Active

Price cut: $30K (7/17)

$299,999

6507 S 226th Hwy, Spruce Pine, NC 28777

3beds

1,824sqft

$1,862/mo

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Single Family Residence

Built in 1941

0.38 Acres Lot

$294,100 Zestimate^®

$164/sqft

$-- HOA

What's special

Nestled within the Ledger community, this delightful stone cottage captures a unique mix of enduring charm and well-considered improvements. From first glance, the detailed stonework makes a lasting impression—layered with character, craftsmanship, and striking curb appeal. Inside, the home welcomes you with a cozy, comfortable feel, where original hardwood floors remain in select areas, adding warmth and authenticity. The floor plan is easy and functional, offering everyday livability while still providing the perfect canvas for future updates and personal touches. Upstairs, you’ll find two bedrooms, a full bath, and a generously sized storage space. Whether it’s the character or the potential to shape it into your own vision, this Ledger cottage stands out as a timeless opportunity.

111 days

1,070

66

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2

Primary bedroom

Level: Main

Laundry

Level: Main

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Microwave, Oven, Refrigerator
Laundry: Utility Room

Features

Basement: Dirt Floor,Interior Entry

Interior area

Total structure area: 1,824
Total interior livable area: 1,824 sqft
Finished area above ground: 1,824
Finished area below ground: 0

Property

Parking

Parking features: Attached Carport
Has carport: Yes

Features

Levels: One and One Half
Stories: 1.5

Lot

Size: 0.38 Acres

Details

Parcel number: 088100046866
Zoning: none
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stone
Roof: Metal

Condition

New construction: No
Year built: 1941

Utilities & green energy

Sewer: Septic Installed
Water: Well

Community & HOA

Community

Subdivision: none

Location

Region: Spruce Pine

Financial & listing details

Price per square foot: $164/sqft
Tax assessed value: $211,600
Annual tax amount: $677
Date on market: 4/21/2026
Cumulative days on market: 111 days
Listing terms: Cash,Conventional
Exclusions: fireplace in living room
Road surface type: Gravel, Paved

Estimated market value

$294,100

$279,000 - $309,000

$1,894/mo

Price history

Date	Event	Price
7/17/2026	Price change	$299,999-9.1%$164/sqft
Source: Canopy MLS as distributed by MLS GRID #4372855 Report a problem
5/27/2026	Price change	$330,000-9.6%$181/sqft
Source: Canopy MLS as distributed by MLS GRID #4372855 Report a problem
4/22/2026	Listed for sale	$365,000+180.8%$200/sqft
Source: Canopy MLS as distributed by MLS GRID #4372855 Report a problem
8/19/2005	Sold	$130,000$71/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$677 +1.6%	$211,600
2024	$667	$211,600
2023	$667	$211,600
2022	$667 +45.9%	$211,600 +50.5%
2021	$457	$140,600
2020	$457	$140,600
2019	$457	$140,600
2018	$457 +3.1%	$140,600 +3.1%
2017	$443 +8.3%	$136,400
2016	$409 +900%	$136,400
2015	$41 -90%	$136,400
2014	$409 +18.5%	$136,400 +81.7%
2013	$345	$75,050 -50%
2012	$345	$150,100
2011	$345	$150,100
2010	--	$150,100

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28777

Getting around

1 / 100

Car-Dependent

Nearby schools

GreatSchools rating

2/10
Gouge Primary
Grades: PK-2Distance: 5.1 mi
1/10
Harris Middle
Grades: 6-8Distance: 3 mi
3/10
Mitchell High
Grades: 9-12Distance: 1.6 mi

Schools provided by the listing agent

Elementary: Mitchell
Middle: Mitchell
High: Mitchell

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.