Exceptional oceanside modern new construction beginning in August with anticipated completion by May, offering approximately 2,525 square feet of luxury coastal living in the heart of Surf City. Thoughtfully designed with a highly sought-after reversed-living floor plan, this 5-bedroom, 4.5-bath residence combines striking contemporary architecture with premium craftsmanship and low-maintenance finishes. The top level showcases an impressive open-concept great room with soaring 11.5' to 12.5' volume ceilings and an extraordinary clerestory window package featuring approximately 30 perimeter windows, filling the home with abundant natural light while enhancing privacy. The gourmet kitchen seamlessly connects to the dining and living areas and opens onto a spacious 19' x 12' covered deck, creating the perfect setting for indoor-outdoor entertaining. Above, an expansive approximately 1,000-square-foot rooftop deck with an additional 8' x 9' sun deck offers panoramic island views and exceptional outdoor living space. The home features five spacious bedrooms, including three private en-suite accommodations. The luxurious top-floor primary suite offers a walk-in closet and a spa-inspired bath. A second primary suite on the first floor features double vanities, a frameless glass shower, and a recessed Kohler Anthem® digital shower control conveniently located outside the shower enclosure. A third junior suite provides ideal accommodations for family and guests, while a hall bath with double vanities serves the remaining two bedrooms. Designed for effortless coastal living, the home includes a private elevator servicing every level and a spectacular resort-style backyard complete with a saltwater swimming pool, a 13' x 16' covered lanai, an outdoor shower, and professionally designed landscaping. The exterior showcases sleek black tubular railings, creating a sophisticated contemporary architectural statement, while maintenance-free CertainTeed CedarBoards™ insulated vinyl siding and trim provide the timeless appearance of cedar with exceptional durability and long-term performance. A rare opportunity to own a thoughtfully designed modern beach home, next to Surf City's beaches, restaurants, shopping, and bay access. Quality construction by respected local builder Dave Finelli.
New construction
$3,399,000
45 N 14th St, Surf City, NJ 08008
5beds
2,525sqft
Single Family Residence
Built in 2027
3,999 Square Feet Lot
$-- Zestimate®
$1,346/sqft
$-- HOA
What's special
Spectacular resort-style backyardStriking contemporary architectureThird junior suiteTimeless appearance of cedarDouble vanitiesThree private en-suite accommodationsAbundant natural light
- 3 days |
- 564 |
- 21 |
Zillow last checked:
Listing updated:
Listed by:
Bonnie Wells 609-492-4444,
Coastal Living Real Estate Group
Source: Bright MLS,MLS#: NJOC2043278
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Natural Gas
Appliances
- Included: Gas Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,525
- Total interior livable area: 2,525 sqft
- Finished area above ground: 2,525
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Garage Door Opener, Garage Faces Rear, Attached, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Elevator Installed
Features
- Levels: Three
- Stories: 3
- Patio & porch: Roof Deck
- Exterior features: Outdoor Shower
- Has private pool: Yes
- Pool features: Fenced, Heated, Private
- Waterfront features: Oceanblock
Lot
- Size: 3,999 Square Feet
- Dimensions: 40.00 x 100.00
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 320004100019
- Zoning: RA
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Contemporary
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Pilings
Condition
- Excellent
- New construction: Yes
- Year built: 2027
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Surf City
HOA
- Has HOA: No
Location
- Region: Surf City
- Municipality: SURF CITY BORO
Financial & listing details
- Price per square foot: $1,346/sqft
- Tax assessed value: $854,200
- Annual tax amount: $9,105
- Date on market: 6/30/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Listed for sale | $3,399,000$1,346/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 08008
Nearby schools
GreatSchools rating
- NAEthel A Jacobsen Elementary SchoolGrades: PK-2Distance: 0.9 mi
- 8/10Southern Regional Middle SchoolGrades: 7-8Distance: 5.8 mi
- 5/10Southern Regional High SchoolGrades: 9-12Distance: 5.9 mi
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A local lender can help you make sure your offer is ready when you are.
- New Jersey
- Ocean County
- Surf City
- 08008
- 45 N 14th St





