The Retreats at White Oak--one of Ooltewah's most desirable gated communities offering low county taxes and resort-style amenities. This beautifully crafted 4-bedroom home blends modern design with warm, livable elegance through its open-concept layout and thoughtful architectural details.
The main level features a spacious living room highlighted by exposed wood beams and a striking white brick fireplace with a stained mantle, creating a true focal point. The home offers both a dedicated dining room with custom wall trim and a bright breakfast nook surrounded by windows--perfect for gatherings, morning coffee, or everyday living.
The luxurious primary suite on the main level is a peaceful retreat with a tray ceiling, abundant natural light, and a sliding barn door leading to a spa-like bath. Enjoy a freestanding soaking tub, an oversized walk-in tile shower with dual niches, dual vanities with a center storage tower, and sleek black fixtures for a modern touch.
Three additional bedrooms provide flexibility for family, guests, or workspace. A rare advantage of this home is the unfinished expansion space upstairs, offering endless potential for a bonus room, media room, or future added value.
Outdoors, the fenced-in backyard provides privacy and room to play or relax.
Residents enjoy low county taxes plus an impressive amenity package: a community pool, clubhouse, tennis courts, playground, walking areas, gated entry, and even a charming Little Free Library. All located in the sought-after Ooltewah, Tennessee. The community is close to top schools, shopping, dining, parks, and medical centers.
A beautiful new construction home with luxury finishes, community perks, and room to grow--don't miss this opportunity.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.