For sale

Price cut: $24K (6/19)

$575,000

5404 Spinnaker Way, Mineral, VA 23117

3beds

1,264sqft

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Single Family Residence

Built in 1991

1.73 Acres Lot

$567,200 Zestimate^®

$455/sqft

$22/mo HOA

What's special

Shared waterfront home

Wonderful opportunity to own this shared waterfront home with a covered boat slip and lift. Boat slip #7 conveys with the property. 1264 sqft of finished space with 3 bedrooms, 2 baths, living/dining, a kitchen, and a loft. An additional 784sqft of unfinished space in the walkout basement is ready to be finished to add an additional bath and living space. A 2-tier deck over a gravel patio provides ample outdoor space to enjoy cookouts or views of the lake. Located mid-lake, there is easy access by boat to the lake's many restaurants: The Cove, Tims, and the Tap House. It's also a short drive to the off-lake amenities, Food Lion, DG Fresh, Local Wineries, and Breweries. The home is being sold as-is and provides an excellent opportunity to develop an amazing waterfront retreat at an affordable price

131 days

2,075

53

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Kitchen, Basement, Bedroom 1, Great Room, Loft, Bathroom 1, Bathroom 2, Bathroom 3

Bedroom 1

Level: Main
Area: 154 Square Feet
Dimensions: 14 X 11

Bathroom 1

Level: Main
Dimensions: 14 X 0

Bathroom 2

Features: Balcony Access
Level: Upper
Area: 117 Square Feet
Dimensions: 13 X 9

Bathroom 2

Level: Upper

Bathroom 3

Level: Upper
Area: 143 Square Feet
Dimensions: 13 X 11

Basement

Level: Lower
Area: 702 Square Feet
Dimensions: 26 X 27

Great room

Features: Fireplace - Wood Burning
Level: Main
Area: 280 Square Feet
Dimensions: 10 X 28

Kitchen

Level: Main
Area: 117 Square Feet
Dimensions: 13 X 9

Loft

Level: Upper
Area: 132 Square Feet
Dimensions: 12 X 11

Heating

Heat Pump, Electric

Cooling

Ceiling Fan(s), Central Air, Electric

Appliances

Included: Dryer, Extra Refrigerator/Freezer, Microwave, Oven/Range - Electric, Washer, Electric Water Heater

Features

Ceiling Fan(s), Combination Dining/Living, Other
Flooring: Carpet
Windows: Window Treatments
Basement: Walk-Out Access
Number of fireplaces: 1
Fireplace features: Wood Burning

Interior area

Total structure area: 2,048
Total interior livable area: 1,264 sqft
Finished area above ground: 1,264
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Accessibility

Accessibility features: None

Features

Levels: Three
Stories: 3
Patio & porch: Deck
Pool features: None
On waterfront: Yes
Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Beach Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Lake
Body of water: Lake Anna
Frontage length: Water Frontage Ft: 15

Lot

Size: 1.73 Acres

Details

Additional structures: Above Grade, Below Grade
Parcel number: 68B27
Zoning: RR
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: A-Frame
Property subtype: Single Family Residence

Materials

Cedar, Concrete, Frame, Other

Condition

New construction: No
Year built: 1991

Utilities & green energy

Sewer: On Site Septic
Water: Well

Community & HOA

Community

Subdivision: Rose Valley

HOA

Has HOA: Yes
Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges, Other
Services included: Common Area Maintenance, Pier/Dock Maintenance, Other
HOA fee: $264 annually

Location

Region: Mineral

Financial & listing details

Price per square foot: $455/sqft
Tax assessed value: $386,100
Annual tax amount: $2,835
Date on market: 2/26/2026
Listing agreement: Exclusive Right To Sell
Inclusions: Boat Slip #7 Conveys With The Property.
Ownership: Fee Simple

Estimated market value

$567,200

$539,000 - $596,000

$2,553/mo

Price history

Date	Event	Price
6/19/2026	Price change	$575,000-4%$455/sqft
Source: Bright MLS #VASP2038728 Report a problem
4/8/2026	Price change	$599,000-4.2%$474/sqft
Source: Bright MLS #VASP2038728 Report a problem
2/26/2026	Listed for sale	$625,000+552.4%$494/sqft
Source: Bright MLS #VASP2038728 Report a problem
4/23/1999	Sold	$95,800$76/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,835	$386,100
2024	$2,835 +6.7%	$386,100 +12.1%
2023	$2,657 +4.6%	$344,300
2022	$2,540 +1.9%	$344,300 +11.8%
2021	$2,493	$308,000
2020	$2,493 -2.9%	$308,000 +1.6%
2019	$2,568 +1.7%	$303,100
2018	$2,525 -0.2%	$303,100 +1.8%
2017	$2,530	$297,700
2016	--	$297,700 +0.7%
2015	--	$295,500
2014	--	$295,500 +3.5%
2013	--	$285,500
2012	--	$285,500 -4.3%
2011	--	$298,200 +1.4%
2010	--	$294,200 -15.7%
2009	--	$349,100 +16.8%
2007	$1,854	$299,000
2006	$1,854 -12%	$299,000 +26.3%
2005	$2,108 +3.5%	$236,800
2004	$2,036 +17.6%	$236,800 +38.1%
2003	$1,732	$171,500
2002	$1,732 +12%	$171,500 +18.7%
2001	$1,546	$144,500

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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