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Contingent
    • Price increase: $100K (7/23)
    $299,990

    521 Desert Oak Dr, Pensacola, FL 32514

    3beds
    1,566sqft
    : 
    $1,937/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    6,002 Square Feet Lot
    $-- Zestimate®
    $192/sqft
    $-- HOA

    What's special

    Generously sized guest bedroomsFenced backyardSpacious primary suiteInviting open layoutSliding glass doorDouble vanityBeautifully tiled walk-in shower
    Move-in ready and packed with updates! Located in the desirable Charter Oaks subdivision with NO HOA, this beautifully refreshed 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and value—all for under $300,000! Stepping inside you will feel the inviting open layout that creates a seamless flow between the kitchen and living area while still providing each space its own definition. Retreat to the spacious primary suite, complete with a beautifully tiled walk-in shower, double vanity, and separate his-and-her closets. The generously sized guest bedrooms offer comfort and flexibility for family, guests, or additional workspace. The sliding glass door leads to the fenced backyard, creating the perfect setup for entertaining, pets, or simply enjoying the quiet outdoors. All the major updates already completed, you can move in with confidence and enjoy the peace of mind that comes with a home requiring minimal maintenance. Conveniently located near UWF, hospitals, shopping, dining, and I-10, this home delivers the ideal combination of location, quality, and affordability. Schedule your private showing today!
    14 days
    |
    394
    |
    39
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ace Khan 850-748-1365,

    Levin Rinke Realty,

    Beau Smith 561-309-3190,

    Levin Rinke Realty

    Source: PAR,MLS#: 686304MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 209.25
      • Dimensions: 15.5 x 13.5
      Bedroom
      • Level: First
      • Area: 132
      • Dimensions: 12 x 11
      Bedroom 1
      • Level: First
      • Area: 137.5
      • Dimensions: 12.5 x 11
      Bathroom
      • Level: First
      • Area: 38.25
      • Dimensions: 8.5 x 4.5
      Kitchen
      • Level: First
      • Area: 80
      • Dimensions: 10 x 8
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Water Heater, Built In Microwave, Dishwasher, Disposal, Microwave, Refrigerator, Self Cleaning Oven
      • Laundry: Inside, W/D Hookups
      Features
      • Baseboards, Ceiling Fan(s), High Ceilings, High Speed Internet, Vaulted Ceiling(s)
      • Flooring: Laminate, Simulated Wood
      • Doors: Insulated Doors
      • Has basement: No
      Interior area
      • Total structure area: 1,566
      • Total interior livable area: 1,566 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Porch
      • Pool features: None
      • Fencing: Back Yard,Privacy
      Lot
      • Size: 6,002 Square Feet
      • Features: Interior Lot
      Details
      • Parcel number: 171s304250440001
      • Zoning description: Res Single

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Electric: Copper Wiring
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available
      Green energy
      • Energy efficient items: Insulation, Insulated Floors, Insulated Walls

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Charter Oaks
      HOA
      • Has HOA: No
      Location
      • Region: Pensacola

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $206,224
      • Annual tax amount: $2,634
      • Price range: $300K - $300K
      • Date on market: 7/23/2026
      • Cumulative days on market: 15 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/30/2026Contingent$299,990$192/sqft
        Source: PAR #686304 Report a problem
        7/23/2026Price change$299,990+50%$192/sqft
        Source: PAR #686304 Report a problem
        3/7/2026Pending sale$200,000+5.3%$128/sqft
        Source: PAR #677373 Report a problem
        3/6/2026Sold$190,000-5%$121/sqft
        Source: PAR #677373 Report a problem
        2/17/2026Contingent$200,000$128/sqft
        Source: PAR #677373 Report a problem
        2/14/2026Price change$200,000-9.1%$128/sqft
        Source: PAR #677373 Report a problem
        2/11/2026Listed for sale$220,000+151.4%$140/sqft
        Source: PAR #677373 Report a problem
        3/2/2001Sold$87,500$56/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,634 +4.2%$206,224 +3.6%
        2023$2,527 +11%$199,107 +16.8%
        2022$2,277 +10%$170,434 +21.1%
        2021$2,070 +11.2%$140,718 +10.4%
        2020$1,862 +3.6%$127,481 +4.7%
        2019$1,798 $121,747 +6.7%
        2018$1,798 +4.2%$114,062 +7.6%
        2017$1,724 +4.9%$106,017 +1.6%
        2016$1,644 -0.1%$104,357 +4.4%
        2015$1,646 $99,976 +2.2%
        2014$1,646 $97,828 +9.2%
        2013-- $89,547 -0.8%
        2012-- $90,303 -4.5%
        2011-- $94,511 -4.3%
        2010-- $98,797 -4.2%
        2009-- $103,160 -3.5%
        2008-- $106,945 -6.3%
        2007-- $114,090 -5%
        2006-- $120,100 +35.3%
        2005-- $88,770 +7.7%
        2004-- $82,400 +11.7%
        2003-- $73,780 +3.4%
        2002-- $71,360
        2001-- $71,360 +2.7%
        2000-- $69,490
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32514

        Getting around

        25 / 100
        Car-Dependent
        16 / 100
        Minimal Transit
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ferry Pass
        • Middle: FERRY PASS
        • High: Pine Forest

        Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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