There is something unmistakably special about life in Eastport—and 820 Bay Ridge Ave captures it beautifully. Set within coveted Sailor’s Quay, this exceptional residence offers more than 4,000 square feet of sophisticated living across four beautifully finished levels, combining timeless architecture, thoughtful customization, and an effortless coastal sensibility just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and gracious brick front porch create a picture-perfect welcome. Inside, rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters establish a refined yet relaxed atmosphere. Unlike many homes in the community, this residence was thoughtfully customized during construction with numerous builder upgrades, enhanced electrical features, and details designed to improve both everyday living and long-term functionality. At the heart of the home, the beautifully appointed kitchen features honed granite countertops, premium appliances, abundant cabinetry, and a generous center island that opens seamlessly to the family room and its upgraded gas fireplace. The formal dining room, illuminated by a striking chandelier, is made for memorable dinners, while the adjoining sitting room or study is equally suited to a favorite book, working from home, or an evening bourbon. Outdoor living is woven beautifully into the home. Enjoy coffee on the charming front porch overlooking the flower garden, dinner in the private English courtyard, or cocktails on the second-floor terrace. Ceiling fans enhance both outdoor spaces, while a dedicated natural gas line makes grilling effortless and provides the opportunity for a future fire feature. Professionally enhanced landscaping and a thoughtfully improved yard complete this private outdoor retreat. The primary suite is serene and exceptionally spacious, with a custom walk-in closet, spa-inspired bath, and expansive private sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft provides additional inviting spaces for a home office, fitness studio, media room, and guest retreat. The finished lower level adds a large family room and full bath, creating remarkable flexibility for entertaining, overnight guests, or multigenerational living. The home was also designed with the future in mind, with a framed elevator shaft allowing for the addition of an elevator without compromising its architecture or thoughtful floor plan. And then there is the location. This is the kind of Annapolis address where so much of daily life can happen on foot. St. Mary’s School, City Dock, neighborhood cafés, restaurants, boutiques and shopping are all within walking distance, as are the Annapolis Yacht Club and Eastport Yacht Club. Stroll to Eastport’s waterfront restaurants and marinas, cross the Spa Creek Drawbridge into Historic Downtown Annapolis, or take the water taxi home after an evening downtown. The United States Naval Academy, galleries, parks, sailing, and the unmistakable energy of the Chesapeake are all part of the lifestyle. Morning coffee at a neighborhood café. An afternoon on the water. Dinner in Eastport. A walk across the bridge for ice cream at City Dock. School, sailing, dining, shopping and downtown Annapolis—all without having to get in the car. This is polished Eastport living at its best: gracious but never fussy, luxurious yet wonderfully livable, and perfectly positioned to enjoy one of Annapolis’ most sought-after neighborhoods. With more than 4,000 square feet, four finished levels, exceptional outdoor spaces, extensive custom upgrades, future elevator capability, and an enviable Sailor’s Quay address, 820 Bay Ridge Ave offers a rare opportunity to enjoy Annapolis exactly as it was meant to be lived.
For sale
$1,875,000
820 Bay Ridge Ave, Annapolis, MD 21403
4beds
3,900sqft
Single Family Residence
Built in 2011
2,957 Square Feet Lot
$1,811,500 Zestimate®
$481/sqft
$150/mo HOA
What's special
- 27 days
- 823
- 22
Zillow last checked:
Listing updated:
Listed by:
Wendy Oliver 443-336-5091,
Coldwell Banker Realty 4102638686,
Co-Listing Agent: Catherine Marucci 443-883-1609,
Coldwell Banker Realty
Source: Bright MLS,MLS#: MDAA2156026
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Exercise Room, Laundry, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Features: Ceiling Fan(s), Flooring - HardWood, Recessed Lighting, Primary Bedroom - Dressing Area, Primary Bedroom - Sitting Area, Walk-In Closet(s), Window Treatments, Attached Bathroom
- Level: Upper
Bedroom 2
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - HardWood, Walk-In Closet(s), Window Treatments
- Level: Upper
Bedroom 3
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Window Treatments
- Level: Upper
Bedroom 4
- Features: Ceiling Fan(s), Flooring - Carpet, Cathedral/Vaulted Ceiling, Window Treatments
- Level: Upper
Primary bathroom
- Features: Soaking Tub, Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Ceramic Tile, Window Treatments
- Level: Upper
Dining room
- Features: Chair Rail, Crown Molding, Flooring - HardWood, Formal Dining Room, Lighting - Wall sconces, Window Treatments
- Level: Main
Exercise room
- Features: Flooring - Carpet, Recessed Lighting, Window Treatments
- Level: Lower
Family room
