Nestled in the heart of beautiful Harbor Springs, this quintessential Harbor Springs cottage blends timeless charm with the ease of in-town living. Located at 535 Hoyt Street, this inviting 3-bedroom, 2.5-bath home offers the perfect Northern Michigan retreat just moments from downtown shops, dining, marinas, and the waterfront. Thoughtfully designed with warm cottage character and comfortable living spaces, the home features an airy layout ideal for gathering with family and friends, while cozy details create an atmosphere that feels instantly welcoming. Whether enjoying summer evenings on the porch, biking to town, or experiencing all that Harbor Springs has to offer year-round, this charming property captures the very essence of classic Harbor Springs living.
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.