Skip main navigation
Pending
  • $729,900

    868 Twin Harbor Dr, Arnold, MD 21012

    3beds
    2,455sqft
    : 
    $4,953/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    0.42 Acres Lot
    $744,500 Zestimate®
    $297/sqft
    $16/mo HOA

    What's special

    Stone path professional hardscapingSeparate dining room
    Welcome to Twin Harbors—a waterfront community where neighbors become friends and residents rarely want to leave. This home has been lovingly maintained and updated by the same owner for over 30 years. This colonial style home offers 3 finished levels, an all season porch off the kitchen, and the ultimate screened in porch off the lower level - think crab feast, wine parties, or just relaxing surrounded by nature. The backyard is not your typical backyard it is truly a native plant sanctuary. Take a walk back around the stone path professional hardscaping and soak in feel of nature. Inside the home has been tastefully updated over the years. Be sure to see full list of seller's improvements but to highlight - trek decking (2023), tile in entry way and 1/2 bathroom (2024), all kitchen appliances (less than 3 years old), owner's ensuite bathroom renovation (2015), painted interior and exterior (2026), hot water heater (2011), and roof (2018). The breakdown of the home is 3 bedrooms with easy potential 4th bedroom in lower level (walkout level) and 3.5 bathrooms. The main level layout offers everything you are looking for - front sitting room, separate dining room, a large kitchen with island open to the living room and all season porch off. The lower level is finished with open room to accommodate any of your needs (gym, playroom, office, 4th bedroom), full bathroom, and back storage/utility/laundry room. The house has central heating and cooling via geothermal HVAC system. The house also comes with a whole house generator - bonus! This neighborhood is a gem! As the website states, "Twin Harbors is more than a community, it is a lifestyle comprised of neighbors helping neighbors that live in one of the most beautiful areas on the Broadneck Peninsula." Through a voluntary community association fee of $175 annually, property owners can enjoy access to community amenities including a private beach, outdoor pavilion, playground, shared pier access, marina, and available boat slips. Downtown Annapolis, the Naval Academy, and City Dock are a short drive away, along with convenient access to Route 50 and major commuter routes to Washington, D.C., and Baltimore
    22 days
    |
    670
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica DuLaney 443-286-5465,

    Next Step Realty 4439012200,

    Listing Team: W Home Group

    Source: Bright MLS,MLS#: MDAA2150284MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Basement
      • Area: 1017
      Heating
      • Heat Pump, Other, Geothermal
      Cooling
      • Geothermal, Central Air
      Appliances
      • Included: Electric Water Heater
      • Laundry: Lower Level
      Features
      • Basement: Full,Heated,Improved,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Insert
      Interior area
      • Total structure area: 2,781
      • Total interior livable area: 2,455 sqft
      • Finished area above ground: 1,764
      • Finished area below ground: 691

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Faces Front, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Porch, Screened
      • Pool features: None
      • Waterfront features: Beach Access, Canoe/Kayak, River
      • Body of water: Mill Creek / Magothy River
      Lot
      • Size: 0.42 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020387727331320
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Block
      Condition
      • Very Good
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Twin Harbors
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Access, Boat Dock/Slip, Common Grounds, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
      • HOA fee: $190 annually
      • HOA name: TWIN HARBORS COMMUNITY ASSOCIATION (VOLUNTARY)
      Location
      • Region: Arnold

      Financial & listing details

      • Price per square foot: $297/sqft
      • Tax assessed value: $551,600
      • Annual tax amount: $6,080
      • Date on market: 7/9/2026
      • Listing agreement: Exclusive Agency
      • Ownership: Fee Simple

        Estimated market value

        $744,500

        $707,000 - $782,000

        $3,907/mo

        Price history

        DateEventPrice
        7/28/2026Pending sale$729,900$297/sqft
        Source: Bright MLS #MDAA2150284 Report a problem
        7/13/2026Contingent$729,900$297/sqft
        Source: Bright MLS #MDAA2150284 Report a problem
        7/9/2026Listed for sale$729,900+305.5%$297/sqft
        Source: Bright MLS #MDAA2150284 Report a problem
        5/3/1996Sold$180,000$73/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,027 -24.5%$519,200 +6.7%
        2024$5,330 +2%$486,800 +1.7%
        2023$5,224 +6.4%$478,433 +1.8%
        2022$4,912 +1.8%$470,067 +1.8%
        2021$4,825 +2.3%$461,700 +2.4%
        2020$4,716 +2.4%$450,833 -2.4%
        2019$4,606 +5.9%$461,700 +7.6%
        2018$4,351 +2%$429,100 +2.6%
        2017$4,264 $418,333 +2.6%
        2016-- $407,567 +2.7%
        2015-- $396,800 +0.7%
        2014-- $393,867 +0.8%
        2013-- $390,933 +0.8%
        2012-- $388,000
        2011-- $388,000
        2010-- $388,000 -30.1%
        2009-- $555,000 +15.2%
        2008-- $481,746 +17.9%
        2007-- $408,776 +21.9%
        2006-- $335,240 +14.1%
        2005-- $293,766 +16.4%
        2004-- $252,293 +19.7%
        2003-- $210,820 +5.9%
        2002-- $198,986 +6.3%
        2001-- $187,153
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21012

        Getting around

        28 / 100
        Car-Dependent
        29 / 100
        Some Transit
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Belvedere
        • Middle: Severn River
        • High: Broadneck
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes