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For sale
  • $319,000

    38648 Ferm Cir, Zephyrhills, FL 33540

    3beds
    1,409sqft
    : 
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    Single Family Residence
    Built in 1985
    0.26 Acres Lot
    $313,100 Zestimate®
    $226/sqft
    $-- HOA

    What's special

    Fenced yardEn suite bathroomStorage shedsCorian countertopsBonus areaCeramic tileSoaring ceilings
    PRICE IMPROVED!! Fantastic Zephyrhills Location W/ NO HOA !!! NO CDD !!! This Concrete Block 3 Bedroom, 2 Bath, 1 Car Garage Home Has No Deed Restrictions. 2 Outdoor Sheds For Storage and Work Space !!! Lovingly Maintained and Ready For A New Family. NO CARPETING !! All New Laminate Flooring and Ceramic Tile... The Eat In Kitchen has Solid Wood Cabinets and Corian Countertops. Huge Living Room Has Soaring Ceilings and a Bonus Area W/ Sliders that Lead Out to the Amazing Screened in Back Patio. SPLIT FLOOR PLAN !!! The Spacious Master Bedroom Has a Large Walk in Closet and En Suite Bathroom W/ Separate Water Closet, and A Fantastic Walk in Shower. The Other 2 Bedrooms Share a Full Bathroom. The Fenced Yard and Rear Carport Offering Privacy and Parking For Your Boat and Toys. Located Near Restaurants, Shopping, and a 4 minute Drive to the Hospital. 1 hour to Disney, Beaches, Major Sports Complexes and TIA.
    343 days
    |
    158
    |
    11
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Trisa Ramey 813-380-2303,

    COLDWELL BANKER REALTY 813-977-3500

    Source: Stellar MLS,MLS#: TB8411852MLS LogoOriginating MLS: Suncoast Tampa

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bonus Room
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 288 Square Feet
      • Dimensions: 24x12
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Balcony porch lanai
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 360 Square Feet
      • Dimensions: 30x12
      Dinette
      • Level: First
      • Area: 80 Square Feet
      • Dimensions: 10x8
      Kitchen
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 18x8
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 280 Square Feet
      • Dimensions: 20x14
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
      • Flooring: Ceramic Tile
      • Doors: Sliding Doors
      • Windows: Blinds, Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 1,975
      • Total interior livable area: 1,409 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage - Attached
      • Attached garage spaces: 1
      • Details: Garage Dimensions: 20x10
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Screened
      • Fencing: Wood
      Lot
      • Size: 0.26 Acres
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 212526005.0000.00008.0
      • Zoning: AR
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: GROVES
      HOA
      • Has HOA: No
      Location
      • Region: Zephyrhills

      Financial & listing details

      • Price per square foot: $226/sqft
      • Tax assessed value: $256,221
      • Annual tax amount: $786
      • Date on market: 7/29/2025
      • Cumulative days on market: 342 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $313,100

        $297,000 - $329,000

        $2,051/mo

        Price history

        DateEventPrice
        3/26/2026Price change$319,000-3.3%$226/sqft
        Source: Stellar MLS #TB8411852 Report a problem
        7/29/2025Listed for sale$329,900+87.6%$234/sqft
        Source: Stellar MLS #TB8411852 Report a problem
        2/3/2004Sold$175,822+202%$125/sqft
        Source: Public Record Report a problem
        9/18/2003Sold$58,211+89%$41/sqft
        Source: Public Record Report a problem
        5/19/2003Sold$30,800$22/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$786 +4.8%$98,260
        2023$750 +11.2%$98,260 +3%
        2022$674 +3.5%$95,400 +6.1%
        2021$652 +2.7%$89,940 +1.4%
        2020$635 +3.3%$88,700 +2.3%
        2019$615 $86,710 +1.9%
        2018$615 +3.2%$85,098
        2017$596 -29.2%$85,098 +4.2%
        2016$841 -4.1%$81,634 +0.7%
        2015$877 $81,067 -13.2%
        2014$877 $93,436 +9.5%
        2013-- $85,315 -9.8%
        2012-- $94,560 -3.1%
        2011-- $97,560 -0.6%
        2010-- $98,149 -14.2%
        2009-- $114,377 -20.8%
        2008-- $144,412 -8.2%
        2007-- $157,237 +22%
        2006-- $128,881 +33.5%
        2005-- $96,538 +8.4%
        2004-- $89,098 +15.6%
        2003-- $77,084 0%
        2002-- $77,117 +12.4%
        2000-- $68,607
        1999-- $68,607

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33540

        Getting around

        6 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Woodland Elementary-PO
        • Middle: Raymond B Stewart Middle-PO
        • High: Zephryhills High School-PO

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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