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For sale
    • $265,000

    640 E Cummings St, Lake Alfred, FL 33850

    3beds
    1,380sqft
    : 
    $1,753/mo
    Get pre-qualified
    Single Family Residence
    Built in 1975
    0.26 Acres Lot
    $262,500 Zestimate®
    $192/sqft
    $-- HOA

    What's special

    Modern energy-saving featuresWell-maintained homeWelcoming atmosphereVersatile bonus roomFunctional layoutSolar panels
    Charming and well-maintained home located in the heart of Lake Alfred! This beautiful property offers comfortable living with a functional layout, spacious living areas, and a welcoming atmosphere perfect for families or first-time homebuyers. The home also features a versatile bonus room, perfect for a home office, playroom, guest space, gym, or additional living area. Enjoy the added value of solar panels, helping reduce monthly utility costs and increase energy efficiency. Best of all, NO HOA! Conveniently located near shopping, dining, schools, parks, and major highways with easy access to nearby cities and attractions. Don’t miss this great opportunity to own a move-in ready home with modern energy-saving features and no HOA restrictions!
    76 days
    |
    197
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ruth Castro De Molina 347-744-7819,

    LA ROSA REALTY CENTRAL FLORIDA LLC 407-861-8009

    Source: Stellar MLS,MLS#: O6403984MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      Bathroom 1
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Other
      • Flooring: Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,932
      • Total interior livable area: 1,380 sqft
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Other
      Lot
      • Size: 0.26 Acres
      • Dimensions: 80 x 142
      Details
      • Parcel number: 262733515520000040
      • Zoning: R-1A
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1975

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Public

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: HILLSIDE 02 REP
      HOA
      • Has HOA: No
      Location
      • Region: Lake Alfred

      Financial & listing details

      • Price per square foot: $192/sqft
      • Tax assessed value: $198,177
      • Annual tax amount: $1,913
      • Date on market: 5/8/2026
      • Cumulative days on market: 68 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $262,500

        $249,000 - $276,000

        $1,753/mo

        Price history

        DateEventPrice
        5/24/2026Listed for sale$265,000$192/sqft
        Source: Stellar MLS #O6403984 Report a problem
        5/21/2026Pending sale$265,000$192/sqft
        Source: Stellar MLS #O6403984 Report a problem
        5/9/2026Listed for sale$265,000+102.3%$192/sqft
        Source: Stellar MLS #O6403984 Report a problem
        7/1/2016Sold$131,000-4.3%$95/sqft
        Source: Public Record Report a problem
        4/7/2016Pending sale$136,900$99/sqft
        Source: Coldwell Banker Residential Real Estate - Winter Haven #P4709087 Report a problem
        2/14/2016Listed for sale$136,900-19.5%$99/sqft
        Source: Coldwell Banker Residential Real Estate - Winter Haven #P4709087 Report a problem
        6/5/2006Sold$170,000$123/sqft
        Source: Stellar MLS #P4589216 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,913 +3.5%$143,365 +2.9%
        2024$1,849 +2.8%$139,325 +3%
        2023$1,799 +2.7%$135,267 +3%
        2022$1,751 +0.4%$131,327 +3%
        2021$1,745 +1.4%$127,502 +1.4%
        2020$1,720 -29.8%$125,742 +10.5%
        2019$2,451 $113,751 +8.2%
        2018$2,451 +10.4%$105,174 +11.9%
        2017$2,220 +14.6%$94,009 +6.1%
        2016$1,938 +3.3%$88,597 +5.1%
        2015$1,875 +3.7%$84,303 +0.9%
        2014$1,807 +81.2%$83,586 +25%
        2013$997 +14.4%$66,856 +5.9%
        2012$872 -15.9%$63,161 -11.3%
        2011$1,036 -16.7%$71,229 -11.9%
        2010$1,244 -30.6%$80,896 -22.2%
        2009$1,793 -16.2%$103,943 -21.9%
        2008$2,139 $133,106
        2007-- --
        2006$3,001 --
        2005-- --
        2004$830 0%--
        2003$831 +6.8%$60,257 +4.9%
        2002$778 +2.9%$57,466 +1.6%
        2001$756 $56,561
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33850

        Getting around

        21 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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