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For sale
    • $269,900

    3906 SANTIAGO STREET, SEBRING, FL 33872

    3beds
    1,652sqft
    : 
    $1,860/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    10,000 Square Feet Lot
    $261,600 Zestimate®
    $163/sqft
    $-- HOA

    What's special

    Carpet-free flooringVaulted living spaceSoaring cathedral ceilingsOversized screened porchFully fenced backyard
    Tired of high electric bills and cookie-cutter layouts? Discover a more comfortable way to live at 3906 Santiago St in Sun ’N Lake of Sebring. This move-in-ready 3-bedroom, 2-bath CBS block home combines vaulted living space, carpet-free flooring, an oversized screened porch, and a fully fenced backyard with owned solar panels and no mandatory HOA fee or CDD assessment. This 3 bedroom, 2 bath CBS block home combines soaring cathedral ceilings and an open, airy great room feel with practical, low-maintenance finishes: tile and laminate flooring throughout (no carpet to maintain), plus an open kitchen with generous prep space. When it is time to unwind, the oversized screened porch opens to a fully fenced backyard—ideal for pets, play, grilling, gardening, or a quiet Florida morning. A standout value feature is the owned solar system, offering energy efficiency potential and lower utility cost potential. Call to learn about transferring ownership! The property is shown in FEMA Flood Zone X; This inviting home offers peace-of-mind features and potential long-term savings. Sun ’N Lake brings the lifestyle beyond the front door, with two championship golf courses, a 36-hole golf club, pool, fitness and racquet facilities, pickleball, tennis, clubhouse dining, and year-round recreation nearby. Amenity availability, fees, memberships, and access are subject to applicable rules. Offered at $269,900. Come see the volume, outdoor space, and Sun ’N Lake lifestyle in person. Schedule your private tour today!
    46 days
    394
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Geraldina Turlington-Santana 813-944-9124,

    KELLER WILLIAMS SOUTH SHORE 813-641-8300

    Source: Stellar MLS,MLS#: TB8544080MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Great Room, Utility Room
      Primary bedroom
      • Features: En Suite Bathroom, Handicapped Accessible, Single Vanity, Walk-In Tub, Walk-In Closet(s)
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Balcony porch lanai
      • Features: No Closet
      • Level: First
      • Area: 200 Square Feet
      • Dimensions: 10x20
      Great room
      • Features: No Closet
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 16x20
      Kitchen
      • Features: Handicapped Accessible, No Closet
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 10x12
      Heating
      • Central, Electric, Solar
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Ceramic Tile, Laminate
      • Doors: Accessible Doors, Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 2,394
      • Total interior livable area: 1,652 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Central Living Area
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Patio, Rear Porch, Screened
      • Exterior features: Lighting, Private Yard, Sidewalk
      • Fencing: Fenced,Wood
      Lot
      • Size: 10,000 Square Feet
      • Dimensions: 80 x 125
      • Features: Cleared, In County, Level, Near Golf Course, Sidewalk, Unincorporated, Above Flood Plain
      Details
      • Parcel number: C04342802002400210
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco, Vinyl Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Electric: Photovoltaics Seller Owned
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Solar, Street Lights, Water Connected
      Green energy
      • Energy efficient items: Incentives, Windows
      • Energy generation: Solar

      Community & HOA

      Community
      • Features: Fishing, Deed Restrictions, Golf, Irrigation-Reclaimed Water, Sidewalks
      • Security: Smoke Detector(s), Touchless Entry
      • Pet fee: $0 monthly
      • Subdivision: SUN N LAKE
      HOA
      • Has HOA: No
      • Amenities included: Clubhouse, Fitness Center, Park, Playground, Pool, Shuffleboard Court, Tennis Court(s)
      • Services included: Maintenance Grounds, Recreational Facilities, Security
      Location
      • Region: Sebring

      Financial & listing details

      • Price per square foot: $163/sqft
      • Tax assessed value: $194,304
      • Annual tax amount: $1,236
      • Date on market: 9/3/2026
      • Cumulative days on market: 45 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $261,600

        $249,000 - $275,000

        $1,793/mo

        Price history

        DateEventPrice
        9/3/2026Listed for sale$269,900+8%$163/sqft
        Source: Stellar MLS #TB8544080 Report a problem
        7/9/2026Listing removed$249,900$151/sqft
        Source: HFMLS #321484 Report a problem
        5/7/2026Price change$249,900-3.5%$151/sqft
        Source: HFMLS #321484 Report a problem
        4/6/2026Price change$259,000-3.7%$157/sqft
        Source: HFMLS #321484 Report a problem
        1/8/2026Listed for sale$269,000+68.1%$163/sqft
        Source: HFMLS #321484 Report a problem
        11/18/2020Sold$160,000+0.1%$97/sqft
        Source: Public Record Report a problem
        11/13/2020Pending sale$159,900$97/sqft
        Source: Heartland Association of Realtors #273451 Report a problem
        10/16/2020Listed for sale$159,900$97/sqft
        Source: Heartland Association of Realtors #273451 Report a problem
        7/10/2020Pending sale$159,900$97/sqft
        Source: Heartland Association of Realtors #273451 Report a problem
        7/3/2020Listed for sale$159,900$97/sqft
        Source: Heartland Association of Realtors #273451 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,236 +219.7%$139,223 +2.9%
        2024$387 +8.3%$135,299 +3%
        2023$357 +4.5%$131,358 +3%
        2022$342 +4.4%$127,532 +3%
        2021$327 -81.9%$123,817 +15.9%
        2020$1,805 $106,824 +17%
        2019$1,805 +10.8%$91,283 +11.5%
        2018$1,630 +7.9%$81,897 +7.4%
        2017$1,511 +10.1%$76,220 +8.8%
        2016$1,372 +5%$70,025 +34.2%
        2015$1,307 +131.5%$52,162
        2014$565 --
        2013-- --
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        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33872

        Getting around

        12 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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