Experience elevated lake living in this fully custom residence in sought-after Twin Creeks Village, offering over 3,500 square feet of thoughtfully curated design and exceptional craftsmanship. Created for both grand entertaining and everyday comfort, the expansive open-concept layout is anchored by a true chef’s kitchen featuring a dramatic oversized quartz island with integrated dining, 60” refrigerator/freezer towers, gas cooktop with pot filler, double ovens, and extensive custom cabinetry. A hidden walk-in pantry with direct grocery door access from the garage adds a rare and thoughtful touch.
The great room makes a statement with its coffered ceiling, soaring floor-to-ceiling stone fireplace, and custom built-ins. A stunning brick archway leads to a warm and inviting den with wood beams and a second gas fireplace, offering an intimate retreat within the home.
This residence offers 4 bedrooms (2 up / 2 down), including a luxurious primary suite with shiplap ceiling and wood beam accents. The spa-inspired primary bath features a large walk-in shower, soaking tub, dual vanities, and linen towers—designed for both beauty and function. A large Bonus Room with closet could easily serve as Bedroom 5, if needed.
Designer details abound, including extensive board and batten trim throughout. Outdoor living is equally impressive with a rear porch enclosed by Poly-Vinyl windows, along with a front porch, screened porch, and sidewalks all finished in sleek epoxy coatings. An oversized rear patio and full irrigation system (front and back) complete the outdoor experience.
Set within the gated, lakefront community of Twin Creeks Village, this home offers not just a residence—but a lifestyle defined by elegance, ease, and connection to the water.
Active
Price cut: $51K (5/9)
$998,996
49 Why Worry Ln, Winchester, TN 37398
4beds
3,521sqft
Single Family Residence, Residential
Built in 2023
0.28 Acres Lot
$-- Zestimate®
$284/sqft
$170/mo HOA
What's special
- 78 days |
- 236 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Shelia Lunsford 615-545-1998,
Benchmark Realty, LLC 615-809-2323
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3179314
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 2
Bedroom 1
- Features: Suite
- Level: Suite
- Area: 270 Square Feet
- Dimensions: 18x15
Bedroom 2
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 182 Square Feet
- Dimensions: 14x13
Bedroom 3
- Features: Bath
- Level: Bath
- Area: 156 Square Feet
- Dimensions: 13x12
Bedroom 4
- Features: Bath
- Level: Bath
- Area: 210 Square Feet
- Dimensions: 15x14
Primary bathroom
- Features: Suite
- Level: Suite
Den
- Features: Separate
- Level: Separate
- Area: 252 Square Feet
- Dimensions: 18x14
Dining room
- Features: Combination
- Level: Combination
- Area: 162 Square Feet
- Dimensions: 18x9
Kitchen
- Area: 252 Square Feet
- Dimensions: 18x14
Living room
- Features: Great Room
- Level: Great Room
- Area: 357 Square Feet
- Dimensions: 21x17
Recreation room
- Features: Other
- Level: Other
- Area: 468 Square Feet
- Dimensions: 26x18
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Central Air
Appliances
- Included: Built-In Gas Oven, Double Oven, Built-In Gas Range, Dishwasher, Disposal, Refrigerator, Stainless Steel Appliance(s)
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Built-in Features, Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), High Speed Internet, Kitchen Island
- Flooring: Carpet, Luxury Vinyl, Tile
- Basement: Crawl Space
- Number of fireplaces: 2
- Fireplace features: Den, Gas, Living Room
Interior area
- Total structure area: 3,521
- Total interior livable area: 3,521 sqft
- Finished area above ground: 3,521
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Garage Faces Side
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch, Covered, Patio, Screened
- Exterior features: Boat Slip, Gas Grill
- Pool features: Association
- Fencing: Back Yard
Lot
- Size: 0.28 Acres
- Features: Level
- Topography: Level
Details
- Parcel number: 065J J 01600 000
- Special conditions: Owner Agent
- Other equipment: Irrigation System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence, Residential
Materials
- Fiber Cement, Brick, Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Water Available, Cable Connected, Underground Utilities
Green energy
- Energy efficient items: Windows, Water Heater
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Security Gate, Smoke Detector(s), Smart Camera(s)/Recording
- Subdivision: Twin Creeks Village Ph V
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Gated, Pool, Sidewalks, Underground Utilities, Trail(s)
- Services included: Maintenance Grounds, Recreation Facilities
- HOA fee: $170 monthly
- Second HOA fee: $1,200 one time
Location
- Region: Winchester
Financial & listing details
- Price per square foot: $284/sqft
- Tax assessed value: $670,100
- Annual tax amount: $4,307
- Date on market: 4/19/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/9/2026 | Price change | $998,996-4.9%$284/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3179314 Report a problem | ||
| 4/20/2026 | Listed for sale | $1,049,990+1713.5%$298/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3179314 Report a problem | ||
| 6/26/2017 | Sold | $57,900$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,307 +1.6% | $167,525 +1.6% |
| 2024 | $4,238 +49.6% | $164,850 |
| 2023 | $2,833 +58.4% | $164,850 +53.8% |
| 2022 | $1,789 +365.6% | $107,200 +614.7% |
| 2021 | $384 | $15,000 |
| 2020 | $384 -27.5% | $15,000 |
| 2019 | $530 +6.2% | $15,000 |
| 2018 | $499 | $15,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 37398
Nearby schools
GreatSchools rating
- 5/10Clark Memorial SchoolGrades: PK-5Distance: 0.6 mi
- 4/10North Middle SchoolGrades: 6-8Distance: 2.6 mi
- 4/10Franklin Co High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Clark Memorial School
- Middle: South Middle School
- High: Franklin Co High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Franklin County
- Winchester
- 37398
- 49 Why Worry Ln
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