7103 Mill Rd, Rockford, IL 61108

Rare opportunity for an assumable VA mortgage at 4.75%, subject to lender and VA approval. This spacious 3 bedroom, 2 bath ranch offers 1,809 sq. ft. of comfortable main floor living on a generous .59 acre lot, conveniently located near I-90/I-39, shopping, dining, and Hard Rock Casino. Inside, a bright living and dining area features fresh paint, new carpeting, updated lighting, and an open, connected layout. The kitchen offers space for a breakfast table, recently purchased appliances that stay, and several recent updates. The den provides another comfortable living space with a wood-burning fireplace. The oversized four season sunroom with skylights provides a bright and inviting space overlooking the backyard. Outside, enjoy plenty of open green space along with a gated, fenced area conveniently located just behind the home. A circular driveway, patio, garden shed, and attached 2.5 car garage add even more functionality. The full basement provides substantial additional space and has been professionally prepped and refreshed, including a cleaned concrete floor, selected plumbing updates, a new electrical panel, sump backup system, laundry area with 2024 washer and dryer, and workshop/utility space. Numerous recent improvements throughout the home include fresh paint and lighting in several rooms, kitchen and bathroom updates, new central air (2024), completely rebuilt chimney (2026), electronic garage door opener (2026), landscaping improvements, 2022 furnace, 2025 water heater, and owned water softener. With generous main floor living space, a large lot, four season sunroom, abundant basement space, and many major improvements already completed, this ranch offers space, convenience, and flexibility inside and out. Warning - there is audio and video recording on premises.