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For sale
    • $589,000

    4 Bay Dr NE, Fort Walton Beach, FL 32548

    4beds
    2,100sqft
    : 
    $3,727/mo
    Get pre-qualified
    Single Family Residence
    Built in 1950
    0.28 Acres Lot
    $572,800 Zestimate®
    $280/sqft
    $-- HOA

    What's special

    Metal roofPrivate backyardOpen front porchBright inviting centerpieceRefreshed kitchenCovered boat storage
    Positioned across the street from the shimmering waters of the Choctawhatchee Bay, this 1950-built residence offers a rare blend of mid-century warmth and timeless coastal soul. Cherished by the same family since 1977, this home is ready for its next chapter in the heart of the sought-after Ferry Park neighborhood. With recent price drops from $619K to $589K, the sellers are motivated to provide this home as an option for the next potential owners. Sellers are also offering up to $10,000 towards the buyer's closing costs. Step out to the open front porch to watch the morning light or wander just 200 feet down the street to the Hollywood Water Access Park. Sitting on 0.28-acre lot, the property features a private backyard complete with covered boat storage, keeping your watercraft protected and ready for quick launches onto the water. Inside, a refreshed kitchen serves as a bright, inviting centerpiece, seamlessly pairing historic charm with modern ease. Upstairs you will find a bonus room with potential to be converted to a 5th bedroom. High-ticket system updates deliver total peace of mind, including a metal roof, a high-efficiency HVAC system (2024), and a new water heater (2026). There is an active termite bond that has been renewed for a 10-year period and is transferable. Coastal properties offering this rich family legacy, prime bay proximity, and dedicated space for your coastal lifestyle are an absolute rarity. Welcome home to Ferry Park.
    2 days
    220
    5

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brandon Jennings 850-598-9878,

    Keller Williams Realty FWB

    Source: ECAOR,MLS#: 1011365MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15 x 12
      Bedroom
      • Level: First
      • Area: 150 Square Feet
      • Dimensions: 15 x 10
      Bedroom
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15 x 12
      Dining room
      • Level: First
      • Area: 100 Square Feet
      • Dimensions: 10 x 10
      Kitchen
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10 x 11
      Living room
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16 x 12
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Electric Water Heater
      • Laundry: Common Area, Washer/Dryer Hookup
      Features
      • Bookcases, Recessed Lighting, Newly Painted, Pantry, Shelving, Split Bedroom
      • Flooring: Hardwood, Laminate, Tile
      • Windows: Skylight(s), Bay Window(s)
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,100
      • Total interior livable area: 2,100 sqft

      Property

      Parking
      • Total spaces: 10
      • Parking features: Boat, Detached Carport, Detached, Oversized, RV Access/Parking
      • Carport spaces: 1
      • Covered spaces: 4
      Features
      • Stories: 2
      • Patio & porch: Deck, Covered, Enclosed, Screened
      • Exterior features: Outdoor Grill, Private Yard
      • Fencing: Privacy
      Lot
      • Size: 0.28 Acres
      • Dimensions: 0.28 Acres
      • Features: Within 1/2 Mile to Water
      Details
      • Additional structures: Workshop, Yard Building
      • Parcel number: 182S23080F00020020
      • Zoning description: City

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Frame, Brick, Brick Front, Wood Siding, Trim Wood
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1950

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Separate Storage, Short Term Rental - Allowed
      • Subdivision: FERRY PARK
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $280/sqft
      • Tax assessed value: $272,790
      • Annual tax amount: $1,699
      • Date on market: 9/4/2026
      • Road surface type: Paved

        Estimated market value

        $572,800

        $544,000 - $601,000

        $2,711/mo

        Price history

        DateEventPrice
        9/4/2026Listed for sale$589,000-3.3%$280/sqft
        Source: ECAOR #1011365 Report a problem
        9/3/2026Listing removed$609,000$290/sqft
        Source: ECAOR #1007250 Report a problem
        7/29/2026Price change$609,000-1.6%$290/sqft
        Source: ECAOR #1007250 Report a problem
        7/9/2026Listed for sale$619,000+25.1%$295/sqft
        Source: ECAOR #1007250 Report a problem
        6/8/2026Listing removed--
        Source: Owner Report a problem
        4/1/2026Listed for sale$495,000$236/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,770 +3.5%$171,098 +2.9%
        2024$1,711 +1.2%$166,276 +3%
        2023$1,691 -4.2%$161,433 +3%
        2022$1,765 -0.8%$156,731 +3%
        2021$1,780 +1.4%$152,166 +1.4%
        2020$1,754 +4.8%$150,065 +2.3%
        2019$1,674 +0.7%$146,691 +1.9%
        2018$1,662 $143,956 +2.1%
        2017-- $140,995 +4.3%
        2016$1,641 -24.8%$135,227 +40.6%
        2015$2,183 +131.1%$96,184 +0.8%
        2014$945 $95,421 +1.5%
        2013-- $94,011 +1.7%
        2012-- $92,440 +8.1%
        2011-- $85,515 +1.5%
        2010-- $84,251 +2.7%
        2009-- $82,036 +0.1%
        2008-- $81,954 +3%
        2007-- $79,567 +2.5%
        2006-- $77,626 +3%
        2005-- $75,365 +3%
        2004-- $73,170 +1.9%
        2003-- $71,806 +2.4%
        2002-- $70,123 +1.6%
        2001-- $69,019
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32548

        Getting around

        13 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Elliott Point
        • Middle: Meigs
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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