Skip main navigation
For sale
    • $1,875,000

    820 Bay Ridge Ave, Annapolis, MD 21403

    4beds
    3,658sqft
    : 
    $12,216/mo
    Get pre-qualified
    Single Family Residence
    Built in 2011
    2,957 Square Feet Lot
    $1,799,500 Zestimate®
    $513/sqft
    $150/mo HOA

    What's special

    Upgraded gas fireplaceSophisticated finishesTimeless craftsmanshipCustom upgradesCustom walk-in closetExceptional outdoor livingMore functional yard
    An exceptional blend of timeless craftsmanship, thoughtful customization, and coastal elegance, 820 Bay Ridge Avenue offers over 4,000 square feet of beautifully finished luxury living across four levels in Eastport's coveted Sailor's Quay enclave. Unlike many homes in the community, this residence was thoughtfully customized with numerous builder upgrades and enhancements, creating a level of comfort, functionality, and long-term value that is immediately apparent. A charming white picket fence, manicured landscaping, and gracious brick front porch welcome you inside, where rich hardwood floors, soaring 9-foot ceilings, tray ceilings, detailed millwork, and plantation shutters throughout create an atmosphere of understated sophistication. The gourmet kitchen is both beautiful and functional, featuring honed granite countertops, premium appliances, abundant cabinetry, and a substantial center island that opens seamlessly to the inviting family room anchored by an upgraded gas fireplace. A formal dining room illuminated by a stunning chandelier provides an elegant setting for entertaining, while the adjoining sitting room or study offers the perfect space for reading, working from home, quiet conversation, or enjoying an evening bourbon. Outdoor living is equally impressive with a welcoming flower garden-facing front porch, a private English courtyard patio, and a second-floor terrace, both enhanced with ceiling fans for exceptional comfort, creating inviting spaces for morning coffee, outdoor dining, or relaxing at the end of the day. A dedicated natural gas line provides the convenience of connecting an outdoor grill or future fire pit. The professionally enhanced landscaping and more functional yard further elevate the outdoor experience. The luxurious primary suite serves as a private retreat with a custom walk-in closet, spa-inspired bath, and an expansive sitting room. A spacious junior suite with its own private bath provides outstanding accommodations for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath on the upper level. The finished third-floor loft adds exceptional versatility for a home office, fitness room, guest retreat, or media space. The finished lower level offers a large family room and full bath, providing even more flexible living space. Designed with future accessibility in mind, the home also features a framed elevator shaft, allowing for a future elevator installation without altering the home's thoughtful design or flow. Additional electrical enhancements throughout the home reflect the careful planning and attention to detail invested during construction. Perfectly positioned just moments from Downtown Annapolis and the United States Naval Academy, this exceptional location offers a truly walkable lifestyle with easy access to waterfront dining, boutique shopping, marinas, parks, art galleries, and the vibrant coastal culture that defines Eastport. Whether strolling across the Spa Creek Drawbridge or taking the water taxi into downtown, every day feels connected to the waterfront lifestyle, while convenient access to Routes 50 and 97 provides an easy commute to Baltimore, Washington, D.C., and beyond. Combining timeless architecture, custom upgrades, sophisticated finishes, future elevator capability, exceptional outdoor living, and one of Annapolis' most desirable locations, 820 Bay Ridge Avenue presents a rare opportunity to own one of Sailor's Quay's finest residences.
    76 days
    |
    801
    |
    28
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Wendy Oliver 443-336-5091,

