For sale

$4,375,000

10 Potbelly Beach Rd, Aptos, CA 95003

3beds

2,036sqft

$30,672/mo

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Single Family Residence, Residential

Built in 1973

0.34 Acres Lot

$-- Zestimate^®

$2,149/sqft

$800/mo HOA

What's special

On the sand and beautiful Monterey Bay. A private, gated driveway leads to the homes on Potbelly Beach. Launch the kayak and watch the sea life from this delightful home. Here is your ocean sanctuary. The views span east to west. The windows in the living room frame the ocean. There are large sliding doors from the living and dining rooms open to the deck above the beach, with the perfect indoor-outdoor living. Great open flow for entertaining. Numerous updates include lovely mahogany paneled walls, tile floors, wonderful built in dressers and storage, radiant heat, and custom windows and doors. There are two en suites. The primary bedroom has a balcony looking to the sunset. All the bedrooms have their own unique vistas. You are close to all the amenities of Aptos and Capitola. An easy commute location. Here is a place to retreat, to play and enjoy life on the bay.

2 days

436

17

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Bedroom

Features: PrimarySuiteRetreat, WalkinCloset

Bathroom

Features: DoubleSinks, PrimaryStallShowers, ShowersoverTubs2plus, Tile, FullonGroundFloor

Dining room

Features: BreakfastBar, FormalDiningRoom

Family room

Features: NoFamilyRoom

Kitchen

Features: Countertop_Granite, Pantry

Heating

Radiant

Cooling

Ceiling Fan(s)

Appliances

Included: Dishwasher, Disposal, Microwave, Built In Gas Oven/Range, Refrigerator, Washer/Dryer
Laundry: Tub/Sink, In Utility Room

Features

High Ceilings, Video Audio System, Security Gate
Flooring: Carpet, Tile
Number of fireplaces: 1
Fireplace features: Gas

Interior area

Total structure area: 2,036
Total interior livable area: 2,036 sqft

Property

Parking

Total spaces: 2
Parking features: Carport, Guest
Carport spaces: 2

Features

Stories: 2
Patio & porch: Balcony/Patio, Deck
Has view: Yes
View description: Ocean
Has water view: Yes
Water view: Ocean

Lot

Size: 0.34 Acres

Details

Parcel number: 03823124000
Zoning: R-1-8
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Foundation: Pillar/Post/Pier
Roof: Shingle

Condition

New construction: No
Year built: 1973

Utilities & green energy

Gas: PublicUtilities
Sewer: Public Sewer
Water: Public
Utilities for property: Public Utilities, Water Public

Community & HOA

HOA

Has HOA: Yes
HOA fee: $2,400 quarterly

Location

Region: Aptos

Financial & listing details

Price per square foot: $2,149/sqft
Tax assessed value: $4,900,000
Annual tax amount: $57,392
Date on market: 8/5/2026
Listing agreement: ExclusiveRightToSell

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/5/2026	Listed for sale	$4,375,000$2,149/sqft
Source: MLSListings Inc #ML82056664 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$57,392 -6.4%	$4,900,000 -43.7%
2024	$61,314 -35%	$8,697,938 +2%
2023	$94,335 +6.6%	$8,527,595 +7.9%
2022	$88,524 -1%	$7,900,000 -1.3%
2021	$89,413 +5.7%	$8,004,695 +6%
2020	$84,569 +92.2%	$7,553,462 +93.8%
2019	$44,005 -46.5%	$3,897,933 -46.9%
2018	$82,325 +5.2%	$7,342,026 +6%
2017	$78,257 +12.4%	$6,926,439 +8%
2016	$69,640 +5.6%	$6,413,370 +6%
2015	$65,954 +10.5%	$6,050,349 +11%
2014	$59,667	$5,450,765 +21.7%
2012	--	$4,479,590 -5.5%
2011	--	$4,739,276 -2.7%
2010	--	$4,869,120
2009	--	$4,869,120 -17.6%
2008	--	$5,907,865 -10.8%
2007	--	$6,621,843 +3188.5%
2006	--	$201,365 +2%
2005	--	$197,416 +2%
2004	--	$193,545 +1.9%
2003	--	$189,998 +2%
2002	--	$186,273 +2%
2001	--	$182,621 +2%
2000	--	$179,040

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 95003

Getting around

9 / 100

Car-Dependent

44 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Main Street Elementary School
Grades: K-5Distance: 1.5 mi
7/10
New Brighton Middle School
Grades: 6-8Distance: 0.9 mi

Schools provided by the listing agent

District: SoquelUnionElementary

Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.