Skip main navigation
Pending
  • Listed by: Coldwell Banker Realty - Gundaker • Jamie S Leggett • 314-541-7460
    Price cut: $24K (9/23)
    $525,000

    1 Big Bluff Ct, Saint Charles, MO 63304

    3beds
    2,401sqft
    : 
    $3,639/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    0.52 Acres Lot
    $-- Zestimate®
    $219/sqft
    $33/mo HOA

    What's special

    Cozy fireplaceSpacious homeCovered patioAbundant natural lightInviting great room
    Welcome home to this one-owner, exceptionally well-maintained atrium ranch nestled on just over a half-acre lot surrounded by lush, mature landscaping in a small development tucked away, but just minutes from everything. This spacious home offers 3 bedrooms, 2.5 baths, and a thoughtful floor plan designed for comfortable everyday living and entertaining. The inviting Great Room features a cozy fireplace and abundant natural light, while the formal dining room provides the perfect setting for gatherings and special occasions. The private primary suite offers a relaxing retreat with ample space and comfort. Enjoy the beauty of the outdoors from the composite covered deck overlooking the beautifully landscaped yard or unwind on the covered patio below. The partially finished lower level provides additional living and recreation space, along with easy access to the backyard and garden area—ideal for gardening enthusiasts or anyone who appreciates indoor and outdoor living. With pride of ownership evident throughout, this attractive atrium ranch combines quality, comfort, and a picturesque setting to create a wonderful place to call “Home Sweet Home”
    26 days
    2,433
    143

    Zillow last checked:

    Listing updated:

    Listed by:

    Jamie S Leggett 314-541-7460,

    Coldwell Banker Realty - Gundaker

    Source: MARIS,MLS#: 26043757MLS LogoOriginating MLS: St. Charles County Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Features: Floor Covering: Wood
      • Level: Main
      Bedroom 2
      • Features: Floor Covering: Wood
      • Level: Main
      Bedroom 3
      • Features: Floor Covering: Wood
      • Level: Main
      Breakfast room
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      Dining room
      • Features: Floor Covering: Wood
      • Level: Main
      Family room
      • Features: Floor Covering: Luxury Vinyl Plank
      • Level: Basement
      Great room
      • Features: Floor Covering: Wood
      • Level: Main
      Kitchen
      • Features: Floor Covering: Ceramic Tile
      • Level: Main
      Storage
      • Level: Basement
      Heating
      • Forced Air, Natural Gas, Heat Pump
      Cooling
      • Ceiling Fan(s), Central Air, Electric, Exhaust Fan, Gas, Humidity Control
      Appliances
      • Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Humidifier, Ice Maker, Microwave, Built-In Gas Oven, Built-In Gas Range, Gas Water Heater
      • Laundry: Main Level
      Features
      • Breakfast Bar, Breakfast Room, Ceiling Fan(s), Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Separate Dining, Vaulted Ceiling(s), Walk-In Closet(s), Workshop/Hobby Area
      • Flooring: Hardwood, Luxury Vinyl, Tile
      • Doors: French Doors, Sliding Doors
      • Windows: Bay Window(s), Shutters, Window Coverings, Window Treatments, Wood Frames
      • Basement: Partially Finished,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: Great Room
      Interior area
      • Total structure area: 2,401
      • Total interior livable area: 2,401 sqft
      • Finished area above ground: 2,226
      • Finished area below ground: 175
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Covered, Deck, Driveway, Garage, Garage Faces Side
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Covered, Deck, Patio, Side Porch
      • Exterior features: Garden, Lighting
      Lot
      • Size: 0.52 Acres
      • Features: Back Yard, Landscaped, Wooded
      Details
      • Parcel number: 300406374000009.0000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Frame, Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Year built: 1993

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Connected, Sewer Available, Sewer Connected, Underground Utilities, Water Available

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Bluff Pt
      HOA
      • Has HOA: Yes
      • Amenities included: Association Management, Common Ground, Parking
      • Services included: Common Area Maintenance
      • HOA fee: $400 annually
      • HOA name: Bluff Pt
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $420,343
      • Annual tax amount: $4,667
      • Date on market: 9/15/2026
      • Cumulative days on market: 26 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Concrete

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/5/2026Pending sale$525,000$219/sqft
        Source: MARIS #26043757 Report a problem
        9/23/2026Price change$525,000-4.4%$219/sqft
        Source: MARIS #26043757 Report a problem
        9/15/2026Listed for sale$549,000$229/sqft
        Source: MARIS #26043757 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,733 -4.4%$79,865 -3.9%
        2024$4,953 +0%$83,077
        2023$4,951 +13.3%$83,077 +22%
        2022$4,372 $68,112
        2021-- $68,112 +11.3%
        2020-- $61,220
        2019$3,821 $61,220 +10.8%
        2018$3,821 +1.5%$55,249 +0.7%
        2017$3,763 +4.2%$54,860 +8.2%
        2016$3,612 +1%$50,706
        2015$3,576 -7.5%$50,706 -4.7%
        2014$3,867 $53,184
        2013-- $53,184 -6.1%
        2012-- $56,650 -3.2%
        2011-- $58,520
        2010-- $58,520
        2009-- $58,520 -3.8%
        2008-- $60,810 -77.6%
        2007-- $271,350
        2006-- $271,350
        2005-- $271,350 +11.6%
        2004-- $243,230
        2003-- $243,230
        2002-- --
        2001-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 63304

        Getting around

        2 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Castlio Elem.
        • Middle: Bryan Middle
        • High: Francis Howell High

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts