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For sale
  • Price cut: $35K (7/23)
    $859,999

    4589 N Island Dr, Sanford, MI 48657

    3beds
    3,892sqft
    : 
    $5,699/mo
    Get pre-qualified
    Single Family Residence
    Built in 1968
    0.92 Acres Lot
    $832,400 Zestimate®
    $221/sqft
    $3/mo HOA

    What's special

    Gas fireplacePontoon boat liftBoat dockPremium waterfront propertySurrounded mostly by waterReading areaTelevision room
    Unique Multi-Generational Waterfront Home. Originally designed in 1968 & completely rebuilt in 2018, this exceptional premium waterfront property offers a rare opportunity for beautiful lake living combined with comfortable & flexible multi-generational living. Surrounded mostly by water & situated on all-sports Sanford Lake, this home was thoughtfully designed to provide both privacy & shared family connection. Designed to function as either a spacious single-family residence or a multi-generational home, the layout easily accommodates separate living areas while maintaining inviting common spaces for everyone to enjoy together.  Ideal for caring for aging parents, supporting family members with mobility limitations, promoting meaningful family interactions, & significantly reducing living expenses through shared household costs. The property also offers an attractive alternative to the rising costs of assisted living & childcare. One wing of the home features a private upstairs primary bedroom suite with granite bathroom, second bedroom, an office/game room, fully finished basement for additional living space, & an insulated attached two-car garage with attic storage & direct access into the home. The main-floor handicap-accessible wing was designed with full wheelchair accessibility & no-step entry. This private area includes a spacious primary bedroom suite with room for a sitting area with a couch & television, a granite bathroom, laundry facilities, & its own insulated two-car garage with attic storage. A separate hallway allows family members convenient access to the laundry & garage areas while maintaining complete privacy for residents of this wing. Connecting both wings is a warm & welcoming central family living area featuring a large kitchen, dining space, television room, reading area, & gas fireplace. Large windows throughout the home provide breathtaking panoramic views of Sanford Lake from nearly every room. A spacious screened-in porch & patio offer the perfect setting for relaxing, entertaining, & enjoying the waterfront lifestyle, with direct walk-out access to the lake. Located on over 600 feet of lake & canal frontage on the deep side of the lake, this remarkable property offers exceptional boating, fishing, kayaking, & year-round recreational opportunities. The canal bordering the property was previously known as one of the lake’s best crappie fishing locations. Additionally: independent furnaces with humidifiers, C/A conditioning systems, on-demand water heaters, separate thermostats for each wing, a whole-house generator, a lawn sprinkler system drawing directly from the lake, a boat dock, & pontoon boat lift (as is). This one-of-a-kind waterfront property combines accessibility, privacy, shared living efficiency, & outstanding lakefront surroundings in a truly exceptional home designed for today’s evolving family lifestyle.
    60 days
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    1,313
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    38
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jerri Scurfield 989-859-5554,

    Ayre/Rhinehart REALTORS 989-631-7000

    Source: MiRealSource,MLS#: 50210262MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 2
      • 1/2 bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Bedroom 1
      • Level: Main
      • Area: 456
      • Dimensions: 24 x 19
      Bedroom 2
      • Level: Upper
      • Area: 195
      • Dimensions: 15 x 13
      Bedroom 3
      • Level: Upper
      • Area: 120
      • Dimensions: 12 x 10
      Bathroom 1
      • Level: Main
      Bathroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 120
      • Dimensions: 12 x 10
      Family room
      • Level: Lower
      • Area: 462
      • Dimensions: 22 x 21
      Great room
      • Level: Main
      • Area: 405
      • Dimensions: 27 x 15
      Kitchen
      • Level: Main
      • Area: 216
      • Dimensions: 18 x 12
      Office
      • Level: Upper
      • Area: 120
      • Dimensions: 12 x 10
      Heating
      • Forced Air, Humidity Control, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Range/Oven, Refrigerator, Gas Water Heater
      • Laundry: Main Level
      Features
      • High Ceilings, Cathedral/Vaulted Ceiling, Walk-In Closet(s)
      • Basement: Block,Daylight,Finished,Partial,Sump Pump,Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Gas, Great Room
      Interior area
      • Total structure area: 3,904
      • Total interior livable area: 3,892 sqft
      • Finished area above ground: 3,267
      • Finished area below ground: 625

