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Contingent
    • $387,500

    4905 Bal Harbor Cir, Chattanooga, TN 37416

    4beds
    2,196sqft
    : 
    $2,418/mo
    Get pre-qualified
    Single Family Residence
    Built in 1972
    0.36 Acres Lot
    $384,500 Zestimate®
    $176/sqft
    $-- HOA

    What's special

    Thoughtfully updated finishesBright well-appointed kitchenTwo additional spacious bedroomsPrivate primary suiteGenerous closet spaceLarge vanity
    Move-In Ready in the Highly Sought-After Bal Harbor Neighborhood! Welcome to 4905 Bal Harbor Circle, where peaceful riverside living meets everyday convenience. Located in the highly desirable Bal Harbor community along the Tennessee River, this beautifully updated 4-bedroom, 3-bath home is just a short walk to the community dock and park, only 6 minutes from area marinas, 10 minutes to downtown Chattanooga, and just 3 miles from Booker T. Washington State Park. Inside, you'll find thoughtfully updated finishes and a spacious layout designed for comfortable living. The main level features a bright, well-appointed kitchen, a formal dining room with custom cabinetry, a cozy living room centered around a warm fireplace, a large office or bonus room, and a private primary suite. The main-level primary bedroom includes hardwood floors, a large vanity, generous closet space, and convenient washer/dryer hookups. Upstairs, you'll find a second oversized en-suite bedroom with a beautifully finished private bath, along with two additional spacious bedrooms that provide flexibility for family, guests, or a home office. The finished walkout basement offers exceptional additional living space, perfect for a media room, recreation area, home gym, or playroom. An attached two-car garage provides ample storage and everyday convenience. Enjoy the tranquility of this quiet riverside neighborhood with scenic water views, community amenities, and easy access to boating, parks, and everything Chattanooga has to offer. If you've been searching for a move-in-ready home in one of the area's most desirable neighborhoods, this is an opportunity you won't want to miss.
    20 days
    |
    3,124
    |
    439
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Garrett McGuire 423-661-4147,

    United Real Estate Experts 423-771-7611

    Source: Greater Chattanooga Realtors,MLS#: 1538079

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Exhaust Fan, Free-Standing Electric Range, Refrigerator, Vented Exhaust Fan, Water Heater
      • Laundry: Laundry Closet, In Hall
      Features
      • Built-in Features, Ceiling Fan(s), Double Vanity, His and Hers Closets, High Speed Internet, Storage, Stone Counters, Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Separate Dining Room, Plumbed
      • Flooring: Carpet, Hardwood, Luxury Vinyl
      • Has basement: Yes
      • Number of fireplaces: 1
      • Fireplace features: Electric, Living Room
      Interior area
      • Total structure area: 2,196
      • Total interior livable area: 2,196 sqft
      • Finished area above ground: 2,196

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Concrete, Driveway, Garage, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Awning(s), Covered, Deck, Enclosed, Front Porch, Rear Porch, Screened
      • Exterior features: Awning(s), Private Yard, Rain Gutters
      Lot
      • Size: 0.36 Acres
      • Dimensions: 115 x 138
      • Features: Landscaped
      Details
      • Parcel number: 120i B 013

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, HardiPlank Type
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Bal Harbor
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $176/sqft
      • Tax assessed value: $339,200
      • Annual tax amount: $2,921
      • Date on market: 7/4/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Refrigerator, dishwasher, and electric-range.

        Estimated market value

        $384,500

        $365,000 - $404,000

        $2,371/mo

        Price history

        DateEventPrice
        7/13/2026Contingent$387,500$176/sqft
        Source: Greater Chattanooga Realtors #1538079 Report a problem
        7/4/2026Listed for sale$387,500+3129.2%$176/sqft
        Source: Greater Chattanooga Realtors #1538079 Report a problem
        1/27/2025Listing removed$2,200$1/sqft
        Source: Zillow Rentals Report a problem
        1/14/2025Listed for rent$2,200+37.5%$1/sqft
        Source: Zillow Rentals Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        10/6/2017Listing removed$1,600$1/sqft
        Source: Owner Report a problem
        10/4/2017Listed for rent$1,600$1/sqft
        Source: Owner Report a problem
        11/27/1996Sold$12,000$5/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,285 +6.1%$84,800 +56.7%
        2024$1,211 $54,125
        2023$1,211 $54,125
        2022$1,211 $54,125
        2021$1,211 -0.5%$54,125 +23%
        2020$1,217 $44,000
        2019$1,217 $44,000
        2018$1,217 -48.1%$44,000
        2017$2,345 +8.9%$44,000
        2016$2,154 --
        2015$2,154 $40,175
        2014$2,154 +93.6%--
        2013$1,112 $40,175 -0.1%
        2012$1,112 $40,225
        2011$1,112 $40,225
        2010$1,112 $40,225
        2009$1,112 $40,225 +18%
        2008-- $34,075
        2007-- $34,075
        2006-- $34,075
        2005-- $34,075 +28.7%
        2004-- $26,475
        2003-- $26,475
        2002-- $26,475
        2001-- $26,475 +8.8%
        2000-- $24,325
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Bal Harbor

        Getting around

        5 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harrison Elementary
        • Middle: Brown Middle
        • High: Central High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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