Under contract-accepting backup offers. MOTIVATED SELLER - ALL REASONABLE OFFERS WILL BE CONSIDERED! Enjoy panoramic, wide-open water views from this end-unit villa in the desirable Villas of Bal Harbor. This spacious 2- bedroom plus a den/office w/murphy bed, 2-bath home offers 1,441 sq ft of living space, a rare attached 2-car garage, a courtyard entry with Terra Cotta tiled flooring, private dock and direct sail-boat access to Charlotte Harbor and beyond through Buckley's Pass. The new metal roof (2023) and seawall (2021-2023) provide added value and peace of mind. The split-bedroom floor plan offers privacy for owners and guests, while the updated primary bath includes a walk-in shower and two generous walk-in closets. The monthly HOA fee covers many of the major ownership expenses, making waterfront living more convenient and predictable. Included are building insurance, exterior maintenance, grounds maintenance, community pool and pool maintenance, water, sewer, trash, escrow reserves, private road, common area taxes, and a manager. The HOA coverage allows you to spend less time on maintenance and more time enjoying the Florida waterfront lifestyle. Located just minutes from Fishermen's Village, historic downtown Punta Gorda, restaurants, shopping, parks, numerous golf courses, beautiful Gulf beaches with their gorgeous sunsets and Punta Gorda airport is just 6 minutes away. This home comes furnished and waiting for the new owner to make it their own! Come and live the SWF waterfront lifestyle at this exceptional value. Bring your offer - the seller is motivated!
Accepting backups
Price cut: $10K (7/28)
$289,000
3830 BAL HARBOR BOULEVARD #12, PUNTA GORDA, FL 33950
2beds
1,441sqft
Condominium
Built in 1986
-- sqft lot
$-- Zestimate®
$201/sqft
$860/mo HOA
What's special
Private dockPanoramic wide-open water viewsHome comes furnishedEnd-unit villaSplit-bedroom floor planWalk-in showerUpdated primary bath
- 132 days
- 148
- 0
Zillow last checked:
Listing updated:
Listed by:
Paula McCarthy 941-504-6520,
CENTURY 21 SUNBELT REALTY 941-625-6120
Source: Stellar MLS,MLS#: C7525351
Originating MLS: Englewood

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 13x16
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Balcony porch lanai
- Level: First
- Area: 144 Square Feet
- Dimensions: 18x8
Den
- Level: First
- Area: 130 Square Feet
- Dimensions: 10x13
Great room
- Level: First
- Area: 325 Square Feet
- Dimensions: 13x25
Kitchen
- Level: First
- Area: 126 Square Feet
- Dimensions: 9x14
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
- Laundry: In Garage
Features
- Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Travertine
- Doors: Sliding Doors
- Windows: Skylight(s), Window Treatments
- Has fireplace: No
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 2,255
- Total interior livable area: 1,441 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground, Lighting, Outside Bath Access
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Waterfront, Canal - Saltwater, Saltwater Canal Access, Sailboat Water, Seawall
Details
- Parcel number: 412224578005
- Zoning: GM-15
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Public
Community & HOA
Community
- Features: Dock, Fishing, Water Access, Waterfront, Buyer Approval Required, Deed Restrictions, Pool, Sidewalks
- Pet fee: $0 monthly
- Subdivision: VILLAS BAL HABOR PH 02
HOA
- Has HOA: Yes
- Services included: Community Pool, Reserve Fund, Insurance, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Sewer, Trash, Water
- HOA fee: $860 monthly
- HOA name: Palmer Property Management
- HOA phone: 941-875-9273
Location
- Region: Punta Gorda
Financial & listing details
- Price per square foot: $201/sqft
- Tax assessed value: $324,585
- Annual tax amount: $2,858
- Date on market: 4/30/2026
- Cumulative days on market: 118 days
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/11/2026 | Listed for sale | $289,000$201/sqft |
Source: | ||
| 8/8/2026 | Contingent | $289,000$201/sqft |
Source: | ||
| 7/28/2026 | Price change | $289,000-3.3%$201/sqft |
Source: | ||
| 7/6/2026 | Price change | $299,000-6.5%$207/sqft |
Source: | ||
| 6/28/2026 | Pending sale | $319,900$222/sqft |
Source: | ||
| 5/26/2026 | Price change | $319,900-15.8%$222/sqft |
Source: | ||
| 5/9/2026 | Price change | $380,000-11.6%$264/sqft |
Source: | ||
| 5/1/2026 | Listed for sale | $430,000-14%$298/sqft |
Source: | ||
| 7/11/2024 | Listing removed | $499,900$347/sqft |
Source: | ||
| 3/4/2024 | Listed for sale | $499,900+4.2%$347/sqft |
Source: | ||
| 6/22/2023 | Listing removed | -- |
Source: | ||
| 2/2/2023 | Listed for sale | $479,900$333/sqft |
Source: | ||
| 10/7/2022 | Listing removed | -- |
Source: | ||
| 8/9/2022 | Listed for sale | $479,900$333/sqft |
Source: | ||
| 8/5/2022 | Pending sale | $479,900$333/sqft |
Source: | ||
| 5/30/2022 | Listed for sale | $479,900+128.5%$333/sqft |
Source: | ||
| 5/23/2016 | Sold | $210,000-44.7%$146/sqft |
Source: Public Record Report a problem | ||
| 4/20/2006 | Sold | $380,000+142%$264/sqft |
Source: Agent Provided Report a problem | ||
| 11/25/1996 | Sold | $157,000$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,940 +1.9% | $303,786 +10% |
| 2024 | $5,831 +6.9% | $276,169 +10% |
| 2023 | $5,453 +17.8% | $251,063 +10% |
| 2022 | $4,630 +14.5% | $228,239 +10% |
| 2021 | $4,043 +13.9% | $207,490 +10% |
| 2020 | $3,549 +1.3% | $188,627 +3.4% |
| 2019 | $3,504 -2.7% | $182,503 -8.6% |
| 2018 | $3,600 | $199,651 +4.5% |
| 2017 | $3,600 +4% | $191,077 +35.7% |
| 2016 | $3,461 +73.4% | $140,777 +0.7% |
| 2015 | $1,997 -0.9% | $139,798 +0.8% |
| 2014 | $2,014 +16.9% | $138,688 +2.5% |
| 2013 | $1,723 +1.7% | $135,363 -9% |
| 2012 | $1,694 -9.1% | $148,750 |
| 2011 | $1,863 -13.9% | $148,750 -8.6% |
| 2010 | $2,163 +9.2% | $162,680 +2.7% |
| 2009 | $1,981 | $158,403 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 33950
Nearby schools
Schools provided by the listing agent
- Elementary: Sallie Jones Elementary
- Middle: Punta Gorda Middle
- High: Charlotte High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








