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For sale
    • Price cut: $26K (10/1)
    $499,000

    3319 Viola Way, Bumpass, VA 23024

    3beds
    1,795sqft
    : 
    $3,254/mo
    Get pre-qualified
    Single Family Residence
    Built in 1995
    1 Acres Lot
    $494,300 Zestimate®
    $278/sqft
    $30/mo HOA

    What's special

    Community common areaGenerous one-acre lotWalk-out basementHot tubDetached garden storage shedMetal roofSpacious attached garage
    ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.
    94 days
    355
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Kerrie Poore 540-513-8207,

    Berkshire Hathaway HomeServices PenFed Realty 5403717653

    Source: Bright MLS,MLS#: VASP2043622MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Laundry, Office, Bathroom 2, Bathroom 3, Bonus Room, Primary Bathroom
      Primary bedroom
      • Features: Attached Bathroom, Cathedral/Vaulted Ceiling, Flooring - HardWood, Recessed Lighting, Walk-In Closet(s)
      • Level: Main
      Bedroom 3
      • Features: Attached Bathroom, Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Lower
      Primary bathroom
      • Features: Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Luxury Vinyl Tile, Recessed Lighting, Lighting - Wall sconces
      • Level: Main
      Bathroom 2
      • Features: Flooring - HardWood, Recessed Lighting, Walk-In Closet(s)
      • Level: Main
      Bathroom 2
      • Features: Bathroom - Tub Shower, Countertop(s) - Quartz, Flooring - Luxury Vinyl Tile, Recessed Lighting, Lighting - Pendants
      • Level: Main
      Bathroom 3
      • Features: Bathroom - Stall Shower, Countertop(s) - Solid Surface, Flooring - Luxury Vinyl Plank, Lighting - Pendants
      • Level: Lower
      Bonus room
      • Features: Flooring - HardWood, Recessed Lighting, Primary Bedroom - Sitting Area
      • Level: Main
      Dining room
      • Features: Cathedral/Vaulted Ceiling, Flooring - HardWood, Living/Dining Room Combo
      • Level: Main
      Kitchen
      • Features: Cathedral/Vaulted Ceiling, Countertop(s) - Quartz, Dining Area, Flooring - HardWood, Kitchen Island, Kitchen - Gas Cooking, Lighting - Pendants, Recessed Lighting, Pantry
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Features: Cathedral/Vaulted Ceiling, Fireplace - Gas, Flooring - HardWood, Recessed Lighting
      • Level: Main
      Office
      • Features: Flooring - Luxury Vinyl Plank, Recessed Lighting
      • Level: Unspecified
      Heating
      • Heat Pump, Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Down Draft, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Double Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Electric Water Heater
      • Laundry: Main Level, Laundry Room
      Features
      • Bathroom - Walk-In Shower, Breakfast Area, Entry Level Bedroom, Kitchen Island, Pantry, Primary Bath(s), Store/Office, Upgraded Countertops, Walk-In Closet(s), Dry Wall
      • Flooring: Hardwood, Wood
      • Windows: Bay/Bow, Double Hung
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Glass Doors, Gas/Propane
      Interior area
      • Total structure area: 1,795
      • Total interior livable area: 1,795 sqft
      • Finished area above ground: 1,539
      • Finished area below ground: 256

      Property

      Parking
      • Total spaces: 3
      • Parking features: Storage, Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Driveway, Detached Carport, Detached
      • Garage spaces: 2
      • Carport spaces: 1
      • Covered spaces: 3
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: 2+ Access Exits
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck
      • Exterior features: Boat Storage, Storage
      • Pool features: None
      • Has spa: Yes
      • Spa features: Bath, Heated, Hot Tub
      • Has view: Yes
      • View description: Street, Trees/Woods
      • Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard, Lake
      • Body of water: Lake Anna
      • Frontage type: Road Frontage
      Lot
      • Size: 1 Acres
      • Features: Backs to Trees, Cul-De-Sac, Front Yard, Level, Wooded, Private
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 80E3122
      • Zoning: RR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Combination
      • Foundation: Concrete Perimeter
      • Roof: Metal
      Condition
      • Excellent
      • New construction: No
      • Year built: 1995
      • Major remodel year: 2024

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Above Ground, Fiber Optic

      Community & HOA

      Community
      • Security: Exterior Cameras, Security System
      • Subdivision: Rockland Creek Estates
      HOA
      • Has HOA: Yes
      • HOA fee: $365 annually
      • HOA name: ROCKLAND CREEK HOMEOWNERS ASSOCIATION
      Location
      • Region: Bumpass

      Financial & listing details

      • Price per square foot: $278/sqft
      • Tax assessed value: $345,500
      • Annual tax amount: $2,547
      • Date on market: 7/8/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Hot Tub, Washer, Dryer
      • Exclusions: Generator
      • Ownership: Fee Simple
      • Road surface type: Paved

        Estimated market value

        $494,300

        $470,000 - $519,000

        $2,953/mo

        Price history

        DateEventPrice
        10/1/2026Price change$499,000-5%$278/sqft
        Source: Bright MLS #VASP2043622 Report a problem
        7/15/2026Price change$525,000-4.5%$292/sqft
        Source: BHHS broker feed #VASP2043622 Report a problem
        7/15/2026Price change$550,000+4.8%$306/sqft
        Source: BHHS broker feed #VASP2041190 Report a problem
        7/9/2026Listed for sale$525,000-4.5%$292/sqft
        Source: Bright MLS #VASP2043622 Report a problem
        7/7/2026Listing removed$550,000$306/sqft
        Source: Bright MLS #VASP2041190 Report a problem
        6/12/2026Price change$550,000-4.3%$306/sqft
        Source: Bright MLS #VASP2041190 Report a problem
        5/29/2026Price change$575,000-4%$320/sqft
        Source: Bright MLS #VASP2041190 Report a problem
        5/9/2026Price change$599,000-4.2%$334/sqft
        Source: Bright MLS #VASP2041190 Report a problem
        4/24/2026Listed for sale$625,000+62.1%$348/sqft
        Source: Bright MLS #VASP2041190 Report a problem
        6/21/2021Sold$385,500+16.8%$215/sqft
        Source: Public Record Report a problem
        7/19/2005Sold$330,000$184/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,418 $329,300
        2024$2,418 +11.3%$329,300 +16.9%
        2023$2,173 +4.6%$281,600
        2022$2,077 +4.1%$281,600 +14.2%
        2021$1,995 $246,500
        2020$1,995 -0.2%$246,500 +4.5%
        2019$1,999 +1.7%$235,900
        2018$1,965 +8.2%$235,900 +10.4%
        2017$1,816 $213,700
        2016-- $213,700 +4.8%
        2015-- $203,900
        2014-- $203,900 +11.8%
        2013-- $182,400
        2012-- $182,400 -0.6%
        2011-- $183,500
        2010-- $183,500 -36.6%
        2009-- $289,500 +17.4%
        2007$1,528 $246,500
        2006$1,528 -17.6%$246,500 +18.2%
        2005$1,856 +3.5%$208,500
        2004$1,793 +17.3%$208,500 +37.8%
        2003$1,528 $151,300
        2002$1,528 +2.5%$151,300 +8.6%
        2001$1,491 $139,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 23024

        Getting around

        0 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Berkeley
        • Middle: Post Oak
        • High: Spotsylvania
        • District: Spotsylvania County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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