Active under contract

Price cut: $20.1K (7/9)

$289,900

523 S Western Ave, Monticello, IN 47960

3beds

1,838sqft

$1,750/mo

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Single Family Residence

Built in 1961

0.64 Acres Lot

$281,200 Zestimate^®

$--/sqft

$-- HOA

What's special

Fenced yardGranite countertopsNewer roofTile backsplash

PRICED TO SELL- Sellers have come down in $ because due to health conditions they want and need to sell this home. IT HAS BEEN MAINTAINED GREAT! Discover this beautiful 3-bedroom, 2.5-bath home featuring an inviting open-concept living, dining, and kitchen area. Enjoy year-round comfort in the gorgeous four-season room filled with natural light and serene views through large windows. This home offers extensive updates throughout, including a newer roof, furnace, granite countertops, tile backsplash, insulation, gutters, porch, flooring, landscaping, water heater, and driveway. Outside, you’ll find a fenced yard, an attached 2-car garage with plenty of extra storage room, and a separate woodshed for additional convenience. Set in a peaceful setting with picturesque views, this move-in-ready home perfectly blends comfort, style, and functionality. Don't forget about the pool in the subdivision!! This is only $250 annually for association fees and so worth it!

78 days

771

21

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 3

Bedroom 1

Level: Main

Bedroom 2

Level: Main

Dining room

Level: Main
Area: 96
Dimensions: 8 x 12

Kitchen

Level: Main
Area: 270
Dimensions: 18 x 15

Living room

Level: Main
Area: 420
Dimensions: 15 x 28

Heating

Natural Gas, Forced Air

Cooling

Central Air

Appliances

Included: Disposal, Dishwasher, Microwave, Refrigerator, Dryer-Gas, Washer/Dryer Stacked, Electric Oven, Electric Range, Gas Water Heater, Water Softener Owned
Laundry: Gas Dryer Hookup, Sink, Main Level

Features

Ceiling Fan(s), Cedar Closet(s), Countertops-Solid Surf, Stone Counters, Crown Molding, Kitchen Island, Wet Bar, Stand Up Shower, Main Level Bedroom Suite
Basement: Crawl Space
Number of fireplaces: 1
Fireplace features: Living Room, Wood Burning

Interior area

Total structure area: 1,838
Total interior livable area: 1,838 sqft
Finished area above ground: 1,838
Finished area below ground: 0

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Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Porch Covered, Enclosed

Lot

Size: 0.64 Acres
Dimensions: 210X130
Features: Level, Few Trees, Landscaped

Details

Additional structures: Shed
Parcel number: 917332000009.600020

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Wood Siding

Condition

New construction: No
Year built: 1961

Utilities & green energy

Sewer: Septic Tank
Water: Well

Community & HOA

Community

Features: Pool
Subdivision: Western Heights

Location

Region: Monticello

Financial & listing details

Annual tax amount: $1,100
Date on market: 5/14/2026

Estimated market value

$281,200

$267,000 - $295,000

$2,493/mo

Price history

Date	Event	Price
7/9/2026	Price change	$289,900-6.5%
Source: IRMLS #202618312 Report a problem
6/4/2026	Price change	$310,000-1.6%
Source: IRMLS #202618312 Report a problem
5/14/2026	Listed for sale	$314,900
Source: IRMLS #202618312 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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