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For sale
    • Price cut: $21K (6/30)
    $749,000

    674 Emerald Bay Dr, Destin, FL 32541

    3beds
    1,984sqft
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    Single Family Residence
    Built in 1993
    6,534 Square Feet Lot
    $-- Zestimate®
    $378/sqft
    $-- HOA

    What's special

    Private poolHint of bay views
    Positioned along the 15th fairway within the highly desired golf course community of Emerald Bay, this beautiful 3BR/3BA residence offers 1,984 sq ft of thoughtfully curated living space. The interior feels warm and inviting, with a layout that simply ''makes sense,'' offering both comfort and functionality. The outdoor living experience is a true highlight, featuring a private pool and lanai with tranquil golf course views + a hint of bay views --coastal living at its best! Living in Emerald Bay means enjoying a quiet, established neighborhood with a strong sense of community, all while being just a short drive from Destin's beaches, sought-after dining, and premier shopping. A peaceful setting that feels tucked away, yet remains incredibly convenient to everything Destin has to offer!
    107 days
    |
    642
    |
    47
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Alison S Sanders 334-790-3251,

    Sanders Beach Realty LLC

    Source: ECAOR,MLS#: 999923MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      • Area: 280 Square Feet
      • Dimensions: 20 x 14
      Bedroom
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 16 x 20
      Bedroom
      • Level: Second
      • Area: 288 Square Feet
      • Dimensions: 16 x 18
      Family room
      • Level: First
      • Area: 656 Square Feet
      • Dimensions: 16 x 41
      Kitchen
      • Level: First
      • Area: 256 Square Feet
      • Dimensions: 16 x 16
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater, Gas Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Vaulted Ceiling(s), Pantry
      • Flooring: Tile
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: EPA Qualified Fireplace
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,984
      • Total interior livable area: 1,984 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Exterior features: Balcony, Sprinkler System
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Pool - Enclosed
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 60 x 114 x 108
      • Features: Covenants, Restrictions, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S22102A000U0030
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Other, Stucco
      • Roof: Slate
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Gated, Golf, Short Term Rental - Not Allowed, Picnic Area, Pool
      • Subdivision: EMERALD BAY PH 1-B
      HOA
      • Has HOA: Yes
      • Services included: Utilities, Security
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $378/sqft
      • Tax assessed value: $548,537
      • Annual tax amount: $5,196
      • Date on market: 4/6/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/30/2026Price change$749,000-2.7%$378/sqft
        Source: ECAOR #999923 Report a problem
        6/3/2026Price change$770,000-3.6%$388/sqft
        Source: ECAOR #999923 Report a problem
        4/17/2026Price change$799,000-3.7%$403/sqft
        Source: ECAOR #999923 Report a problem
        4/6/2026Listed for sale$830,000+3.9%$418/sqft
        Source: ECAOR #999923 Report a problem
        1/13/2026Listing removed$799,000$403/sqft
        Source: ECAOR #975815 Report a problem
        9/20/2025Price change$799,000-2.6%$403/sqft
        Source: ECAOR #975815 Report a problem
        9/3/2025Price change$820,000-3.3%$413/sqft
        Source: ECAOR #975815 Report a problem
        8/3/2025Price change$848,000-2.3%$427/sqft
        Source: ECAOR #975815 Report a problem
        5/7/2025Price change$868,000-4.2%$438/sqft
        Source: ECAOR #975815 Report a problem
        4/27/2025Price change$906,000-9%$457/sqft
        Source: Navarre Area BOR #972021 Report a problem
        3/24/2025Listed for sale$996,000+64%$502/sqft
        Source: Navarre Area BOR #972021 Report a problem
        3/8/2023Sold$607,500-1.9%$306/sqft
        Source: ECAOR #907446 Report a problem
        2/11/2023Pending sale$619,000$312/sqft
        Source: ECAOR #907446 Report a problem
        1/16/2023Price change$619,000-4.8%$312/sqft
        Source: ECAOR #907446 Report a problem
        9/4/2022Listed for sale$649,900$328/sqft
        Source: ECAOR #907446 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,776 +124.5%$548,537 +96.5%
        2023$2,573 +2.4%$279,168 +3%
        2022$2,512 -0.1%$271,037 +3%
        2021$2,515 +0.7%$263,143 +1.4%
        2020$2,497 +1%$259,510 +2.3%
        2019$2,471 +0.8%$253,675 +1.9%
        2018$2,452 $248,945 +2.1%
        2017$2,452 +0.4%$243,825 +2.1%
        2016$2,443 +2.8%$238,810 +0.7%
        2015$2,377 -2.5%$237,150 +0.8%
        2014$2,437 $235,268 +1.5%
        2013-- $231,791 +1.7%
        2012-- $227,916 -3.5%
        2011-- $236,087 +1.5%
        2010-- $232,598 +2.7%
        2009-- $226,483 +0.1%
        2008-- $226,257 +3%
        2007-- $219,667 +2.5%
        2006-- $214,309 +3%
        2005-- $208,067 +3%
        2004-- $202,007 +1.9%
        2003-- $198,240 +2.4%
        2002-- $193,594 +1.6%
        2001-- $190,545
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        6 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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