Ooh la la, Eastport. There is something unmistakably special about life here—and 820 Bay Ridge Avenue captures it beautifully. Set within coveted Sailor’s Quay, this exceptional residence delivers the rare combination of space, sophistication, outdoor living, and walkability, all just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and a gracious brick front porch create a picture-perfect welcome. Step inside to more than 4,000 square feet of beautifully finished living across FOUR levels, where rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters create a home that feels polished without ever feeling fussy. Thoughtfully customized during construction, the residence includes numerous builder upgrades, enhanced electrical features, and details designed to make everyday living as effortless as the home is beautiful. At its heart is a fabulous kitchen with honed granite countertops, premium appliances, abundant cabinetry, and a generous center island opening seamlessly to the family room and upgraded gas fireplace. The formal dining room is ready for holidays, celebrations, and memorable dinners, while the adjoining sitting room or study is perfect for working from home, curling up with a favorite book, or ending the evening with a bourbon. And then there is the outdoor living. Morning coffee on the front porch overlooking the flower garden. Dinner in your private English courtyard. Cocktails under the stars on the second-floor terrace. Professionally enhanced landscaping creates an intimate retreat, while ceiling fans, a dedicated natural gas line for grilling, and the opportunity for a future fire feature make these spaces as functional as they are beautiful. Upstairs, the primary suite feels like a private escape, with a custom walk-in closet, spa-inspired bath, and expansive sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft brings even more possibilities—a home office, fitness studio, media room, guest retreat, or whatever life calls for next. The finished lower level adds a spacious family room and full bath, providing even more flexibility for entertaining, extended stays, or multigenerational living. And in a feature rarely found, the home was designed with the future in mind with a framed elevator shaft, allowing an elevator to be added without compromising the architecture or thoughtful floor plan. But perhaps the greatest luxury of 820 Bay Ridge Avenue is everything waiting just outside your front door. Walk to St. Mary’s. Walk to dinner. Walk to neighborhood cafés and marinas. Walk to the Annapolis Yacht Club and Eastport Yacht Club. Cross the Spa Creek Drawbridge into Historic Downtown Annapolis and City Dock. Spend the afternoon on the Chesapeake, meet friends for dinner on the water, browse the shops and galleries downtown, or take the water taxi home after an evening out. Morning coffee around the corner. An afternoon on the water. Dinner in Eastport. Ice cream at City Dock. School, sailing, restaurants, shopping, marinas, yacht clubs, and downtown Annapolis—all without having to get in the car. And somehow, you still come home to more than 4,000 square feet, four finished levels, beautiful outdoor spaces, exceptional privacy, extensive custom upgrades, and future elevator capability. No need to choose between space, sophistication, and walkability. Here, you get all three. Polished. Coastal. Effortlessly Annapolis. Ooh la la, indeed.
For sale
$1,799,000
820 Bay Ridge Ave, Annapolis, MD 21403
4beds
3,900sqft
Single Family Residence
Built in 2011
2,957 Square Feet Lot
$1,729,700 Zestimate®
$461/sqft
$150/mo HOA
What's special
Upgraded gas fireplaceFinished third-floor loftElegant millworkAbundant cabinetryRich hardwood floorsTray ceilingsPlantation shutters
- --
- on Zillow
- 517
- views
- 19
- saves
Zillow last checked:
Listing updated:
Listed by:
Wendy Oliver 443-336-5091,
Coldwell Banker Realty 4102638686,
Co-Listing Agent: Catherine Marucci 443-883-1609,
Coldwell Banker Realty
Source: Bright MLS,MLS#: MDAA2156026
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Exercise Room, Laundry, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Features: Ceiling Fan(s), Flooring - HardWood, Recessed Lighting, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area, Walk-In Closet(s), Window Treatments, Attached Bathroom
- Level: Upper
Bedroom 2
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - HardWood, Walk-In Closet(s), Window Treatments
- Level: Upper
Bedroom 3
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Window Treatments
- Level: Upper
Bedroom 4
- Features: Ceiling Fan(s), Flooring - Carpet, Cathedral/Vaulted Ceiling, Window Treatments
- Level: Upper
Primary bathroom
- Features: Soaking Tub, Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Ceramic Tile, Window Treatments
- Level: Upper
Dining room
- Features: Chair Rail, Crown Molding, Flooring - HardWood, Formal Dining Room, Lighting - Wall sconces, Window Treatments
- Level: Main
Exercise room
- Features: Flooring - Carpet, Recessed Lighting, Window Treatments
- Level: Lower
Family room
- Features: Ceiling Fan(s), Crown Molding, Fireplace - Gas, Flooring - HardWood, Recessed Lighting, Window Treatments
- Level: Main
Foyer
- Features: Flooring - HardWood, Crown Molding
- Level: Main
Other
- Features: Attached Bathroom, Bathroom - Tub Shower, Countertop(s) - Solid Surface, Flooring - Ceramic Tile
- Level: Upper
Other
- Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile
- Level: Upper
Other
- Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile, Bathroom - Tub Shower
- Level: Lower
Half bath
- Features: Flooring - HardWood
- Level: Main
Kitchen
- Features: Breakfast Bar, Crown Molding, Flooring - HardWood, Kitchen Island, Kitchen - Country, Eat-in Kitchen, Kitchen - Gas Cooking, Lighting - Pendants, Recessed Lighting, Pantry
- Level: Main
Laundry
- Level: Upper
Living room
- Features: Ceiling Fan(s), Window Treatments, Crown Molding, Chair Rail, Flooring - HardWood, Recessed Lighting
- Level: Main
Recreation room
- Features: Flooring - Carpet, Recessed Lighting, Window Treatments
- Level: Lower
Utility room
- Level: Lower
Heating
- Forced Air, Programmable Thermostat, Zoned, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Programmable Thermostat, Zoned, Electric
Appliances
- Included: Microwave, Built-In Range, Range, Dishwasher, Disposal, Dryer, Self Cleaning Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Chair Railings, Crown Molding, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Country, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Vaulted Ceiling(s), Tray Ceiling(s), High Ceilings, Cathedral Ceiling(s)
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood
- Doors: Sliding Glass, Insulated
- Windows: Screens, Double Pane Windows, Insulated Windows, Window Treatments
- Basement: Connecting Stairway,Partial,Full,Finished,Heated,Improved,Interior Entry,Concrete,Sump Pump,Water Proofing System
- Number of fireplaces: 1
- Fireplace features: Mantel(s), Gas/Propane
Interior area
- Total structure area: 4,054
- Total interior livable area: 3,900 sqft
- Finished area above ground: 3,100
- Finished area below ground: 800
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Storage, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Attached, Off Street, On Street, Parking Lot
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Patio, Porch
- Exterior features: Extensive Hardscape, Balcony
- Pool features: None
- Fencing: Picket,Vinyl,Decorative
- Has view: Yes
- View description: Garden
- Waterfront features: Canoe/Kayak, Personal Watercraft (PWC), Public Access, Swimming Allowed
- Body of water: Spa Creek
Lot
- Size: 2,957 Square Feet
- Features: Landscaped, Premium, Private
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020696990233064
- Zoning: B1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,Colonial,Coastal
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stick Built, T-1-11
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle,Metal
Condition
- Excellent
- New construction: No
- Year built: 2011
- Major remodel year: 2020
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Fiber Optic
Community & HOA
Community
- Security: Electric Alarm
- Subdivision: Eastport
HOA
- Has HOA: Yes
- Amenities included: Common Grounds, Reserved/Assigned Parking
- Services included: Snow Removal, Lawn Care Front, Common Area Maintenance, Lawn Care Rear, Road Maintenance
- HOA fee: $150 monthly
- HOA name: SAILOR'S QUAY COMMUNITY ASSOCIATION
Location
- Region: Annapolis
- Municipality: Annapolis
Financial & listing details
- Price per square foot: $461/sqft
- Tax assessed value: $1,158,400
- Annual tax amount: $13,568
- Date on market: 9/1/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Road surface type: Black Top
Estimated market value
$1,729,700
$1.64M - $1.82M
$7,386/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Listing removed | $1,875,000$481/sqft |
Source:  Bright MLS #MDAA2142896 Report a problem | ||
| 5/29/2026 | Listed for sale | $1,875,000+92.3%$481/sqft |
Source: Bright MLS #MDAA2142896 Report a problem | ||
| 11/23/2015 | Listing removed | $974,900$250/sqft |
Source: RE/MAX Leading Edge #AA8668142 Report a problem | ||
| 6/17/2015 | Listed for sale | $974,900+178.5%$250/sqft |
Source: RE/MAX Leading Edge #AA8668142 Report a problem | ||
| 6/15/2011 | Sold | $350,000$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $14,411 +6.8% | $1,158,400 +9.8% |
| 2025 | $13,493 -1.3% | $1,055,033 +10.9% |
| 2024 | $13,675 +12.3% | $951,667 +12.2% |
| 2023 | $12,182 +4% | $848,300 +2.1% |
| 2022 | $11,710 +2.1% | $831,067 +2.1% |
| 2021 | $11,467 +2.1% | $813,833 +2.2% |
| 2020 | $11,232 +2.9% | $796,600 |
| 2019 | $10,920 +4.5% | $796,600 +6% |
| 2018 | $10,450 +9.9% | $751,267 +3.1% |
| 2017 | $9,508 | $728,600 +6.5% |
| 2016 | -- | $684,433 +2.9% |
| 2015 | -- | $665,267 +11.6% |
| 2014 | -- | $596,100 +9.6% |
| 2013 | -- | $543,667 +10.7% |
| 2012 | -- | $491,233 +403.8% |
| 2011 | -- | $97,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21403
Nearby schools
Schools provided by the listing agent
- Elementary: Eastport
- Middle: Annapolis
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $1,795,0004 bd4 ba3k sqft830 Chester Ave, Annapolis, MD 21403For Sale
MLS ID #MDAA2159664, Martha Janney, Coldwell Banker Realty. Bright MLS - $1,875,0004 bd4 ba4k sqft400 Jefferson St, Annapolis, MD 21403For Sale
MLS ID #MDAA2156430, Brad Kappel, TTR Sotheby's International Realty. Bright MLS - $1,595,0004 bd5 ba3k sqft123 Chesapeake Ave, Annapolis, MD 21403For Sale
MLS ID #MDAA2157850, Sarah Greenlee Morse, TTR Sotheby's International Realty. Bright MLS - $2,100,0004 bd3 ba2.6k sqft513 1st St, Annapolis, MD 21403For Sale
MLS ID #MDAA2158836, Martha Janney, Coldwell Banker Realty. Bright MLS - $1,298,0004 bd4 ba3.1k sqft1010 Park Ave, Annapolis, MD 21403For SaleMLS ID #MDAA2159834, Kimberly McGrath, Compass. Bright MLS
- $1,695,0004 bd5 ba3.8k sqft3403 Hidden River View Rd, Annapolis, MD 21403For SaleMLS ID #MDAA2147292, Brad Kappel, TTR Sotheby's International Realty. Bright MLS
- $1,395,0004 bd5 ba2.8k sqft1030 Boucher Ave, Annapolis, MD 21403For SaleMLS ID #MDAA2157002, Richard Curtis, Curtis Real Estate Company. Bright MLS
- $1,400,0004 bd4 ba3k sqft71 Farragut Rd, Annapolis, MD 21403For SaleMLS ID #MDAA2154566, Brandi Norris, Douglas Realty LLC. Bright MLS
- $1,850,0004 bd5 ba3k sqft120 Island View Dr, Annapolis, MD 21401For SaleMLS ID #MDAA2152550, Boyd Grainger, Pearson Smith Realty, LLC. Bright MLS
- $1,700,0003 bd3 ba1.9k sqft219 King George St, Annapolis, MD 21401For SaleMLS ID #MDAA2157512, David Orso, Berkshire Hathaway HomeServices PenFed Realty. Bright MLS
- $1,395,0004 bd4 ba4.6k sqft204 S Villa Ave, Annapolis, MD 21401For SaleMLS ID #MDAA2155956, Brad Kappel, TTR Sotheby's International Realty. Bright MLS
- $1,495,0003 bd3 ba2.2k sqft100 Market St, Annapolis, MD 21401For SaleMLS ID #MDAA2154154, Moe Farley, Coldwell Banker Realty. Bright MLS
- $950,0004 bd4 ba2.2k sqft996 Headwater Rd, Annapolis, MD 21403For SaleMLS ID #MDAA2159150, Greg Koch, Taylor Properties. Bright MLS
- $929,0004 bd4 ba2.5k sqft1326 Harbor Rd, Annapolis, MD 21403For SaleMLS ID #MDAA2157478, Sarah Myer, Long & Foster Real Estate, Inc.. Bright MLS
- $2,295,0005 bd4 ba3.1k sqft83 Market St, Annapolis, MD 21401For SaleMLS ID #MDAA2143042, Elizabeth Dooner, Coldwell Banker Realty. Bright MLS
- $1,595,0005 bd5 ba5.8k sqft650 Tailwind Ln, Crownsville, MD 21032For SaleMLS ID #MDAA2160578, Jen Holden, Compass. Bright MLS
- $2,495,0005 bd5 ba5k sqft3733 Thomas Point Rd, Annapolis, MD 21403For SaleMLS ID #MDAA2148158, Brad Kappel, TTR Sotheby's International Realty. Bright MLS
- $1,225,0005 bd4 ba4.3k sqft929 Sherwood Forest Rd, Annapolis, MD 21401For SaleMLS ID #MDAA2159716, Josh Plevy, Keller Williams Realty Centre. Bright MLS
- $1,295,0005 bd5 ba3.6k sqft111 Ellershaw Ct, Annapolis, MD 21401For SaleMLS ID #MDAA2153816, Ryan Turner, Coldwell Banker Realty. Bright MLS
- $1,825,0004 bd4 ba3.4k sqft104 Mariners Cir, Stevensville, MD 21666For SaleMLS ID #MDQA2018960, Jimmy White, Long & Foster Real Estate, Inc.. Bright MLS
