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For sale
    • $309,900

    520 BROWN BEAR WAY, ST CLOUD, FL 34772

    3beds
    1,264sqft
    : 
    $2,126/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    5,532 Square Feet Lot
    $305,300 Zestimate®
    $245/sqft
    $46/mo HOA

    What's special

    New thermostatGranite countertopsFresh interior paintVaulted ceilingsSingle-story split floor planInside laundry roomNew front entry door
    VR tour available. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.
    2 days
    278
    33

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Mark D'Italia 321-303-8219,

    PROPERTY LOGIC RE 407-909-3436

    Source: Stellar MLS,MLS#: O6455671MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 176 Square Feet
      • Dimensions: 11x16
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Kitchen
      • Level: First
      • Area: 120 Square Feet
      • Dimensions: 12x10
      Living room
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 16x20
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range
      • Laundry: Inside
      Features
      • Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Laminate, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,720
      • Total interior livable area: 1,264 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Patio
      • Exterior features: Irrigation System, Sidewalk
      • Fencing: Fenced,Vinyl,Wood
      • Has view: Yes
      • View description: Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      Lot
      • Size: 5,532 Square Feet
      • Features: Landscaped
      Details
      • Parcel number: 232630066800012270
      • Zoning: SPUD
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: SOUTHERN PINES UNIT 2
      HOA
      • Has HOA: Yes
      • HOA fee: $46 monthly
      • HOA name: Southern Pines / Leland Management Inc.
      • HOA phone: 407-781-1188
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $245/sqft
      • Tax assessed value: $251,200
      • Annual tax amount: $4,320
      • Date on market: 11/6/2026
      • Cumulative days on market: 4 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $305,300

        $290,000 - $321,000

        $1,930/mo

        Price history

        DateEventPrice
        11/7/2026Listed for sale$309,900+13.9%$245/sqft
        Source: Stellar MLS #O6455671 Report a problem
        10/16/2026Listing removed$1,953$2/sqft
        Source: Zillow Rentals Report a problem
        10/5/2026Price change$1,953+0.7%$2/sqft
        Source: Zillow Rentals Report a problem
        10/1/2026Price change$1,940-1.5%$2/sqft
        Source: Zillow Rentals Report a problem
        9/25/2026Price change$1,970-1.5%$2/sqft
        Source: Zillow Rentals Report a problem
        9/17/2026Price change$2,000-1.5%$2/sqft
        Source: Zillow Rentals Report a problem
        9/10/2026Price change$2,030-1.5%$2/sqft
        Source: Zillow Rentals Report a problem
        9/3/2026Price change$2,060-2.8%$2/sqft
        Source: Zillow Rentals Report a problem
        8/20/2026Price change$2,120-0.9%$2/sqft
        Source: Zillow Rentals Report a problem
        8/13/2026Price change$2,140-1.6%$2/sqft
        Source: Zillow Rentals Report a problem
        8/6/2026Price change$2,175-0.9%$2/sqft
        Source: Zillow Rentals Report a problem
        7/30/2026Price change$2,195-0.9%$2/sqft
        Source: Zillow Rentals Report a problem
        7/28/2026Price change$2,215-0.4%$2/sqft
        Source: Zillow Rentals Report a problem
        7/13/2026Price change$2,225-0.4%$2/sqft
        Source: Zillow Rentals Report a problem
        6/18/2026Listed for rent$2,235+27.7%$2/sqft
        Source: Zillow Rentals Report a problem
        10/5/2021Listing removed--
        Source: Zillow Rental Network Premium Report a problem
        10/2/2021Listed for rent$1,750$1/sqft
        Source: Zillow Rental Network Premium Report a problem
        8/23/2021Sold$272,200+36.2%$215/sqft
        Source: Public Record Report a problem
        12/19/2006Sold$199,900$158/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,500 +3.7%$251,200 +3.4%
        2024$4,341 +3.7%$243,000 +4.7%
        2023$4,186 +3.4%$232,200 +3.5%
        2022$4,048 +334.9%$224,400 +28.3%
        2021$931 +1.6%$174,900 +8.1%
        2020$916 +2.6%$161,800 +9.4%
        2019$893 $147,900 +69.4%
        2018$893 +2.3%$87,314 +2.1%
        2017$873 +1.5%$85,519 +2.1%
        2016$861 +2.9%$83,761 +0.7%
        2015$836 -0.5%$83,179 +0.8%
        2014$841 $82,519 +1.5%
        2013-- $81,300 -1.3%
        2012-- $82,400 -7.9%
        2011-- $89,500 -12.3%
        2010-- $102,000 -6.6%
        2009-- $109,200 -23.1%
        2008-- $142,000 -15.9%
        2007-- $168,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34772

        Getting around

        8 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Michigan Avenue Elem (K 5)
        • Middle: St. Cloud Middle (6-8)
        • High: St. Cloud High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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