Rarely available to the market, this extraordinary riverfront retreat offers a truly unique opportunity to own 1.8 acres of private, tranquil property. Set into the hillside and surrounded by beautiful natural scenery, this architectural gem offers more than 4,500 square feet of living space, a full brick exterior, and a walkout lower level with breathtaking views and exceptional potential. The double-door foyer serves as the central entry point to the home and opens to an inviting, spacious layout. The expansive living and dining room combination features beautiful hardwood floors, a fireplace, and a dramatic wall of sliding glass doors that frame the picturesque yard and river views while providing access to a private terrace. The updated kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, and ample space for everyday living and entertaining. The main level offers four generously sized bedrooms, along with a dedicated first-floor office. The spacious primary suite includes a beautifully appointed bathroom with a double vanity, soaking tub, and separate walk-in shower, creating a comfortable and private retreat. The walkout lower level takes the home to another level, offering the feel of a personal spa retreat with a meditation room, sauna, and fifth bedroom. The walkout provides direct access to the peaceful rear grounds, seamlessly connecting the indoor and outdoor spaces. The expansive grounds are where this property truly sets itself apart, featuring a private pond, gazebo, riverfront access, and endless possibilities to create your own outdoor sanctuary. Whether you're looking to relax, entertain, garden, or simply enjoy the privacy and beauty of the surroundings, this property offers a setting that is exceptionally difficult to find.
Pending
$679,900
6N779 State Route 31, St Charles, IL 60175
5beds
4,642sqft
Single Family Residence
Built in 1978
1.8 Acres Lot
$665,100 Zestimate®
$146/sqft
$-- HOA
What's special
Riverfront accessFull brick exteriorFifth bedroomFour generously sized bedroomsBeautifully appointed bathroomPrivate pondRiverfront retreat
- 45 days
- 147
- 7
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Ryan Smith 630-810-9260,
Smith Partners & Associates
Source: MRED as distributed by MLS GRID,MLS#: 12762699
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom 5, Den, Office, Other Room
Primary bedroom
- Features: Bathroom (Full)
- Level: Main
- Area: 234 Square Feet
- Dimensions: 13X18
Bedroom 2
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11X14
Bedroom 3
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12X12
Bedroom 4
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10X12
Bedroom 5
- Area: 225 Square Feet
- Dimensions: 15X15
Den
- Area: 144 Square Feet
- Dimensions: 12X12
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11X14
Family room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 336 Square Feet
- Dimensions: 16X21
Kitchen
- Features: Flooring (Hardwood)
- Level: Main
- Area: 220 Square Feet
- Dimensions: 11X20
Laundry
- Area: 121 Square Feet
- Dimensions: 11X11
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 160 Square Feet
- Dimensions: 10X16
Office
- Level: Main
- Area: 119 Square Feet
- Dimensions: 07X17
Other
- Area: 168 Square Feet
- Dimensions: 12X14
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air
Features
- Basement: Finished,Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 0
- Total interior livable area: 4,642 sqft
Property
Parking
- Total spaces: 3
- Parking features: Yes, Attached, Garage
- Attached garage spaces: 3
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
Lot
- Size: 1.8 Acres
- Dimensions: 95 x 816
Details
- Parcel number: 0910151006
- Special conditions: Real Estate Owned
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
HOA
- Services included: None
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $699,864
- Annual tax amount: $15,041
- Date on market: 9/17/2026
- Ownership: Fee Simple
Foreclosure details
Estimated market value
$665,100
$632,000 - $698,000
$5,600/mo
Price history
| Date | Event | Price |
|---|---|---|
| 12/3/2025 | Listing removed | $1,150,000$248/sqft |
Source:  MRED as distributed by MLS GRID #12510034 Report a problem | ||
| 11/3/2025 | Listed for sale | $1,150,000+16.2%$248/sqft |
Source: MRED as distributed by MLS GRID #12510034 Report a problem | ||
| 11/3/2025 | Listing removed | $990,000$213/sqft |
Source: MRED as distributed by MLS GRID #12484205 Report a problem | ||
| 10/30/2025 | Price change | $990,000-13.9%$213/sqft |
Source: MRED as distributed by MLS GRID #12484205 Report a problem | ||
| 10/17/2025 | Price change | $1,150,000-4.2%$248/sqft |
Source: MRED as distributed by MLS GRID #12484205 Report a problem | ||
| 10/9/2025 | Listed for sale | $1,200,000+142.4%$259/sqft |
Source: MRED as distributed by MLS GRID #12484205 Report a problem | ||
| 2/24/2004 | Sold | $495,000+91.9%$107/sqft |
Source: Public Record Report a problem | ||
| 10/29/1997 | Sold | $258,000$56/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $15,041 +2.7% | $233,288 +8.5% |
| 2024 | $14,651 +4.8% | $214,953 +11.7% |
| 2023 | $13,975 +11.2% | $192,386 +13% |
| 2022 | $12,566 +6% | $170,285 +4.9% |
| 2021 | $11,853 +0.7% | $162,315 +1.9% |
| 2020 | $11,773 +1.8% | $159,288 +2% |
| 2019 | $11,562 -0.9% | $156,134 -0.6% |
| 2018 | $11,663 +2.6% | $157,098 +3.5% |
| 2017 | $11,366 -8.9% | $151,727 +3.6% |
| 2016 | $12,478 | $146,398 -3.9% |
| 2015 | -- | $152,262 +2.6% |
| 2014 | -- | $148,340 +4.3% |
| 2013 | -- | $142,205 +0.1% |
| 2012 | -- | $141,995 -1.4% |
| 2011 | -- | $143,942 -13.4% |
| 2010 | -- | $166,309 -6.5% |
| 2009 | -- | $177,945 -0.7% |
| 2008 | -- | $179,229 +2.4% |
| 2007 | -- | $175,000 +11% |
| 2006 | -- | $157,629 -3.8% |
| 2005 | -- | $163,937 +15.2% |
| 2004 | -- | $142,259 +8.8% |
| 2003 | -- | $130,811 +4.2% |
| 2002 | -- | $125,523 +5.3% |
| 2001 | -- | $119,194 -1.3% |
| 2000 | -- | $120,820 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 60175
Nearby schools
Schools provided by the listing agent
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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