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  • $525,000

    51921 Primrose Rd, South Bend, IN 46628

    3beds
    3,456sqft
    Single Family Residence
    Built in 2004
    0.75 Acres Lot
    $512,600 Zestimate®
    $--/sqft
    $38/mo HOA

    What's special

    Custom-built lakefront ranchCozy gas fireplaceManicured yardFinished walkout lower levelWet barUnobstructed scenic viewsStandout lot
    Meticulously maintained, custom-built lakefront ranch on a standout lot in Westwood Hills at Elbel. Offers 3BR/3BA and ~3,450 square feet of open-concept, single-story living, featuring LVP floors, solid wood doors, cozy gas fireplace, and gourmet kichen with hickory cabinetry, granite countertops and high end appliances. Finished walkout lower level boasts an expansive famiy room, wet bar, and spacious bonus room with egress window-perfect for an office, home gym or guest space with adjacent full bath. Enjoy unobstructed scenic views from the Deckorator composite deck with cable railing. Just below, the stamped concrete patio overlooks the manicured yard, fountain & water views just steps from the private dock and water access for kayaking, fishing or morning coffee. Move in with peace of mind: new roof (May 2026), new HVAC (Dec 2025) with Smart Honeywell Home thermostat, new aluminum fence (2025), whole house Generac generator, RING doorbell, MyQ smart garage door camera & driveway camera. Secluded yet minutes to US-20 Bypass, Indiana Toll Road, and Notre Dame.
    3 days
    490
    17

    Zillow last checked:

    Listing updated:

    Listed by:

    Garrett K Gutermuth Cell:574-850-2252,

    Cressy & Everett - South Bend,

    Carol Gutermuth,

    Cressy & Everett - South Bend

    Source: IRMLS,MLS#: 202635127MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Refrigerator, Washer, Electric Cooktop, Dryer-Electric, Freezer, Double Oven, Water Softener Owned
      • Laundry: Main Level
      Features
      • Bar, Ceiling Fan(s), Vaulted Ceiling(s), Stone Counters, Eat-in Kitchen, Open Floorplan, Main Level Bedroom Suite, Custom Cabinetry
      • Flooring: Carpet, Tile, Vinyl
      • Basement: Full,Finished
      • Number of fireplaces: 1
      • Fireplace features: Living Room, Gas Log, Wood Burning
      Interior area
      • Total structure area: 3,712
      • Total interior livable area: 3,456 sqft
      • Finished area above ground: 1,856
      • Finished area below ground: 1,600
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Concrete
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck Covered, Deck
      • Exterior features: Fire Pit, Irrigation System, Workshop
      • Has spa: Yes
      • Spa features: Jet/Garden Tub
      • Fencing: Metal
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Waterfront, Pier/Dock, Private Beach, Lake Front, Lake
      • Body of water: Twin Lakes
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(110)
      Lot
      • Size: 0.75 Acres
      • Dimensions: 295 x 110
      • Features: 0-2.9999, Lake
      Details
      • Parcel number: 710214479010.000029
      • Other equipment: Generator-Whole House

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Walkout Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl Siding
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Electric: NIPSCO
      • Sewer: Septic Tank
      • Water: Well
      Green energy
      • Energy efficient items: HVAC

      Community & HOA

      Community
      • Features: Dock
      • Subdivision: Westwood Hills At Elbel
      HOA
      • Has HOA: Yes
      • HOA fee: $450 annually
      Location
      • Region: South Bend

      Financial & listing details

      • Tax assessed value: $454,400
      • Annual tax amount: $4,582
      • Date on market: 8/27/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $512,600

        $487,000 - $538,000

        $3,026/mo

        Price history

        DateEventPrice
        8/27/2026Listed for sale$525,000+66.7%
        Source: IRMLS #202635127 Report a problem
        3/9/2017Sold$314,900$91/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,990 -2.4%$454,400 +9.1%
        2024$5,112 -2.9%$416,600 -1.9%
        2023$5,267 +26.5%$424,500 -0.9%
        2022$4,163 +4.8%$428,300 +25.2%
        2021$3,973 +25.5%$342,200 +5.1%
        2020$3,167 -8.6%$325,600 +2.8%
        2019$3,466 +0.7%$316,700 +5.3%
        2018$3,441 -2.6%$300,700 +7.8%
        2017$3,534 +1%$278,900 -1%
        2016$3,500 +20.5%$281,700 +18.4%
        2014$2,904 +0.1%$237,900 -1%
        2013$2,900 -3.3%$240,200 -0.9%
        2012$2,999 +11.7%$242,400 +0%
        2011$2,684 +1.7%$242,300
        2010$2,639 +24.7%$242,300
        2009$2,116 $242,300 +5.3%
        2007-- $230,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 46628

        Getting around

        1 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Coquillard
        • Middle: Navarre
        • High: Washington
        • District: South Bend Community School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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