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Active
    • Price cut: $20K (7/27)
    $329,000

    3997 E 1st Rd, Monticello, IN 47960

    3beds
    1,792sqft
    : 
    $1,978/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    0.39 Acres Lot
    $-- Zestimate®
    $--/sqft
    $13/mo HOA

    What's special

    Three bedroomsPine-tree-lined lotDrive-by appealSlip for your boat
    This darling Cape Cod home is on a beautiful, pine-tree-lined lot and has drive-by appeal sure to impress. Situated between Lake Shafer and the Big Monon, you are just a short walk or golf cart ride to your Lake Shafer easement, complete with a slip for your boat. There are three bedrooms, including a main-floor primary bedroom with an attached bath. The living room includes a gas-log fireplace, and the kitchen opens to the deck with a retractable awning. All the appliances, including washer, dryer, and water softener, are included. There is a heated & cooled one-car attached garage, plus a nice 24x30 Morton pole building that is heated and insulated, and even a cute shed, all offering excellent storage for your hobbies and water toys. Best of all, you can be on the water in just a minute!
    17 days
    |
    1,115
    |
    45
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Chris Thayer Cell:574-870-1354,

    REAL ESTATE NETWORK L.L.C

    Source: IRMLS,MLS#: 202629428MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Upper
      Kitchen
      • Level: Main
      • Area: 209
      • Dimensions: 19 x 11
      Living room
      • Level: Main
      • Area: 285
      • Dimensions: 19 x 15
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Dryer-Electric, Gas Oven, Gas Range, Gas Water Heater, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Main Level
      Features
      • Stone Counters
      • Flooring: Carpet, Laminate, Tile
      • Windows: Blinds
      • Basement: Crawl Space
      • Number of fireplaces: 2
      • Fireplace features: Living Room, 1st Bdrm, Electric, Gas Log
      Interior area
      • Total structure area: 1,792
      • Total interior livable area: 1,792 sqft
      • Finished area above ground: 1,792
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1.5
      • Parking features: Attached, Garage Door Opener, Heated Garage
      • Attached garage spaces: 1.5
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • On waterfront: Yes
      • Waterfront features: Ski Lake, Lake
      • Body of water: Lake Shafer
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(10)
      Lot
      • Size: 0.39 Acres
      • Dimensions: 187.4x96.4x176.5x88.2
      • Features: Level, Few Trees, Rural
      Details
      • Additional structures: Shed(s), Second Garage
      • Parcel number: 918332000000.300013

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Electric: REMC
      • Gas: NIPSCO
      • Sewer: Regional
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: Yes
      • HOA fee: $150 annually
      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $227,500
      • Annual tax amount: $781
      • Date on market: 7/22/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/27/2026Price change$329,000-5.7%
        Source: IRMLS #202629428 Report a problem
        7/22/2026Listed for sale$349,000+74.6%
        Source: IRMLS #202629428 Report a problem
        1/30/2020Listing removed$199,900$112/sqft
        Source: REAL ESTATE NETWORK L.L.C #201947797 Report a problem
        10/30/2019Listed for sale$199,900+25%$112/sqft
        Source: REAL ESTATE NETWORK L.L.C #201947797 Report a problem
        5/20/2015Listing removed$159,900$89/sqft
        Source: REAL ESTATE NETWORK L.L.C #201501338 Report a problem
        1/18/2015Listed for sale$159,900$89/sqft
        Source: Visual Tour #201501338 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$713 +6.3%$227,500 +27%
        2024$671 +0.5%$179,200 +13.3%
        2023$668 +12.7%$158,100 +10.9%
        2022$592 +22.3%$142,500 +10.2%
        2021$484 -62.8%$129,300 +24.1%
        2020$1,301 +1.9%$104,200 -1%
        2019$1,278 +8.4%$105,300 -0.2%
        2018$1,178 $105,500 +14.5%
        2017$1,178 +9.9%$92,100 +4.1%
        2016$1,072 $88,500 +6.9%
        2014$1,072 +19.5%$82,800 +1%
        2013$897 -13.1%$82,000 +1.2%
        2012$1,031 -17%$81,000 -13.1%
        2011$1,242 -4.1%$93,200
        2010$1,296 +3.7%$93,200
        2009$1,249 $93,200 +9.9%
        2005-- $84,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 47960

        Getting around

        6 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North White Primary
        • Middle: North White Jr/Sr
        • High: North White Jr/Sr
        • District: North White School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

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