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Foreclosure
  • $974,900

    92 Ciboney St, Miramar Beach, FL 32550

    4beds
    2,400sqft
    Single Family Residence
    Built in 2020
    3,049 Square Feet Lot
    $954,400 Zestimate®
    $406/sqft
    $-- HOA

    What's special

    Opportunity abounds with this gorgeous REO property located less than a 1/2 mile to the Gulf of America! Built in 2020, this spacious 2,400-square-foot, 3-story home features 4 bedrooms and 4.5 bathrooms. It is being sold fully furnished and nearly completely turnkey. The thoughtful layout includes a private balcony on both the second and third floors, attached storage, and a fenced backyard. Situated in the desirable community of Hidden Palms, residents enjoy premier amenities including a community pool and included exterior lawn maintenance. Located in an extremely popular vacation rental area, this home is primed and ready for its new owners. Whether you are looking for a personal coastal retreat or your next lucrative vacation rental investment, this incredible property is calling your name. Call today to schedule your showing!
    82 days
    |
    502
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Cosmo M Spellings 850-699-1856,

    Assurance Realty of NWFL LLC

    Source: ECAOR,MLS#: 1004321MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      • Area: 165 Square Feet
      • Dimensions: 15 x 11
      Bedroom
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12 x 11
      Bedroom
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Bedroom
      • Level: Third
      • Area: 143 Square Feet
      • Dimensions: 13 x 11
      Bonus room
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 12 x 9
      Dining room
      • Description: Dining Kitchen Combo
      • Level: Second
      • Area: 170 Square Feet
      • Dimensions: 17 x 10
      Foyer
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 12 x 9
      Garage
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 21 x 10
      Living room
      • Level: Second
      • Area: 304 Square Feet
      • Dimensions: 19 x 16
      Heating
      • Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Washer, Electric Water Heater
      Features
      • Hallway Bunk Beds, Kitchen Island, Recessed Lighting, Owner's Closet, Split Bedroom
      • Flooring: Tile, Vinyl
      • Windows: Window Treatments
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,400
      • Total interior livable area: 2,400 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage Door Opener
      • Attached garage spaces: 1
      Features
      • Stories: 3
      • Patio & porch: Patio
      • Exterior features: Outdoor Grill, Balcony, Private Yard, Sprinkler System
      • Fencing: Privacy
      Lot
      • Size: 3,049 Square Feet
      • Dimensions: 65 x 55
      • Features: Covenants, Restrictions, Sidewalk
      Details
      • Parcel number: 302S214263100B0070
      • Zoning description: Resid Single Family
      • Special conditions: Real Estate Owned

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Stucco
      • Roof: Shake
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Picnic Area, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: HIDDEN PALMS
      HOA
      • Has HOA: Yes
      • Services included: Management, Recreational Faclty
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $406/sqft
      • Tax assessed value: $1,021,185
      • Annual tax amount: $9,227
      • Date on market: 5/30/2026

        Foreclosure details

        Estimated market value

        $954,400

        $907,000 - $1.00M

        $5,068/mo

        Price history

        DateEventPrice
        4/9/2026Sold$200-100%
        Source: Public Record Report a problem
        10/29/2025Listing removed$1,100,000$458/sqft
        Source: ECAOR #972077 Report a problem
        8/28/2025Pending sale$1,100,000$458/sqft
        Source: ECAOR #972077 Report a problem
        3/25/2025Listed for sale$1,100,000-2.8%$458/sqft
        Source: ECAOR #972077 Report a problem
        3/25/2025Listing removed--
        Source: Owner Report a problem
        2/6/2025Listed for sale$1,132,000$472/sqft
        Source: Owner Report a problem
        1/6/2025Listing removed$1,132,000$472/sqft
        Source: ECAOR #940220 Report a problem
        12/16/2024Price change$1,132,000-0.9%$472/sqft
        Source: ECAOR #940220 Report a problem
        11/19/2024Price change$1,142,000-0.2%$476/sqft
        Source: ECAOR #940220 Report a problem
        10/14/2024Price change$1,144,000-0.2%$477/sqft
        Source: ECAOR #940220 Report a problem
        10/1/2024Price change$1,146,000-0.2%$478/sqft
        Source: ECAOR #940220 Report a problem
        7/15/2024Price change$1,148,000-0.2%$478/sqft
        Source: ECAOR #940220 Report a problem
        1/17/2024Listed for sale$1,150,000$479/sqft
        Source: ECAOR #940220 Report a problem
        1/11/2024Listing removed--
        Source: ECAOR #914987 Report a problem
        8/31/2023Price change$1,150,000-0.4%$479/sqft
        Source: ECAOR #914987 Report a problem
        7/29/2023Price change$1,155,000-7.6%$481/sqft
        Source: ECAOR #914987 Report a problem
        7/6/2023Price change$1,250,000-3.1%$521/sqft
        Source: ECAOR #914987 Report a problem
        6/21/2023Price change$1,290,000-2.1%$538/sqft
        Source: ECAOR #914987 Report a problem
        3/3/2023Price change$1,318,000-0.4%$549/sqft
        Source: ECAOR #914987 Report a problem
        2/23/2023Price change$1,323,000-1.6%$551/sqft
        Source: ECAOR #914987 Report a problem
        2/15/2023Price change$1,345,000-3.6%$560/sqft
        Source: ECAOR #914987 Report a problem
        1/20/2023Price change$1,395,000-2.1%$581/sqft
        Source: ECAOR #914987 Report a problem
        1/14/2023Price change$1,425,000+18.8%$594/sqft
        Source: ECAOR #914987 Report a problem
        11/10/2021Pending sale$1,200,000-0.4%$500/sqft
        Source: ECAOR #883852 Report a problem
        11/9/2021Sold$1,205,000+0.4%$502/sqft
        Source: ECAOR #883852 Report a problem
        10/15/2021Listed for sale$1,200,000+102.4%$500/sqft
        Source: ECAOR #883852 Report a problem
        8/14/2020Sold$593,000$247/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,227 -1.9%$1,021,185 -0.9%
        2024$9,409 +3.4%$1,030,111 +3.2%
        2023$9,099 +8.2%$997,825 +10%
        2022$8,407 +71.6%$907,114 +79.2%
        2021$4,900 +410.4%$506,221 +437%
        2020$960 +12.8%$94,266 +10%
        2019$851 $85,696 +4%
        2018$851 +3.6%$82,400 +162.3%
        2017$822 $31,418
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32550

        Getting around

        47 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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