A beautiful home-and an opportunity for a lower mortgage rate! With an acceptable offer, the seller is willing to contribute toward a mortgage interest rate buy-down, helping make your monthly payment more affordable. Terms are subject to negotiation and lender approval. 3916 Bay Circle in Champaign-is a beautifully maintained, Signature-built detached condominium built in 2020. Enjoy the feel and privacy of a standalone home, with no shared walls, along with the convenience of services provided by the condominium association. This spacious ranch-style home features an open-concept floor plan with three bedrooms on the main level and a finished basement that adds an additional bedroom and full bathroom, creating plenty of space for guests, hobbies, or a home office. The kitchen is the heart of the home, showcasing white shaker-style cabinetry, quartz countertops, a large center island, a pantry, and included stainless-steel appliances. The open layout flows seamlessly into the living areas, making entertaining easy and enjoyable. The private primary suite offers a large walk-in closet and a luxurious bath featuring double sinks and a beautifully tiled shower. A convenient main-floor laundry area includes the washer and dryer, which will remain with the home. Step outside to enjoy the professionally landscaped, fenced backyard, complete with an attractive paved patio and an included hot tub-the perfect setting for relaxing, dining, or entertaining outdoors. Additional highlights include a two-car attached garage, modern finishes throughout, and a water-powered backup sump pump that provides added peace of mind during a power outage. With its thoughtful features, desirable location, and the convenience of condo living, this is truly a must-see property!
Active
Price cut: $24.9K (9/20)
$425,000
3916 Bay Cir #3916, Champaign, IL 61822
4beds
1,526sqft
Condominium, Single Family Residence
Built in 2020
-- sqft lot
$417,300 Zestimate®
$279/sqft
$150/mo HOA
What's special
Modern finishes throughoutPrivate primary suiteLarge center islandTwo-car attached garageIncluded hot tubOpen-concept floor planAttractive paved patio
- 103 days
- 331
- 16
Zillow last checked:
Listing updated:
Listed by:
Michael Hogue, ABR,e-PRO,GRI 217-841-8486,
RE/MAX REALTY ASSOCIATES-CHA
Source: MRED as distributed by MLS GRID,MLS#: 12721856
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: No additional rooms
Primary bedroom
- Features: Bathroom (Full)
- Level: Main
- Area: 180 Square Feet
- Dimensions: 12X15
Bedroom 2
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 3
- Level: Main
- Area: 90 Square Feet
- Dimensions: 9X10
Bedroom 4
- Level: Basement
- Area: 140 Square Feet
- Dimensions: 10X14
Dining room
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Family room
- Level: Basement
- Area: 812 Square Feet
- Dimensions: 29X28
Kitchen
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11X13
Laundry
- Level: Main
- Area: 35 Square Feet
- Dimensions: 5X7
Living room
- Level: Main
- Area: 288 Square Feet
- Dimensions: 16X18
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
- Laundry: Main Level
Features
- 1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan, Dining Combo, Quartz Counters
- Flooring: Hardwood
- Basement: Finished,Full
Interior area
- Total structure area: 2,964
- Total interior livable area: 1,526 sqft
- Finished area below ground: 1,045
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Lot
- Size: 6,454 Square Feet
- Dimensions: 57.33 x 112.58
- Features: Corner Lot
Details
- Parcel number: 462035151036
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium, Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: Yes
- Services included: Lake Rights
- HOA fee: $150 monthly
Location
- Region: Champaign
Financial & listing details
- Price per square foot: $279/sqft
- Annual tax amount: $8,088
- Date on market: 8/1/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
$417,300
$396,000 - $438,000
$2,520/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/20/2026 | Price change | $425,000-5.5%$279/sqft |
Source:  MRED as distributed by MLS GRID #12721856 Report a problem | ||
| 8/12/2026 | Price change | $449,900-3.2%$295/sqft |
Source: MRED as distributed by MLS GRID #12721856 Report a problem | ||
| 8/1/2026 | Listed for sale | $465,000$305/sqft |
Source: MRED as distributed by MLS GRID #12721856 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 61822
Nearby schools
Schools provided by the listing agent
- High: Central High School
- District: 4
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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