This is a 2 famil;y house. Apartments are down to the studs. New Water Line 3/4" Copper. Apartments have decks on the rear with views. The lower apartment consists of BR, LR, Bath & Kitchen, There is a half basement under the lower apartment which is below street level, accessed by concrete steps. The top apartment has an entry foyer, Livingroom, Den, Kitchen and full bath with shower on the first floor, at street level. On the second floor of the apartment, could be 2 bedrooms and a full bath, and could be dormered out to provide a great view.
For sale by owner
Street View
Price cut: $41K (7/2)
$285,000
638 Western Ave, Covington, KY 41011
3beds
1,000sqft
MultiFamily
Built in 1935
-- sqft lot
$-- Zestimate®
$285/sqft
$-- HOA
What's special
Entry foyer
What the owner loves about this home
The house is about 1 block from the entrance to Devoe Park, a large, beautiful park with an 18 hole golf course and large event center. the property is just 2 houses down from a development of 9 detached condos...$500,000 plus homes.
- 52 days |
- 392 |
- 1 |
Listed by:
Property Owner (727) 289-4436
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Baseboard, Other, Gas
Cooling
- None
Appliances
- Included: Washer
Features
- Flooring: Hardwood
- Basement: Unfinished
Interior area
- Total interior livable area: 1,000 sqft
Property
Parking
- Parking features: Off-street
Features
- Exterior features: Wood
- Has view: Yes
- View description: City
Lot
- Size: 2,178 Square Feet
Details
- Parcel number: 040430201900
Construction
Type & style
- Home type: MultiFamily
Materials
- Wood
- Foundation: Stone
- Roof: Shake / Shingle
Condition
- Yes
- New construction: No
- Year built: 1935
Utilities & green energy
- Gas: Natural
- Sewer: Public
- Water: Public
Community & HOA
Location
- Region: Covington
Financial & listing details
- Price per square foot: $285/sqft
- Tax assessed value: $75,000
- Annual tax amount: $986
- Date on market: 5/19/2026
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
$1,649/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Price change | $285,000-12.6%$285/sqft |
Source: Owner Report a problem | ||
| 5/19/2026 | Listed for sale | $326,000+103.8%$326/sqft |
Source: Owner Report a problem | ||
| 3/14/2023 | Listing removed | -- |
Source: Owner Report a problem | ||
| 12/14/2022 | Listed for sale | $160,000+45.5%$160/sqft |
Source: Owner Report a problem | ||
| 2/18/2017 | Listing removed | $110,000$110/sqft |
Source: Star One REALTORS #458783 Report a problem | ||
| 8/17/2016 | Listed for sale | $110,000+1057.9%$110/sqft |
Source: Star One REALTORS #458783 Report a problem | ||
| 11/6/2015 | Sold | $9,500-4%$10/sqft |
Source: Public Record Report a problem | ||
| 9/15/2015 | Price change | $9,900-33.6%$10/sqft |
Source: Star One REALTORS #445914 Report a problem | ||
| 7/17/2015 | Listed for sale | $14,900-50.3%$15/sqft |
Source: Star One REALTORS #445914 Report a problem | ||
| 1/29/2015 | Sold | $30,000-33.3%$30/sqft |
Source: Public Record Report a problem | ||
| 2/1/2014 | Listed for sale | $45,000-25%$45/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 12/10/2013 | Listing removed | $60,000$60/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 11/19/2013 | Price change | $60,000-7.7%$60/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 9/18/2013 | Price change | $65,000+18.2%$65/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 6/29/2013 | Price change | $55,000-15.4%$55/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 5/18/2013 | Price change | $65,000-13.3%$65/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 4/13/2013 | Listed for sale | $75,000$75/sqft |
Source: Star One Realtors #418586 Report a problem | ||
| 1/18/2013 | Listing removed | $75,000$75/sqft |
Source: HUFF Realty, LLC #410567 Report a problem | ||
| 10/4/2012 | Price change | $75,000-6.1%$75/sqft |
Source: HUFF Realty, LLC #410567 Report a problem | ||
| 7/24/2012 | Listed for sale | $79,900-23.8%$80/sqft |
Source: HUFF Realty, LLC #410567 Report a problem | ||
| 6/12/2011 | Listing removed | $104,900$105/sqft |
Source: Huff Realty - Ft. Mitchell #389521 Report a problem | ||
| 3/5/2011 | Price change | $104,900-12.5%$105/sqft |
Source: Huff Realty - Ft. Mitchell #389521 Report a problem | ||
| 12/4/2010 | Price change | $119,900-7.7%$120/sqft |
Source: Huff Realty - Ft. Mitchell #389521 Report a problem | ||
| 9/15/2010 | Listed for sale | $129,900$130/sqft |
Source: HUFF Realty, LLC #389521 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $986 -1.3% | $75,000 |
| 2023 | $999 +0.8% | $75,000 |
| 2022 | $991 -13.4% | $75,000 |
| 2021 | $1,144 -35.1% | $75,000 |
| 2020 | $1,763 | $75,000 |
| 2019 | $1,763 +43.7% | $75,000 |
| 2018 | $1,228 | $75,000 +689.5% |
| 2017 | $1,228 -12.1% | $9,500 -82.7% |
| 2015 | $1,397 | $55,000 |
| 2014 | $1,397 +14.1% | $55,000 |
| 2013 | $1,225 | $55,000 |
| 2012 | -- | $55,000 |
| 2011 | -- | $55,000 |
| 2010 | -- | $55,000 |
| 2009 | -- | $55,000 |
| 2008 | -- | $55,000 |
| 2007 | -- | $55,000 |
| 2006 | -- | $55,000 +41% |
| 2005 | -- | $39,000 |
| 2004 | -- | $39,000 |
| 2003 | -- | $39,000 |
| 2002 | -- | $39,000 +34.5% |
| 2001 | -- | $29,000 |
| 2000 | -- | $29,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Principal & interest
$1,547Mortgage insurance
$0Property taxes
$170Home insurance
$105HOA fees
$0Utilities
Not includedAll calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 41011
Nearby schools
GreatSchools rating
- 7/10John G Carlisle Elementary SchoolGrades: K-5Distance: 0.5 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 1.9 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: John G. Carlisle Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
- District: Covington Independen
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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Contact agent
- Kentucky
- Kenton County
- Covington
- 41011
- Covington
- 638 Western Ave