PRICE ADJUSTMENT! Spacious two-story home located in the desirable Deep Creek community of Punta Gorda! Built in 2006 and offering over 3,300 square feet of living space, this 3-bedroom, 2.5-bath residence provides plenty of room for comfortable living and entertaining. The home features a welcoming front porch, generous interior living areas, and a screened rear lanai perfect for enjoying Florida’s outdoor lifestyle year-round. Situated on a .23-acre fenced lot, there is ample space for pets, play, or future outdoor enhancements. The attached 2-car garage adds convenience and additional storage. Ideally located near the scenic Peace River, shopping, dining, golf, parks, and all that Punta Gorda has to offer, this property combines space, comfort, and an excellent location in one exceptional opportunity. *Some photos are virtually staged
For sale
Price cut: $10K (7/6)
$345,000
545 Encarnacion St, Punta Gorda, FL 33983
3beds
3,248sqft
Single Family Residence
Built in 2006
9,899 Square Feet Lot
$338,000 Zestimate®
$106/sqft
$18/mo HOA
What's special
Welcoming front porchSpacious two-story home
- 74 days |
- 552 |
- 34 |
Zillow last checked:
Listing updated:
Listed by:
Helen Marks 239-284-2497,
GENSTONE REALTY 305-974-1801,
Lindsay Marks 443-487-1091,
GENSTONE REALTY
Source: Stellar MLS,MLS#: C7525335
Originating MLS: Suncoast Tampa

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Built-in Closet
- Level: Second
Bedroom 2
- Features: Built-in Closet
- Level: Second
Bedroom 3
- Features: Built-in Closet
- Level: Second
Primary bathroom
- Features: Built-in Closet
- Level: Second
Bathroom 2
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Inside
Features
- Ceiling Fan(s), Kitchen/Family Room Combo, PrimaryBedroom Upstairs
- Flooring: Ceramic Tile, Luxury Vinyl
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 3,993
- Total interior livable area: 3,248 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
Lot
- Size: 9,899 Square Feet
Details
- Parcel number: 402303357005
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Slab
- Roof: Tile
Condition
- Completed
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: PUNTA GORDA ISLES SEC 20
HOA
- Has HOA: Yes
- HOA fee: $18 monthly
- HOA name: Deep Creek
Location
- Region: Punta Gorda
Financial & listing details
- Price per square foot: $106/sqft
- Tax assessed value: $422,848
- Annual tax amount: $5,750
- Date on market: 4/24/2026
- Cumulative days on market: 75 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$338,000
$321,000 - $355,000
$2,750/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Price change | $345,000-2.8%$106/sqft |
Source: | ||
| 6/25/2026 | Price change | $355,000-2.7%$109/sqft |
Source: | ||
| 6/6/2026 | Price change | $365,000-2.7%$112/sqft |
Source: | ||
| 4/24/2026 | Listed for sale | $375,000+49.4%$115/sqft |
Source: | ||
| 3/24/2025 | Listing removed | $2,649$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/19/2025 | Price change | $2,649-1.9%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/12/2025 | Price change | $2,699-3.6%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/6/2025 | Listed for rent | $2,799+22%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/13/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 1/23/2024 | Listed for rent | $2,295+21.1%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/26/2019 | Listing removed | $1,895-7.3%$1/sqft |
Source: Pathlight Mgt Ft Myers - Summer Report a problem | ||
| 10/29/2019 | Price change | $2,045-4.7%$1/sqft |
Source: Pathlight Mgt Ft Myers - Summer Report a problem | ||
| 10/12/2019 | Price change | $2,145-6.5%$1/sqft |
Source: Pathlight Mgt Ft Myers - Summer Report a problem | ||
| 9/17/2019 | Price change | $2,295-2.1%$1/sqft |
Source: Pathlight Mgt Ft Myers - Summer Report a problem | ||
| 8/29/2019 | Price change | $2,345-2.1%$1/sqft |
Source: Pathlight Mgt Ft Myers - Summer Report a problem | ||
| 8/16/2019 | Listed for rent | $2,395+6.9%$1/sqft |
Source: Pathlight Mgt Ft Myers - Summer Report a problem | ||
| 11/3/2018 | Listing removed | $2,240$1/sqft |
Source: Real PM Pros Report a problem | ||
| 9/5/2018 | Listed for rent | $2,240$1/sqft |
Source: Real PM Pros Report a problem | ||
| 10/5/2017 | Sold | $251,000-3.1%$77/sqft |
Source: Public Record Report a problem | ||
| 9/13/2017 | Pending sale | $259,000$80/sqft |
Source: RE/MAX ANCHOR REALTY #C7240224 Report a problem | ||
| 8/24/2017 | Listed for sale | $259,000$80/sqft |
Source: RE/MAX ANCHOR OF MARINA PARK #C7240224 Report a problem | ||
| 8/24/2017 | Pending sale | $259,000$80/sqft |
Source: RE/MAX ANCHOR OF MARINA PARK #C7240224 Report a problem | ||
| 7/25/2017 | Pending sale | $259,000$80/sqft |
Source: RE/MAX ANCHOR REALTY #C7240224 Report a problem | ||
| 7/14/2017 | Listed for sale | $259,000-17.8%$80/sqft |
Source: RE/MAX ANCHOR OF MARINA PARK #C7240224 Report a problem | ||
| 12/19/2006 | Sold | $315,000+634.3%$97/sqft |
Source: Public Record Report a problem | ||
| 12/29/2004 | Sold | $42,900+114.5%$13/sqft |
Source: Stellar MLS #C441292 Report a problem | ||
| 2/12/2004 | Sold | $20,000-82.5%$6/sqft |
Source: Public Record Report a problem | ||
| 7/23/2001 | Sold | $114,000$35/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,751 -9.3% | $319,879 -3.6% |
| 2024 | $6,337 -1% | $331,687 +10% |
| 2023 | $6,403 +19% | $301,534 +10% |
| 2022 | $5,379 +11.5% | $274,122 +10% |
| 2021 | $4,822 +6.6% | $249,202 +7.7% |
| 2020 | $4,522 +5% | $231,356 +5.3% |
| 2019 | $4,308 +8.1% | $219,637 +2.9% |
| 2018 | $3,986 | $213,367 -4.9% |
| 2017 | $3,986 -5.4% | $224,315 +55.5% |
| 2016 | $4,216 +84.3% | $144,210 +0.7% |
| 2015 | $2,287 +0.2% | $143,208 +0.8% |
| 2014 | $2,281 +30.5% | $142,071 +3.2% |
| 2013 | $1,748 +4.3% | $137,631 -11.7% |
| 2012 | $1,676 -14.8% | $155,927 |
| 2011 | $1,968 -4.2% | $155,927 -1.6% |
| 2010 | $2,054 -16.4% | $158,496 -17.7% |
| 2009 | $2,457 | $192,573 +357.5% |
| 2007 | -- | $42,088 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 33983
Nearby schools
GreatSchools rating
- 8/10Deep Creek Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 4/10Punta Gorda Middle SchoolGrades: 6-8Distance: 6.5 mi
- 5/10Charlotte High SchoolGrades: 9-12Distance: 6.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Charlotte County
- Punta Gorda
- 33983
- 545 Encarnacion St







