Prime Riverfront Opportunity in Locust Shores ? Priced Well Below Market Value! Unlock the incredible potential of waterfront living with this rare investment opportunity along the scenic Tennessee River. Situated in the desirable Locust Shores subdivision, this property features direct water access, stunning views, and unmatched value for buyers looking to build equity or design their dream riverfront retreat. Breathtaking Views, spacious back deck overlooking the peaceful waters of the Tennessee River. Perfect for morning coffee or evening entertaining. Enjoy seamless access to boating, fishing, and water sports right from your backyard. 4 bedrooms, 2 bathrooms, and a versatile basement offering extra storage or potential expansion space. Whether you are a seasoned investor, a contractor, or a home buyer ready to create a custom waterfront showcase, this property offers endless possibilities at an unbeatable price point. Schedule your private walkthrough today!
For sale
$499,900
645 Carter Dr, Tuscumbia, AL 35674
3beds
4,601sqft
Single Family Residence
Built in 1965
0.31 Acres Lot
$-- Zestimate®
$109/sqft
$-- HOA
What's special
Direct water accessStunning views
- 14 days
- 549
- 11
Zillow last checked:
Listing updated:
Listed by:
Adam Wimberly 256-443-4307,
MarMac Real Estate - The Shoals
Source: Strategic MLS Alliance,MLS#: 530891
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Central, Ductless, Electric, Propane
Cooling
- Ceiling Fan(s), Central Air, Electric, Window Unit(s)
Appliances
- Included: Dishwasher, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Entrance Foyer
- Flooring: Carpet, Ceramic Tile, Vinyl, Wood
- Windows: ENERGY STAR Qualified Windows
- Basement: Finished
- Attic: Access Only
- Number of fireplaces: 3
- Fireplace features: Propane
Interior area
- Total structure area: 4,601
- Total interior livable area: 4,601 sqft
- Finished area above ground: 4,601
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Gravel, Off Street
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Bi-level
- Patio & porch: Deck
- Exterior features: None
- Pool features: None
- Fencing: Partial
- Has view: Yes
- View description: River
- Water view: River
- Waterfront features: Navigable Water, Pier, River Access, River Front, Seawall
- Body of water: Tennessee River
Lot
- Size: 0.31 Acres
- Dimensions: 111 WF x 201
- Features: City Lot, Irregular Lot, Sloped Down
Details
- Parcel number: 1402100003020.000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Fixer
- Year built: 1965
Utilities & green energy
- Sewer: Septic Tank, Unknown
- Water: Public
- Utilities for property: Internet - Cable, Water Available
Community & HOA
Community
- Features: Fishing
- Subdivision: Locust Shores
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Tuscumbia
Financial & listing details
- Price per square foot: $109/sqft
- Tax assessed value: $339,200
- Price range: $499.9K - $499.9K
- Date on market: 8/27/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Listed for sale | $499,900$109/sqft |
Source: Strategic MLS Alliance #530891 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $339,200 +2.2% |
| 2024 | -- | $331,900 +4.5% |
| 2023 | -- | $317,700 +912.4% |
| 2022 | -- | $31,380 +6.7% |
| 2021 | -- | $29,400 +9.9% |
| 2020 | -- | $26,760 +3.9% |
| 2018 | $823 | $25,760 +6% |
| 2017 | $823 +20.9% | $24,300 +15.6% |
| 2016 | $681 | $21,020 |
| 2013 | $681 +19.6% | -- |
| 2010 | $569 | $19,960 +61.8% |
| 2002 | -- | $12,340 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 35674
Nearby schools
Schools provided by the listing agent
- Elementary: Colbert Heights
- Middle: Colbert Heights
- High: Colbert Heights
Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





