Welcome to this well-maintained 3-bedroom, 2-bathroom home in Lake Alfred with NO HOA! Featuring a comfortable and functional layout, spacious living areas, and a generous backyard, this home offers both convenience and value. An exceptional added benefit: the seller will PAY OFF the existing solar panel balance IN FULL at closing, allowing the solar system to convey free and clear to the buyer. Enjoy the benefits of owned solar and potential energy savings from Day 1 without assuming a solar loan. Conveniently located near shopping, dining, major roadways, and Central Florida attractions. Schedule your private showing today!
For sale
Price increase: $20K (8/10)
$285,000
640 E CUMMINGS STREET, LAKE ALFRED, FL 33850
3beds
1,380sqft
Single Family Residence
Built in 1975
0.26 Acres Lot
$282,500 Zestimate®
$207/sqft
$-- HOA
What's special
Generous backyardComfortable and functional layout
- 124 days
- 145
- 5
Zillow last checked:
Listing updated:
Listed by:
Ruth Castro De Molina 347-744-7819,
AXEN REALTY, LLC 480-399-1218
Source: Stellar MLS,MLS#: O6403984
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Bathroom 1
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Microwave, Range, Refrigerator
- Laundry: Laundry Room
Features
- Other
- Flooring: Ceramic Tile
- Has fireplace: No
Interior area
- Total structure area: 1,932
- Total interior livable area: 1,380 sqft
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
- Exterior features: Other
Lot
- Size: 0.26 Acres
- Dimensions: 80 x 142
Details
- Parcel number: 262733515520000040
- Zoning: R-1A
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1975
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Public
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: HILLSIDE 02 REP
HOA
- Has HOA: No
Location
- Region: Lake Alfred
Financial & listing details
- Price per square foot: $207/sqft
- Tax assessed value: $198,177
- Annual tax amount: $1,913
- Date on market: 5/8/2026
- Cumulative days on market: 116 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$282,500
$268,000 - $297,000
$1,492/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/10/2026 | Price change | $285,000+7.5%$207/sqft |
Source:  Stellar MLS #O6403984 Report a problem | ||
| 5/24/2026 | Listed for sale | $265,000$192/sqft |
Source: Stellar MLS #O6403984 Report a problem | ||
| 5/21/2026 | Pending sale | $265,000$192/sqft |
Source: Stellar MLS #O6403984 Report a problem | ||
| 5/9/2026 | Listed for sale | $265,000+102.3%$192/sqft |
Source: Stellar MLS #O6403984 Report a problem | ||
| 7/1/2016 | Sold | $131,000-4.3%$95/sqft |
Source: Public Record Report a problem | ||
| 4/7/2016 | Pending sale | $136,900$99/sqft |
Source: Coldwell Banker Residential Real Estate - Winter Haven #P4709087 Report a problem | ||
| 2/14/2016 | Listed for sale | $136,900-19.5%$99/sqft |
Source: Coldwell Banker Residential Real Estate - Winter Haven #P4709087 Report a problem | ||
| 6/5/2006 | Sold | $170,000$123/sqft |
Source: Stellar MLS #P4589216 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,913 +3.5% | $143,365 +2.9% |
| 2024 | $1,849 +2.8% | $139,325 +3% |
| 2023 | $1,799 +2.7% | $135,267 +3% |
| 2022 | $1,751 +0.4% | $131,327 +3% |
| 2021 | $1,745 +1.4% | $127,502 +1.4% |
| 2020 | $1,720 -29.8% | $125,742 +10.5% |
| 2019 | $2,451 | $113,751 +8.2% |
| 2018 | $2,451 +10.4% | $105,174 +11.9% |
| 2017 | $2,220 +14.6% | $94,009 +6.1% |
| 2016 | $1,938 +3.3% | $88,597 +5.1% |
| 2015 | $1,875 +3.7% | $84,303 +0.9% |
| 2014 | $1,807 +81.2% | $83,586 +25% |
| 2013 | $997 +14.4% | $66,856 +5.9% |
| 2012 | $872 -15.9% | $63,161 -11.3% |
| 2011 | $1,036 -16.7% | $71,229 -11.9% |
| 2010 | $1,244 -30.6% | $80,896 -22.2% |
| 2009 | $1,793 -16.2% | $103,943 -21.9% |
| 2008 | $2,139 | $133,106 |
| 2007 | -- | -- |
| 2006 | $3,001 | -- |
| 2005 | -- | -- |
| 2004 | $830 0% | -- |
| 2003 | $831 +6.8% | $60,257 +4.9% |
| 2002 | $778 +2.9% | $57,466 +1.6% |
| 2001 | $756 | $56,561 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 33850
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