Skip main navigation
Pending
  • Price cut: $23K (5/29)
    $210,000

    55 Bay Dr APT 2101, Niceville, FL 32578

    2beds
    1,168sqft
    : 
    $1,371/mo
    Get pre-qualified
    Condominium
    Built in 1985
    -- sqft lot
    $-- Zestimate®
    $180/sqft
    $-- HOA

    What's special

    A quaint and beautiful find in Bluewater Bay in the Garden Oaks Condos. This home is carpet free with tile and laminate floors for easy clean up. It also features 2 bedrooms in a split bedroom style. The family room is extremely comfortable and affords a gracious living area. The screened porch is an extension of a Florida living area environment and provides a great space to enjoy the Florida weather. The kitchen has a pass through window, ample storage area and all of the basic amenities of a kitchen. There is a washer and dryer that will convey with this property.
    135 days
    |
    86
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Marsha Babe,

    ERA American Real Estate,

    Melissa N Miller 850-502-0946,

    ERA American Real Estate

    Source: ECAOR,MLS#: 998593MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Bedroom
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14 x 11
      Bathroom
      • Level: First
      • Area: 35 Square Feet
      • Dimensions: 7 x 5
      Family room
      • Level: First
      • Area: 285 Square Feet
      • Dimensions: 19 x 15
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Range Hood, Refrigerator
      • Laundry: Washer/Dryer Hookup
      Features
      • Woodwork Painted
      • Flooring: Laminate, Tile
      • Windows: Window Treatments
      Interior area
      • Total structure area: 1,168
      • Total interior livable area: 1,168 sqft

      Property

      Parking
      • Total spaces: 2
      Features
      • Patio & porch: Covered, Screened
      Details
      • Parcel number: 231S22102200002101

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Frame, Stucco, Wood Siding
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: GARDEN OAKS CONDO
      Location
      • Region: Niceville

      Financial & listing details

      • Price per square foot: $180/sqft
      • Tax assessed value: $225,000
      • Annual tax amount: $2,414
      • Date on market: 3/22/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/14/2026Pending sale$210,000$180/sqft
        Source: ECAOR #998593 Report a problem
        5/29/2026Price change$210,000-9.9%$180/sqft
        Source: ECAOR #998593 Report a problem
        3/22/2026Listed for sale$233,000+80.6%$199/sqft
        Source: ECAOR #998593 Report a problem
        1/3/2020Sold$129,000+115%$110/sqft
        Source: Public Record Report a problem
        11/9/2017Sold$60,000-70.1%$51/sqft
        Source: ECAOR #786444 Report a problem
        3/21/2007Sold$201,000+25.6%$172/sqft
        Source: Public Record Report a problem
        8/17/2005Sold$160,000+135.3%$137/sqft
        Source: Public Record Report a problem
        4/1/2002Sold$68,000$58/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,414 +13.5%$174,361 +10%
        2024$2,127 +3.6%$158,510 -16.6%
        2023$2,053 +24%$190,000 +45%
        2022$1,655 +4.8%$131,000 +8.3%
        2021$1,580 +52.9%$121,000 +5.6%
        2020$1,034 +2.1%$114,576 +2.3%
        2019$1,012 -32%$112,000 +1.8%
        2018$1,488 $110,000 +7.8%
        2017$1,488 +5.9%$102,000
        2016$1,406 +0.8%$102,000
        2015$1,394 -1.2%$102,000 +13.3%
        2014$1,411 $90,000
        2013-- $90,000 +5.9%
        2012-- $85,000 -4.5%
        2011-- $89,000 -10.1%
        2010-- $99,000 -21.4%
        2009-- $126,000 -6.7%
        2008-- $135,000 -15.6%
        2007-- $160,000 +23.1%
        2006-- $130,000 +5.7%
        2005-- $123,000 +105.5%
        2004-- $59,868 +1.9%
        2003-- $58,752 +2%
        2002-- $57,600
        2001-- $57,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32578

        Getting around

        31 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bluewater
        • Middle: Ruckel
        • High: Niceville

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes