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For sale by owner
Street View
  • Price cut: $41K (7/2)
    $285,000

    638 Western Ave, Covington, KY 41011

    3beds
    1,000sqft
    : 
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    MultiFamily
    Built in 1935
    -- sqft lot
    $-- Zestimate®
    $285/sqft
    $-- HOA

    What's special

    Entry foyer
    This is a 2 famil;y house. Apartments are down to the studs. New Water Line 3/4" Copper. Apartments have decks on the rear with views. The lower apartment consists of BR, LR, Bath & Kitchen, There is a half basement under the lower apartment which is below street level, accessed by concrete steps. The top apartment has an entry foyer, Livingroom, Den, Kitchen and full bath with shower on the first floor, at street level. On the second floor of the apartment, could be 2 bedrooms and a full bath, and could be dormered out to provide a great view.
    What the owner loves about this home
    The house is about 1 block from the entrance to Devoe Park, a large, beautiful park with an 18 hole golf course and large event center. the property is just 2 houses down from a development of 9 detached condos...$500,000 plus homes.
    52 days
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    392
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    1
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    Listed by:

    Property Owner (727) 289-4436

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Baseboard, Other, Gas
      Cooling
      • None
      Appliances
      • Included: Washer
      Features
      • Flooring: Hardwood
      • Basement: Unfinished
      Interior area
      • Total interior livable area: 1,000 sqft

      Property

      Parking
      • Parking features: Off-street
      Features
      • Exterior features: Wood
      • Has view: Yes
      • View description: City
      Lot
      • Size: 2,178 Square Feet
      Details
      • Parcel number: 040430201900

      Construction

      Type & style
      • Home type: MultiFamily
      Materials
      • Wood
      • Foundation: Stone
      • Roof: Shake / Shingle
      Condition
      • Yes
      • New construction: No
      • Year built: 1935

      Utilities & green energy

      • Gas: Natural
      • Sewer: Public
      • Water: Public

      Community & HOA

      Location
      • Region: Covington

      Financial & listing details

      • Price per square foot: $285/sqft
      • Tax assessed value: $75,000
      • Annual tax amount: $986
      • Date on market: 5/19/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,649/mo

        Price history

        DateEventPrice
        7/2/2026Price change$285,000-12.6%$285/sqft
        Source: Owner Report a problem
        5/19/2026Listed for sale$326,000+103.8%$326/sqft
        Source: Owner Report a problem
        3/14/2023Listing removed--
        Source: Owner Report a problem
        12/14/2022Listed for sale$160,000+45.5%$160/sqft
        Source: Owner Report a problem
        2/18/2017Listing removed$110,000$110/sqft
        Source: Star One REALTORS #458783 Report a problem
        8/17/2016Listed for sale$110,000+1057.9%$110/sqft
        Source: Star One REALTORS #458783 Report a problem
        11/6/2015Sold$9,500-4%$10/sqft
        Source: Public Record Report a problem
        9/15/2015Price change$9,900-33.6%$10/sqft
        Source: Star One REALTORS #445914 Report a problem
        7/17/2015Listed for sale$14,900-50.3%$15/sqft
        Source: Star One REALTORS #445914 Report a problem
        1/29/2015Sold$30,000-33.3%$30/sqft
        Source: Public Record Report a problem
        2/1/2014Listed for sale$45,000-25%$45/sqft
        Source: Star One Realtors #418586 Report a problem
        12/10/2013Listing removed$60,000$60/sqft
        Source: Star One Realtors #418586 Report a problem
        11/19/2013Price change$60,000-7.7%$60/sqft
        Source: Star One Realtors #418586 Report a problem
        9/18/2013Price change$65,000+18.2%$65/sqft
        Source: Star One Realtors #418586 Report a problem
        6/29/2013Price change$55,000-15.4%$55/sqft
        Source: Star One Realtors #418586 Report a problem
        5/18/2013Price change$65,000-13.3%$65/sqft
        Source: Star One Realtors #418586 Report a problem
        4/13/2013Listed for sale$75,000$75/sqft
        Source: Star One Realtors #418586 Report a problem
        1/18/2013Listing removed$75,000$75/sqft
        Source: HUFF Realty, LLC #410567 Report a problem
        10/4/2012Price change$75,000-6.1%$75/sqft
        Source: HUFF Realty, LLC #410567 Report a problem
        7/24/2012Listed for sale$79,900-23.8%$80/sqft
        Source: HUFF Realty, LLC #410567 Report a problem
        6/12/2011Listing removed$104,900$105/sqft
        Source: Huff Realty - Ft. Mitchell #389521 Report a problem
        3/5/2011Price change$104,900-12.5%$105/sqft
        Source: Huff Realty - Ft. Mitchell #389521 Report a problem
        12/4/2010Price change$119,900-7.7%$120/sqft
        Source: Huff Realty - Ft. Mitchell #389521 Report a problem
        9/15/2010Listed for sale$129,900$130/sqft
        Source: HUFF Realty, LLC #389521 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$986 -1.3%$75,000
        2023$999 +0.8%$75,000
        2022$991 -13.4%$75,000
        2021$1,144 -35.1%$75,000
        2020$1,763 $75,000
        2019$1,763 +43.7%$75,000
        2018$1,228 $75,000 +689.5%
        2017$1,228 -12.1%$9,500 -82.7%
        2015$1,397 $55,000
        2014$1,397 +14.1%$55,000
        2013$1,225 $55,000
        2012-- $55,000
        2011-- $55,000
        2010-- $55,000
        2009-- $55,000
        2008-- $55,000
        2007-- $55,000
        2006-- $55,000 +41%
        2005-- $39,000
        2004-- $39,000
        2003-- $39,000
        2002-- $39,000 +34.5%
        2001-- $29,000
        2000-- $29,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 41011

        Getting around

        72 / 100
        Very Walkable
        39 / 100
        Some Transit
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: John G. Carlisle Elementary
        • Middle: Holmes Middle School
        • High: Holmes Senior High
        • District: Covington Independen

        Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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