- Features: Ceiling Fan(s), Crown Molding, Fireplace - Gas, Flooring - HardWood, Recessed Lighting, Window Treatments
- Level: Main
Foyer
- Features: Flooring - HardWood, Crown Molding
- Level: Main
Other
- Features: Attached Bathroom, Bathroom - Tub Shower, Countertop(s) - Solid Surface, Flooring - Ceramic Tile
- Level: Upper
Other
- Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile
- Level: Upper
Other
- Features: Countertop(s) - Solid Surface, Flooring - Ceramic Tile, Bathroom - Tub Shower
- Level: Lower
Half bath
- Features: Flooring - HardWood
- Level: Main
Kitchen
- Features: Breakfast Bar, Crown Molding, Flooring - HardWood, Kitchen Island, Kitchen - Country, Eat-in Kitchen, Kitchen - Gas Cooking, Lighting - Pendants, Recessed Lighting, Pantry
- Level: Main
Laundry
- Level: Upper
Living room
- Features: Ceiling Fan(s), Window Treatments, Crown Molding, Chair Rail, Flooring - HardWood, Recessed Lighting
- Level: Main
Recreation room
- Features: Flooring - Carpet, Recessed Lighting, Window Treatments
- Level: Lower
Utility room
- Level: Lower
Heating
- Forced Air, Programmable Thermostat, Zoned, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Programmable Thermostat, Zoned, Electric
Appliances
- Included: Microwave, Built-In Range, Range, Dishwasher, Disposal, Dryer, Self Cleaning Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Chair Railings, Crown Molding, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Country, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Vaulted Ceiling(s), Tray Ceiling(s), High Ceilings, Cathedral Ceiling(s)
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood
- Doors: Sliding Glass, Insulated
- Windows: Screens, Double Pane Windows, Insulated Windows, Window Treatments
- Basement: Connecting Stairway,Partial,Full,Finished,Heated,Improved,Interior Entry,Concrete,Sump Pump,Water Proofing System
- Number of fireplaces: 1
- Fireplace features: Mantel(s), Gas/Propane
Interior area
- Total structure area: 4,054
- Total interior livable area: 3,900 sqft
- Finished area above ground: 3,100
- Finished area below ground: 800
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Storage, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Attached, Off Street, On Street, Parking Lot
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Patio, Porch
- Exterior features: Extensive Hardscape, Balcony
- Pool features: None
- Fencing: Picket,Vinyl,Decorative
- Has view: Yes
- View description: Garden
- Waterfront features: Canoe/Kayak, Personal Watercraft (PWC), Public Access, Swimming Allowed
- Body of water: Spa Creek
Lot
- Size: 2,957 Square Feet
- Features: Landscaped, Premium, Private
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020696990233064
- Zoning: B1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman,Colonial,Coastal
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Stick Built, T-1-11
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle,Metal
Condition
- Excellent
- New construction: No
- Year built: 2011
- Major remodel year: 2020
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Fiber Optic
Community & HOA
Community
- Security: Electric Alarm
- Subdivision: Eastport
HOA
- Has HOA: Yes
- Amenities included: Common Grounds, Reserved/Assigned Parking
- Services included: Snow Removal, Lawn Care Front, Common Area Maintenance, Lawn Care Rear, Road Maintenance
- HOA fee: $150 monthly
- HOA name: SAILOR'S QUAY COMMUNITY ASSOCIATION
Location
- Region: Annapolis
- Municipality: Annapolis
Financial & listing details
- Price per square foot: $481/sqft
- Tax assessed value: $1,158,400
- Annual tax amount: $13,568
- Date on market: 9/1/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Road surface type: Black Top
Estimated market value
$1,811,500
$1.72M - $1.90M
$6,847/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/2/2026 | Listed for sale | $1,875,000$481/sqft |
Source:  Bright MLS #MDAA2156026 Report a problem | ||
| 9/2/2026 | Listing removed | $1,875,000$481/sqft |
Source: Bright MLS #MDAA2142896 Report a problem | ||
| 5/29/2026 | Listed for sale | $1,875,000+92.3%$481/sqft |
Source: Bright MLS #MDAA2142896 Report a problem | ||
| 11/23/2015 | Listing removed | $974,900$250/sqft |
Source: RE/MAX Leading Edge #AA8668142 Report a problem | ||
| 6/17/2015 | Listed for sale | $974,900+178.5%$250/sqft |
Source: RE/MAX Leading Edge #AA8668142 Report a problem | ||
| 6/15/2011 | Sold | $350,000$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $13,493 -1.3% | $1,055,033 +10.9% |
| 2024 | $13,675 +12.3% | $951,667 +12.2% |
| 2023 | $12,182 +4% | $848,300 +2.1% |
| 2022 | $11,710 +2.1% | $831,067 +2.1% |
| 2021 | $11,467 +2.1% | $813,833 +2.2% |
| 2020 | $11,232 +2.9% | $796,600 |
| 2019 | $10,920 +4.5% | $796,600 +6% |
| 2018 | $10,450 +9.9% | $751,267 +3.1% |
| 2017 | $9,508 | $728,600 +6.5% |
| 2016 | -- | $684,433 +2.9% |
| 2015 | -- | $665,267 +11.6% |
| 2014 | -- | $596,100 +9.6% |
| 2013 | -- | $543,667 +10.7% |
| 2012 | -- | $491,233 +403.8% |
| 2011 | -- | $97,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21403
Nearby schools
Schools provided by the listing agent
- Elementary: Eastport
- Middle: Annapolis
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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