      Property

      Parking
      • Total spaces: 4.5
      • Parking features: 3 or More Spaces, Garage, Driveway, Attached, Electric in Garage, Garage Door Opener, Direct Access
      • Attached garage spaces: 4.5
      Accessibility
      • Accessibility features: Wheelchair Access, Accessible Bedroom, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Wheelchair Accessible
      Features
      • Levels: Tri-Level
      • Patio & porch: Patio, Porch
      • Exterior features: Lawn Sprinkler
      • Has view: Yes
      • View description: Water, Canal, Lake
      • Has water view: Yes
      • Water view: Water,Canal,Lake
      • Waterfront features: All Sports Lake, Canal Front, Dock/Pier Facility, Lake Front, Lake/River Access, Seawall, Waterfront, Beach Access
      • Body of water: Sanford Lake
      • Frontage length: 611
      Lot
      • Size: 0.92 Acres
      • Features: Deep Lot - 150+ Ft., Large Lot - 65+ Ft., Subdivision, Graded, Irregular Lot, Platted
      Details
      • Parcel number: 1061250021100
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Stone, Fiber Cement
      Condition
      • Year built: 1968

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Rivers Edge Farm Sub No 2
      HOA
      • Has HOA: Yes
      • HOA fee: $35 annually
      Location
      • Region: Sanford

      Financial & listing details

      • Price per square foot: $221/sqft
      • Annual tax amount: $9,897
      • Date on market: 6/5/2026
      • Cumulative days on market: 89 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $832,400

        $791,000 - $874,000

        $2,736/mo

        Price history

        DateEventPrice
        7/23/2026Price change$859,999-3.9%$221/sqft
        Source: MIDMLS #50206913 Report a problem
        6/21/2026Price change$895,000-0.4%$230/sqft
        Source: MiRealSource #50210262 Report a problem
        5/8/2026Listed for sale$899,000+5.9%$231/sqft
        Source: MIDMLS #50206913 Report a problem
        9/11/2024Listing removed$849,000$218/sqft
        Source: MiRealSource #50139471 Report a problem
        9/1/2024Listed for sale$849,000$218/sqft
        Source: MIDMLS #50130958 Report a problem
        7/10/2024Listing removed$849,000$218/sqft
        Source: Realcomp II #61050139471 Report a problem
        6/7/2024Price change$849,000-2.3%$218/sqft
        Source: MIDMLS #50130958 Report a problem
        6/1/2024Price change$869,000-0.1%$223/sqft
        Source: MIDMLS #50130958 Report a problem
        5/2/2024Price change$870,000-0.6%$224/sqft
        Source: MIDMLS #50130958 Report a problem
        4/11/2024Price change$875,000-2.7%$225/sqft
        Source: MIDMLS #50130958 Report a problem
        1/6/2024Listed for sale$899,000+172.4%$231/sqft
        Source: MIDMLS #50130958 Report a problem
        6/1/2017Sold$330,000$85/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,180 +1.4%$279,300 +10.5%
        2024$7,082 +32.9%$252,800 +30%
        2023$5,331 $194,500 +5.1%
        2022-- $185,000 +8.4%
        2021-- $170,700 -23.1%
        2020-- $222,000 +25.3%
        2019-- $177,200
        2018-- $177,200 +18%
        2017-- $150,200 +7.4%
        2016-- $139,800 +4%
        2014-- $134,400 -1.9%
        2013-- $137,000 +1.3%
        2012-- $135,200 -4.7%
        2011-- $141,900 +0.5%
        2010-- $141,200 -2.3%
        2009-- $144,500 -0.8%
        2008-- $145,700 -3.7%
        2007-- $151,300 +5.1%
        2006-- $144,000
        2005-- $144,000 +6.1%
        2004-- $135,700 +3.4%
        2003-- $131,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48657

        Getting around

        5 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Meridian Public Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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