Welcome to 411 Oak Tree Rd in Ringgold, a well-maintained 3-bedroom, 2-bath split-level home offering thoughtful updates and flexible living space. The main level features approximately 1,016 square feet with updated flooring, fresh interior paint, crown molding, a comfortable living area, and a functional kitchen with stainless steel appliances and ample cabinetry.
The upstairs bathroom was completely remodeled less than a year ago and features stylish tilework, updated fixtures, and modern finishes. The lower level adds approximately 172 square feet of finished space, ideal for a home office, exercise room, hobby area, or additional living space, along with the home's second full bathroom.
Additional highlights include an approximately one-year-old HVAC system, an attached garage, established landscaping, and a convenient Ringgold location with easy access to shopping, schools, and major roadways. This move-in-ready home offers updated interiors, practical use of space, and excellent value in a desirable area.
Square footage is approximate and should be verified by the buyer.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.