An elegant expression of space, style, and coastal living, 820 Bay Ridge Avenue offers over 4,000 square feet of beautifully finished luxury living space across four levels in the heart of Eastport's coveted Sailor's Quay enclave. This thoughtfully designed Modern Craftsman combines timeless architecture with exceptional livability, beginning with its charming white picket fence, manicured grounds, and gracious brick front porch. Inside, rich hardwood floors, 9-foot ceilings, tray ceilings, detailed millwork, and plantation shutters throughout create a refined yet welcoming atmosphere. The gourmet kitchen is both beautiful and functional, featuring honed granite countertops, premium appliances, abundant cabinetry, and a substantial center island that seamlessly connects to the inviting living room with fireplace. A separate dining room provides an elegant setting for entertaining beneath a stunning chandelier, while the adjoining sitting room or study offers the perfect retreat for reading, conversation, working from home, or enjoying an evening bourbon. Outdoor spaces are equally inviting, with a flower garden-facing front porch, private English courtyard patio, and second-floor terrace ideal for morning coffee or unwinding at day's end. The spacious primary suite serves as a private sanctuary with a custom walk-in closet, spa-inspired bath, and full-sized sitting room, while a generous junior suite with private bath accommodates guests with ease. Two additional vaulted-ceiling bedrooms and a well-appointed shared bath occupy the upper level, and the finished lower level offers a large family room and full bath, providing exceptional flexibility for recreation, fitness, media, or guest accommodations. Designed with long-term comfort and accessibility in mind, the home includes a framed elevator shaft spanning all four levels, allowing for future elevator installation without altering the home's design or flow. Perfectly positioned just moments from downtown Annapolis and the United States Naval Academy, this exceptional location offers a truly walkable lifestyle with easy access to waterfront dining, boutique shopping, art galleries, marinas, parks, and the vibrant coastal culture that defines Eastport. Whether strolling across the Spa Creek Drawbridge or arriving by water taxi, the connection to downtown is effortless, while convenient access to Routes 50 and 97 provides an easy commute to Baltimore, Washington, D.C., and beyond. Combining timeless craftsmanship, sophisticated finishes, future elevator capability, and an unmatched location, 820 Bay Ridge Avenue presents a rare opportunity to enjoy the very best of Annapolis living.
For sale
$1,875,000
820 Bay Ridge Ave, Annapolis, MD 21403
4beds
3,658sqft
Single Family Residence
Built in 2011
2,957 Square Feet Lot
$1,806,300 Zestimate®
$513/sqft
$150/mo HOA
What's special
Custom walk-in closetDetailed millworkAbundant cabinetryRich hardwood floorsTray ceilingsPlantation shutters throughoutWell-appointed shared bath
- 26 days |
- 1,458 |
- 48 |
Zillow last checked:
Listing updated:
Listed by:
Wendy Oliver 443-336-5091,
Coldwell Banker Realty 4102638686,
Co-Listing Agent: Catherine Marucci 443-883-1609,
Coldwell Banker Realty
Source: Bright MLS,MLS#: MDAA2142896
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Recreation Room, Storage Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - HardWood, Primary Bedroom - Sitting Area, Walk-In Closet(s), Window Treatments
- Level: Upper
Bedroom 2
- Features: Attached Bathroom, Ceiling Fan(s), Flooring - Carpet, Window Treatments, Walk-In Closet(s)
- Level: Upper
Bedroom 3
- Features: Ceiling Fan(s), Flooring - Carpet, Cathedral/Vaulted Ceiling
- Level: Upper
Bedroom 4
- Features: Ceiling Fan(s), Flooring - Carpet, Cathedral/Vaulted Ceiling
- Level: Upper
Primary bathroom
- Features: Attached Bathroom, Soaking Tub, Bathroom - Walk-In Shower, Granite Counters, Double Sink, Flooring - Ceramic Tile, Window Treatments
- Level: Upper
Dining room
- Features: Crown Molding, Flooring - HardWood, Window Treatments
- Level: Main
Family room
- Features: Ceiling Fan(s), Chair Rail, Crown Molding, Fireplace - Gas, Flooring - HardWood, Recessed Lighting, Window Treatments
- Level: Main
Foyer
- Features: Crown Molding, Flooring - HardWood
- Level: Main
Other
- Features: Attached Bathroom, Bathroom - Tub Shower, Countertop(s) - Solid Surface, Flooring - Ceramic Tile
- Level: Upper
Other
- Features: Bathroom - Tub Shower, Flooring - Ceramic Tile, Window Treatments, Cathedral/Vaulted Ceiling
