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  • Listed by: Coldwell Banker Realty - Gundaker • Clifford W Royal
    $485,000

    902 Palisades Cir, Saint Charles, MO 63301

    4beds
    2,584sqft
    : 
    $3,161/mo
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    Single Family Residence
    Built in 2023
    6,499 Square Feet Lot
    $-- Zestimate®
    $188/sqft
    $25/mo HOA

    What's special

    Large level fenced backyardSpacious kitchenClassic colonial-inspired architectureTimeless brick-front curb appealBreakfast areaCenter islandAbundant cabinetry
    Beautifully maintained traditional two-story home featuring classic Colonial-inspired architecture, timeless brick-front curb appeal, and an impressive two-story entry. The welcoming foyer opens to a sun-filled front office and elegant formal dining room with updated lighting, perfectly situated for entertainment. The spacious kitchen offers abundant cabinetry, a center island, pantry, breakfast area, and durable luxury vinyl plank flooring, with convenient main-floor laundry nearby. The inviting great room features a bay window providing the perfect gathering space for family and friends. Upstairs, you'll find 4 generously sized bedrooms with walk-in closets. The spacious primary suite also has a large walk-in closet and private bath featuring a double vanity and luxury vinyl plank flooring. Outside, enjoy a large level fenced backyard, and outdoor electrical outlets-ideal for relaxing or entertaining. This home combines timeless style with everyday comfort and functionality.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Clifford W Royal 314-853-3323,

    Coldwell Banker Realty - Gundaker,

    Stephanie E Royal 314-306-2048,

    Coldwell Banker Realty - Gundaker

    Source: MARIS,MLS#: 26047276MLS LogoOriginating MLS: St. Louis Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Bedroom
      • Description: Primary Suite
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 240
      • Dimensions: 16x15
      Bedroom 2
      • Description: Bedroom 2
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 156
      • Dimensions: 13x12
      Bedroom 3
      • Description: Bedroom 3
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 130
      • Dimensions: 13x10
      Bedroom 4
      • Description: Bedroom 4
      • Features: Floor Covering: Carpeting
      • Level: Second
      • Area: 168
      • Dimensions: 14x12
      Breakfast room
      • Level: Main
      • Area: 99
      • Dimensions: 11x9
      Dining room
      • Description: Dining room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 130
      • Dimensions: 13x10
      Great room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 270
      • Dimensions: 18x15
      Kitchen
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 154
      • Dimensions: 14x11
      Office
      • Description: Office
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Main
      • Area: 120
      • Dimensions: 12x10
      Heating
      • Forced Air, Natural Gas, Hot Water
      Cooling
      • Ceiling Fan(s), Central Air, Electric, Gas, Multi Units
      Appliances
      • Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Freezer, Microwave, Electric Oven, Electric Range, Refrigerator, Free-Standing Refrigerator, Vented Exhaust Fan, Gas Water Heater
      • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Breakfast Room, Cathedral Ceiling(s), Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Separate Dining, Shower, Solid Surface Countertop(s), Walk-In Closet(s), Wired for Data, Wired for Sound
      • Doors: Panel Door(s), Sliding Doors
      • Windows: Bay Window(s), Blinds, Storm Window(s), Window Treatments
      • Basement: Concrete,Full,Sump Pump,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 2,584
      • Total interior livable area: 2,584 sqft
      • Finished area above ground: 2,584

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete, Driveway, Enclosed, Garage, Garage Door Opener, Garage Faces Front, Oversized
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Patio & porch: Covered, Front Porch, Porch
      • Exterior features: Private Yard
      • Fencing: Back Yard,Fenced,Full,Wood,Wrought Iron
      Lot
      • Size: 6,499 Square Feet
      • Dimensions: .1492 ac.
      • Features: Back Yard, Front Yard, Landscaped, Level
      Details
      • Parcel number: 5116BD404000403.0000000
      • Special conditions: Standard
      • Other equipment: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Attic/Crawl Hatchway(s) Insulated, Brick Veneer
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • New Construction
      • New construction: Yes
      • Year built: 2023
      Details
      • Builder name: Mcbride

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available

      Community & HOA

      Community
      • Features: None
      • Security: Security System
      • Subdivision: Charlestowne Landing #12
      HOA
      • Has HOA: Yes
      • Amenities included: Common Ground
      • Services included: Common Area Maintenance
      • HOA fee: $300 annually
      • HOA name: Charlestown
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $188/sqft
      • Tax assessed value: $458,019
      • Annual tax amount: $5,740
      • Date on market: 7/31/2026
      • Cumulative days on market: 87 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/31/2026Listed for sale$485,000-0.8%$188/sqft
        Source: MARIS #26047276 Report a problem
        7/9/2026Listing removed$489,000$189/sqft
        Source: MARIS #26010438 Report a problem
        7/9/2026Listed for sale$489,000$189/sqft
        Source: MARIS #26010438 Report a problem
        7/2/2026Pending sale$489,000$189/sqft
        Source: MARIS #26010438 Report a problem
        5/19/2026Price change$489,000-1%$189/sqft
        Source: MARIS #26010438 Report a problem
        4/27/2026Price change$494,000-1%$191/sqft
        Source: MARIS #26010438 Report a problem
        4/20/2026Price change$499,000-0.2%$193/sqft
        Source: MARIS #26010438 Report a problem
        4/6/2026Listed for sale$500,000$193/sqft
        Source: MARIS #26010438 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,740 $87,024 +650.9%
        2024-- $11,590
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 63301

        Getting around

        8 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Orchard Farm Elem.
        • Middle: Orchard Farm Middle
        • High: Orchard Farm Sr. High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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