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For sale
  • $499,900

    645 Carter Dr, Tuscumbia, AL 35674

    3beds
    4,601sqft
    : 
    $2,931/mo
    Get pre-qualified
    Single Family Residence
    Built in 1965
    0.31 Acres Lot
    $-- Zestimate®
    $109/sqft
    $-- HOA

    What's special

    Direct water accessStunning views
    Prime Riverfront Opportunity in Locust Shores ? Priced Well Below Market Value! Unlock the incredible potential of waterfront living with this rare investment opportunity along the scenic Tennessee River. Situated in the desirable Locust Shores subdivision, this property features direct water access, stunning views, and unmatched value for buyers looking to build equity or design their dream riverfront retreat. Breathtaking Views, spacious back deck overlooking the peaceful waters of the Tennessee River. Perfect for morning coffee or evening entertaining. Enjoy seamless access to boating, fishing, and water sports right from your backyard. 4 bedrooms, 2 bathrooms, and a versatile basement offering extra storage or potential expansion space. Whether you are a seasoned investor, a contractor, or a home buyer ready to create a custom waterfront showcase, this property offers endless possibilities at an unbeatable price point. Schedule your private walkthrough today!
    14 days
    549
    11

    Zillow last checked:

    Listing updated:

    Listed by:

    Adam Wimberly 256-443-4307,

    MarMac Real Estate - The Shoals

    Source: Strategic MLS Alliance,MLS#: 530891

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Central, Ductless, Electric, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Electric, Window Unit(s)
      Appliances
      • Included: Dishwasher, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Entrance Foyer
      • Flooring: Carpet, Ceramic Tile, Vinyl, Wood
      • Windows: ENERGY STAR Qualified Windows
      • Basement: Finished
      • Attic: Access Only
      • Number of fireplaces: 3
      • Fireplace features: Propane
      Interior area
      • Total structure area: 4,601
      • Total interior livable area: 4,601 sqft
      • Finished area above ground: 4,601
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Gravel, Off Street
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Bi-level
      • Patio & porch: Deck
      • Exterior features: None
      • Pool features: None
      • Fencing: Partial
      • Has view: Yes
      • View description: River
      • Water view: River
      • Waterfront features: Navigable Water, Pier, River Access, River Front, Seawall
      • Body of water: Tennessee River
      Lot
      • Size: 0.31 Acres
      • Dimensions: 111 WF x 201
      • Features: City Lot, Irregular Lot, Sloped Down
      Details
      • Parcel number: 1402100003020.000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Fixer
      • Year built: 1965

      Utilities & green energy

      • Sewer: Septic Tank, Unknown
      • Water: Public
      • Utilities for property: Internet - Cable, Water Available

      Community & HOA

      Community
      • Features: Fishing
      • Subdivision: Locust Shores
      HOA
      • Has HOA: No
      • Amenities included: None
      Location
      • Region: Tuscumbia

      Financial & listing details

      • Price per square foot: $109/sqft
      • Tax assessed value: $339,200
      • Price range: $499.9K - $499.9K
      • Date on market: 8/27/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/27/2026Listed for sale$499,900$109/sqft
        Source: Strategic MLS Alliance #530891 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $339,200 +2.2%
        2024-- $331,900 +4.5%
        2023-- $317,700 +912.4%
        2022-- $31,380 +6.7%
        2021-- $29,400 +9.9%
        2020-- $26,760 +3.9%
        2018$823 $25,760 +6%
        2017$823 +20.9%$24,300 +15.6%
        2016$681 $21,020
        2013$681 +19.6%--
        2010$569 $19,960 +61.8%
        2002-- $12,340
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 35674

        Getting around

        1 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Colbert Heights
        • Middle: Colbert Heights
        • High: Colbert Heights

        Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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