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Pending
  • $374,500

    498 S Ornament Cir, Santa Claus, IN 47579

    3beds
    2,688sqft
    : 
    $2,343/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    1.17 Acres Lot
    $366,800 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Fully finished walk-out basementAll-brick homePeaceful secluded settingSpacious rear deckAttached two-car garageTwo separate drivewaysLarge open recreation area
    Welcome to your private retreat in desirable Christmas Lake Village! This beautiful all-brick home offers 3 bedrooms, 3 full bathrooms, and over an acre of serene, wooded surroundings on three spacious lots totaling 1.17 acres. Designed for comfortable living, the main floor features everything you need on one level, including the primary living spaces, bedrooms, and convenient laundry area. The kitchen is equipped with all new appliances, and the washer and dryer are included, making this home truly move-in ready. The fully finished walk-out basement expands your living space with a large open recreation area, a full bathroom, and a dedicated office that could easily serve as a fourth bedroom, guest room, hobby space, or home gym. Whether you're entertaining family and friends or simply enjoying extra room to spread out, the lower level offers endless possibilities. Step outside and enjoy the peaceful, secluded setting. The property's tiered landscaping showcases a variety of mature trees and plantings, creating a private oasis with a park-like feel. A spacious rear deck provides the perfect spot for relaxing, grilling, or taking in the natural surroundings, while the expansive yard offers plenty of room for outdoor activities. Parking and accessibility are exceptional with two separate driveways and an attached two-car garage. The third lot even features its own dedicated driveway, presenting an incredible opportunity for future expansion, including the potential to build a matching detached garage, workshop, or additional storage building. Combining privacy, space, and flexibility in one of the area's most sought-after lake communities, this property offers a rare opportunity to enjoy peaceful living with room to grow. Don't miss your chance to make this exceptional Christmas Lake Village home your own!
    37 days
    |
    433
    |
    12
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Joanie Troutman Cell:812-457-0628,

    Key Associates Signature Realty

    Source: IRMLS,MLS#: 202623935MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Kitchen
      • Level: Main
      • Area: 200
      • Dimensions: 20 x 10
      Living room
      • Level: Main
      • Area: 240
      • Dimensions: 15 x 16
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Water Filtration System, Gas Water Heater, Water Softener Owned
      Features
      • Flooring: Carpet, Tile, Vinyl
      • Windows: Blinds
      • Basement: Full,Walk-Out Access,Finished,Concrete
      • Has fireplace: No
      Interior area
      • Total structure area: 2,948
      • Total interior livable area: 2,688 sqft
      • Finished area above ground: 1,474
      • Finished area below ground: 1,214
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Concrete
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      Lot
      • Size: 1.17 Acres
      • Dimensions: 245X240X210X240
      • Features: Level, Rolling Slope, 0-2.9999
      Details
      • Additional structures: Shed
      • Additional parcels included: 7405-03-401-086.000-005
      • Parcel number: 740503401087.000005

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Gas: Community NatGas(Spencer)
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Christmas Lake Village Noel Shores
      Location
      • Region: Santa Claus

      Financial & listing details

      • Tax assessed value: $296,000
      • Annual tax amount: $3,988
      • Date on market: 6/18/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $366,800

        $348,000 - $385,000

        $2,254/mo

        Price history

        DateEventPrice
        7/2/2026Pending sale$374,500
        Source: IRMLS #202623935 Report a problem
        6/18/2026Listed for sale$374,500
        Source: IRMLS #202623935 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,571 +5.4%$296,000 +6.1%
        2024$2,439 +58%$279,000 +2%
        2023$1,543 +1.2%$273,600 +33.7%
        2022$1,525 -9.3%$204,600 +11.6%
        2021$1,681 +5.6%$183,300 -1%
        2020$1,592 +1.9%$185,100 -1.1%
        2019$1,562 +4.4%$187,100 +1.7%
        2018$1,496 +13.4%$184,000 +0.4%
        2017$1,319 -16.4%$183,300 -1%
        2016$1,577 +11.9%$185,100 +10.2%
        2014$1,409 +7.9%$167,900 +5.5%
        2013$1,306 +1.3%$159,100
        2012$1,290 +6.3%$159,100 +3.4%
        2011$1,213 +21.6%$153,800 +18%
        2010$998 +11.5%$130,300 +0.9%
        2009$895 +7.2%$129,200 +1.8%
        2007$834 -64.8%$126,900 +4.1%
        2006$2,374 $121,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 47579

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lincoln Trail
        • Middle: Heritage Hills
        • High: Heritage Hills
        • District: North Spencer County School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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