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Pending
  • Price cut: $15K (5/29)
    $195,000

    940 Central Ave Unit 4, Fort Walton Beach, FL 32547

    2beds
    1,320sqft
    : 
    $1,260/mo
    Get pre-qualified
    Townhouse
    Built in 1983
    3,049 Square Feet Lot
    $189,300 Zestimate®
    $148/sqft
    $-- HOA

    What's special

    Two well-sized bedroomsLaundry roomConvenient half bathFunctional kitchen
    MOTIVATED SELLER!!! $15k price reduction!! Welcome to this lovingly maintained 2-bedroom, 1.5-bath townhouse offering 1,320 square feet of comfortable, well-proportioned living space in one of Fort Walton Beach's most convenient locations -- tucked right between Eglin Air Force Base and Hurlburt Field. Whether you're active duty, a veteran, a DoD civilian, or simply someone who values an easy commute and a great community, this home is worth a serious look. Inside, the main level flows from a welcoming living area into a functional kitchen, laundry room and a convenient half bath rounding out the first floor. Upstairs, two well-sized bedrooms share a full bath -- a layout that works beautifully whether you're settling in solo, sharing with a roommate, or setting up a guest room. The big-ticket items are already handled. A durable metal roof (approx. 10 years old) offers lasting storm protection and long-term peace of mind -- a real asset on the Florida Panhandle. The HVAC system and water heater were both replaced in 2022, keeping things cool and efficient through those warm Gulf Coast summers without skipping a beat. This home has clearly been cared for. **The fireplace is decorative only. Chimney was removed during metal roof install. Step out back to a fully fenced yard -- private, low-maintenance, and ready for pets, entertaining, or just enjoying the Florida outdoors at your own pace. And here's the bonus: no HOA! Just your home, your way. Add in easy access to base amenities for military and their families, the sugar-white beaches of the Emerald Coast, top-rated dining, and everyday shopping -- and you've got a location that's hard to beat. Schedule your showing today!
    90 days
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    29
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    Zillow last checked:

    Listing updated:

    Listed by:

    Karen M McCauley 850-830-0411,

    Realty ONE Group Emerald Coast

    Source: ECAOR,MLS#: 1001565MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 154 Square Feet
      • Dimensions: 14 x 11
      Bedroom
      • Level: Second
      • Area: 120 Square Feet
      • Dimensions: 12 x 10
      Kitchen
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 14 x 9
      Living room
      • Level: First
      • Area: 323 Square Feet
      • Dimensions: 19 x 17
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Range Hood, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Flooring: Laminate, Carpet
      Interior area
      • Total structure area: 1,320
      • Total interior livable area: 1,320 sqft

      Property

      Features
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Private Yard
      • Fencing: Privacy
      Lot
      • Size: 3,049 Square Feet
      • Features: Cleared, Level
      Details
      • Parcel number: 351S24020900000040
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Brick, Vinyl Siding
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Subdivision: BELL-BROOK ESTATES
      Location
      • Region: Fort Walton Beach

      Financial & listing details

      • Price per square foot: $148/sqft
      • Tax assessed value: $162,167
      • Annual tax amount: $404
      • Date on market: 4/26/2026

        Estimated market value

        $189,300

        $180,000 - $199,000

        $1,646/mo

        Price history

        DateEventPrice
        6/25/2026Pending sale$195,000$148/sqft
        Source: ECAOR #1001565 Report a problem
        5/29/2026Price change$195,000-7.1%$148/sqft
        Source: ECAOR #1001565 Report a problem
        4/26/2026Listed for sale$210,000+281.8%$159/sqft
        Source: ECAOR #1001565 Report a problem
        5/31/1996Sold$55,000$42/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$404 +2.5%$68,148 +2.9%
        2024$394 +1.7%$66,227 +3%
        2023$388 +1.7%$64,298 +3%
        2022$381 -0.8%$62,425 +3%
        2021$384 +0.5%$60,607 +1.4%
        2020$383 +0.6%$59,770 +2.3%
        2019$380 +0.5%$58,426 +1.9%
        2018$379 $57,337 -0.1%
        2017$379 -0.9%$57,408 +2.1%
        2016$382 +2.1%$56,227 +0.7%
        2015$374 -1.1%$55,836 +0.8%
        2014$379 $55,393 +1.5%
        2013-- $54,574 -2.5%
        2012-- $55,968 -8.8%
        2011-- $61,376 +1.5%
        2010-- $60,469 +2.7%
        2009-- $58,879 +0.1%
        2008-- $58,820 +3%
        2007-- $57,107 +2.5%
        2006-- $55,714 +3%
        2005-- $54,091 +3%
        2004-- $52,516 +1.9%
        2003-- $51,537 +2.4%
        2002-- $50,329 +1.6%
        2001-- $49,536
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Wright

        Getting around

        34 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Wright
        • Middle: Pryor
        • High: Choctawhatchee

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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