- Level: Upper
Other
- Features: Flooring - Ceramic Tile, Bathroom - Tub Shower, Countertop(s) - Solid Surface
- Level: Lower
Half bath
- Features: Flooring - HardWood, Window Treatments
- Level: Main
Kitchen
- Features: Breakfast Bar, Granite Counters, Flooring - HardWood, Kitchen Island, Kitchen - Country, Eat-in Kitchen, Kitchen - Gas Cooking, Lighting - Pendants, Recessed Lighting, Pantry, Window Treatments
- Level: Main
Laundry
- Level: Upper
Recreation room
- Features: Flooring - Carpet, Recessed Lighting, Window Treatments
- Level: Lower
Sitting room
- Features: Crown Molding, Chair Rail, Ceiling Fan(s), Window Treatments
- Level: Main
Storage room
- Level: Lower
Utility room
- Level: Lower
Heating
- Forced Air, Programmable Thermostat, Zoned, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Programmable Thermostat, Zoned, Electric
Appliances
- Included: Microwave, Built-In Range, Range, Dishwasher, Disposal, Dryer, Self Cleaning Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
- Laundry: Upper Level, Laundry Room
Features
- Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Chair Railings, Crown Molding, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen - Country, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Vaulted Ceiling(s), Tray Ceiling(s)
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood
- Doors: Sliding Glass
- Windows: Screens, Double Pane Windows, Insulated Windows, Window Treatments
- Basement: Connecting Stairway,Partial,Full,Finished,Heated,Improved,Interior Entry,Concrete,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Mantel(s), Gas/Propane
Interior area
- Total structure area: 4,012
- Total interior livable area: 3,658 sqft
- Finished area above ground: 3,058
- Finished area below ground: 600
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Storage, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Attached, Off Street, On Street, Parking Lot
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Patio, Porch
- Exterior features: Extensive Hardscape, Balcony
- Pool features: None
- Fencing: Picket,Vinyl,Decorative
- Has view: Yes
- View description: Garden
- Waterfront features: Canoe/Kayak, Personal Watercraft (PWC), Public Access, Swimming Allowed
- Body of water: Spa Creek
Lot
- Size: 2,957 Square Feet
- Features: Landscaped, Premium, Private
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020696990233064
- Zoning: B1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 2011
- Major remodel year: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Fiber Optic
Community & HOA
Community
- Security: Electric Alarm
- Subdivision: Eastport
HOA
- Has HOA: Yes
- Amenities included: Common Grounds, Reserved/Assigned Parking
- Services included: Snow Removal, Lawn Care Front, Common Area Maintenance, Lawn Care Rear, Road Maintenance
- HOA fee: $150 monthly
- HOA name: SAILOR'S QUAY COMMUNITY ASSOCIATION
Location
- Region: Annapolis
- Municipality: Annapolis
Financial & listing details
- Price per square foot: $513/sqft
- Tax assessed value: $1,158,400
- Annual tax amount: $13,568
- Date on market: 5/29/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,806,300
$1.72M - $1.90M
$6,354/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Listed for sale | $1,875,000+92.3%$513/sqft |
Source:  Bright MLS #MDAA2142896 Report a problem | ||
| 11/23/2015 | Listing removed | $974,900$267/sqft |
Source: RE/MAX Leading Edge #AA8668142 Report a problem | ||
| 6/17/2015 | Listed for sale | $974,900+178.5%$267/sqft |
Source: RE/MAX Leading Edge #AA8668142 Report a problem | ||
| 6/15/2011 | Sold | $350,000$96/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $13,493 -1.3% | $1,055,033 +10.9% |
| 2024 | $13,675 +12.3% | $951,667 +12.2% |
| 2023 | $12,182 +4% | $848,300 +2.1% |
| 2022 | $11,710 +2.1% | $831,067 +2.1% |
| 2021 | $11,467 +2.1% | $813,833 +2.2% |
| 2020 | $11,232 +2.9% | $796,600 |
| 2019 | $10,920 +4.5% | $796,600 +6% |
| 2018 | $10,450 +9.9% | $751,267 +3.1% |
| 2017 | $9,508 | $728,600 +6.5% |
| 2016 | -- | $684,433 +2.9% |
| 2015 | -- | $665,267 +11.6% |
| 2014 | -- | $596,100 +9.6% |
| 2013 | -- | $543,667 +10.7% |
| 2012 | -- | $491,233 +403.8% |
| 2011 | -- | $97,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 6/10Eastport Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 1.5 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Eastport
- Middle: Annapolis
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 820 Bay Ridge Ave
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