80 days
- 966
- 87
Zillow last checked:
Listing updated:
Listed by:
Taylor Pereira 571-247-2119,
EXP Realty, LLC 8668257169
Source: Bright MLS,MLS#: VALA2010202
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 1232
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Extra Refrigerator/Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Electric Water Heater
- Laundry: Main Level
Features
- Soaking Tub, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Open Floorplan, Bar
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Glass Doors, Gas/Propane
Interior area
- Total structure area: 3,682
- Total interior livable area: 3,482 sqft
- Finished area above ground: 2,450
- Finished area below ground: 1,032
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Covered, Detached, Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Exterior features: Private Beach
- Pool features: None
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Boat/Launch Ramp - Private, Boat/Launch Ramp - Public, Private Dock Site, Sandy Beach, Lake, Private Access
- Body of water: Lake Anna
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 1.24 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 47 8 2
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- Excellent
- New construction: No
- Year built: 2005
- Major remodel year: 2026
Utilities & green energy
- Sewer: Septic = # of BR, On Site Septic
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: Yes
- Amenities included: Boat Ramp
- Services included: Other
- HOA fee: $25 annually
- HOA name: SAILOR'S REST HOA
Location
- Region: Bumpass
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $936,700
- Annual tax amount: $6,744
- Date on market: 7/11/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$965,700
$917,000 - $1.01M
$2,884/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/24/2026 | Price change | $995,000-5.2%$286/sqft |
Source: | ||
| 8/17/2026 | Price change | $1,050,000-6.7%$302/sqft |
Source: | ||
| 7/11/2026 | Listed for sale | $1,125,000+58.5%$323/sqft |
Source: | ||
| 4/24/2026 | Sold | $710,000-18.9%$204/sqft |
Source: | ||
| 3/26/2026 | Contingent | $875,000$251/sqft |
Source: | ||
| 1/9/2026 | Price change | $875,000-2.8%$251/sqft |
Source: | ||
| 11/11/2025 | Listed for sale | $900,000+0.6%$258/sqft |
Source: | ||
| 3/18/2022 | Sold | $895,000$257/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,744 +11.1% | $936,700 +11.1% |
| 2024 | $6,072 +11.2% | $843,300 +11.2% |
| 2023 | $5,460 +20.6% | $758,400 +20.6% |
| 2022 | $4,530 +13.3% | $629,100 +13.3% |
| 2021 | $3,999 | $555,400 +6.2% |
| 2020 | -- | $523,200 +7.9% |
| 2018 | $3,497 +1% | $485,100 -0.1% |
| 2017 | $3,464 | $485,700 +1% |
| 2016 | $3,464 +0.2% | $481,100 +0.2% |
| 2015 | $3,457 +6% | $480,200 -0.1% |
| 2013 | $3,262 +19.3% | $480,500 +14.2% |
| 2012 | $2,735 | $420,900 -2.1% |
| 2011 | $2,735 -5% | $430,100 -2.5% |
| 2010 | $2,879 | $441,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 23024
Nearby schools
Schools provided by the listing agent
- District: Louisa County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