    Coldwell Banker Realty 4102638686,

    Co-Listing Agent: Catherine Marucci 443-883-1609,

    Coldwell Banker Realty

    Source: Bright MLS,MLS#: MDAA2142896MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Recreation Room, Storage Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
      Primary bedroom
      • Features: Attached Bathroom, Ceiling Fan(s), Flooring - HardWood, Primary Bedroom - Sitting Area, Walk-In Closet(s), Window Treatments
      • Level: Upper
      Bedroom 2
      • Features: Attached Bathroom, Ceiling Fan(s), Flooring - Carpet, Window Treatments, Walk-In Closet(s)
      • Level: Upper
      Bedroom 3
      • Features: Ceiling Fan(s), Flooring - Carpet, Cathedral/Vaulted Ceiling
      • Level: Upper
      Bedroom 4
      • Features: Ceiling Fan(s), Flooring - Carpet, Cathedral/Vaulted Ceiling
      • Level: Upper
      Primary bathroom
      • Features: Attached Bathroom, Soaking Tub, Bathroom - Walk-In Shower, Granite Counters, Double Sink, Flooring - Ceramic Tile, Window Treatments
      • Level: Upper
      Dining room
      • Features: Crown Molding, Flooring - HardWood, Window Treatments
      • Level: Main
      Family room
      • Features: Ceiling Fan(s), Chair Rail, Crown Molding, Fireplace - Gas, Flooring - HardWood, Recessed Lighting, Window Treatments
      • Level: Main
      Foyer
      • Features: Crown Molding, Flooring - HardWood
      • Level: Main
      Other
      • Features: Attached Bathroom, Bathroom - Tub Shower, Countertop(s) - Solid Surface, Flooring - Ceramic Tile
      • Level: Upper
      Other
      • Features: Bathroom - Tub Shower, Flooring - Ceramic Tile, Window Treatments, Cathedral/Vaulted Ceiling
      • Level: Upper
      Other
      • Features: Flooring - Ceramic Tile, Bathroom - Tub Shower, Countertop(s) - Solid Surface
      • Level: Lower
      Half bath
      • Features: Flooring - HardWood, Window Treatments
      • Level: Main
      Kitchen
      • Features: Breakfast Bar, Granite Counters, Flooring - HardWood, Kitchen Island, Kitchen - Country, Eat-in Kitchen, Kitchen - Gas Cooking, Lighting - Pendants, Recessed Lighting, Pantry, Window Treatments
      • Level: Main
      Laundry
      • Level: Upper
      Recreation room
      • Features: Flooring - Carpet, Recessed Lighting, Window Treatments
      • Level: Lower
      Sitting room
      • Features: Crown Molding, Chair Rail, Ceiling Fan(s), Window Treatments
      • Level: Main
      Storage room
      • Level: Lower
      Utility room
      • Level: Lower
      Heating
      • Forced Air, Programmable Thermostat, Zoned, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Programmable Thermostat, Zoned, Electric
      Appliances
      • Included: Microwave, Built-In Range, Range, Dishwasher, Disposal, Dryer, Self Cleaning Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
      • Laundry: Upper Level, Laundry Room
      Features
      • Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Chair Railings, Crown Molding, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Country, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Vaulted Ceiling(s), Tray Ceiling(s)
      • Flooring: Hardwood, Ceramic Tile, Carpet, Wood
      • Doors: Sliding Glass
      • Windows: Screens, Double Pane Windows, Insulated Windows, Window Treatments
      • Basement: Connecting Stairway,Partial,Full,Finished,Heated,Improved,Interior Entry,Concrete,Sump Pump
      • Number of fireplaces: 1
      • Fireplace features: Mantel(s), Gas/Propane
      Interior area
      • Total structure area: 4,012
      • Total interior livable area: 3,658 sqft
      • Finished area above ground: 3,058
      • Finished area below ground: 600
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Storage, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Attached, Off Street, On Street, Parking Lot
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Four
      • Stories: 4
      • Patio & porch: Patio, Porch
      • Exterior features: Extensive Hardscape, Balcony
      • Pool features: None
      • Fencing: Picket,Vinyl,Decorative
      • Has view: Yes
      • View description: Garden
      • Waterfront features: Canoe/Kayak, Personal Watercraft (PWC), Public Access, Swimming Allowed
      • Body of water: Spa Creek
      Lot
      • Size: 2,957 Square Feet
      • Features: Landscaped, Premium, Private
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020696990233064
      • Zoning: B1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 2011
      • Major remodel year: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Underground Utilities, Fiber Optic

      Community & HOA

      Community
      • Security: Electric Alarm
      • Subdivision: Eastport
      HOA
      • Has HOA: Yes
      • Amenities included: Common Grounds, Reserved/Assigned Parking
      • Services included: Snow Removal, Lawn Care Front, Common Area Maintenance, Lawn Care Rear, Road Maintenance
      • HOA fee: $150 monthly
      • HOA name: SAILOR'S QUAY COMMUNITY ASSOCIATION
      Location
      • Region: Annapolis
      • Municipality: Annapolis

      Financial & listing details

      • Price per square foot: $513/sqft
      • Tax assessed value: $1,158,400
      • Annual tax amount: $13,568
      • Date on market: 5/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $1,799,500

        $1.71M - $1.89M

        $6,556/mo

        Price history

        DateEventPrice
        5/29/2026Listed for sale$1,875,000+92.3%$513/sqft
        Source: Bright MLS #MDAA2142896 Report a problem
        11/23/2015Listing removed$974,900$267/sqft
        Source: RE/MAX Leading Edge #AA8668142 Report a problem
        6/17/2015Listed for sale$974,900+178.5%$267/sqft
        Source: RE/MAX Leading Edge #AA8668142 Report a problem
        6/15/2011Sold$350,000$96/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,493 -1.3%$1,055,033 +10.9%
        2024$13,675 +12.3%$951,667 +12.2%
        2023$12,182 +4%$848,300 +2.1%
        2022$11,710 +2.1%$831,067 +2.1%
        2021$11,467 +2.1%$813,833 +2.2%
        2020$11,232 +2.9%$796,600
        2019$10,920 +4.5%$796,600 +6%
        2018$10,450 +9.9%$751,267 +3.1%
        2017$9,508 $728,600 +6.5%
        2016-- $684,433 +2.9%
        2015-- $665,267 +11.6%
        2014-- $596,100 +9.6%
        2013-- $543,667 +10.7%
        2012-- $491,233 +403.8%
        2011-- $97,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 21403

        Getting around

        76 / 100
        Very Walkable
        41 / 100
        Some Transit
        74 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Eastport
        • Middle: Annapolis
        • High: Annapolis
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Annapolis Topics

                Search
                Updates
                Favorites
                Plan
                Inbox