Beautifully updated historic Federal Hill rowhome blending classic Baltimore charm with meaningful structural and system upgrades completed in 2022. This three-level residence offers three bedrooms and two and a half baths with thoughtfully designed living spaces, original character details, and modern improvements throughout. The main level features a spacious living room, formal dining area, and an eat-in kitchen designed for both everyday living and entertaining. Exposed brick, original hardwood floors, exposed beams, and multiple wood-burning fireplaces preserve the home’s historic appeal, while recessed lighting and fresh updates enhance the overall brightness and functionality. A sunroom off the main living area provides direct access to a private rear courtyard, creating an ideal indoor-outdoor flow. The second level includes two well-appointed bedrooms and an updated full bath. The third-floor primary suite offers cathedral ceilings, a private bath, and access to an upper-level balcony and rooftop space designed to capture sweeping city views. Significant 2022 improvements provide peace of mind and long-term durability, including removal of an unsafe rooftop deck and installation of a new upper flat roof with updated fascia shingles. Structural remediation was completed at the third-floor exterior wall, including removal of compromised materials, full rebuild with new insulation, sheathing, siding, and installation of a safety railing at the upper-level door. The basement and crawl space were fully encapsulated to improve moisture control and prevent mold, complemented by a new sump pump and heavy-duty dehumidifier. Plumbing upgrades include replacement of the incoming water line with new copper piping and installation of automatic emergency pressurization valves. Located just steps from Cross Street Market, local restaurants, shopping, and all the vibrant energy Federal Hill has to offer, this home delivers a rare combination of historic character, thoughtful renovation, and urban convenience.
For sale
$410,000
103 E Cross St, Baltimore, MD 21230
3beds
1,601sqft
Single Family Residence
Built in 1875
1,339 Square Feet Lot
$403,400 Zestimate®
$256/sqft
$-- HOA
What's special
Multiple wood-burning fireplacesOriginal character detailsThoughtfully designed living spacesPrivate rear courtyardPrivate bathCathedral ceilingsRecessed lighting
- 5 days |
- 433 |
- 39 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Liz Sothoron 443-618-9573,
Cummings & Co. Realtors (410) 823-0033
Source: Bright MLS,MLS#: MDBA2221412
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Features: Flooring - HardWood, Cathedral/Vaulted Ceiling, Fireplace - Wood Burning
- Level: Upper
Bedroom 1
- Features: Flooring - HardWood, Fireplace - Wood Burning
- Level: Upper
Bedroom 2
- Features: Flooring - HardWood
- Level: Upper
Primary bathroom
- Level: Upper
Dining room
- Features: Flooring - HardWood
- Level: Main
Other
- Level: Upper
Half bath
- Level: Main
Kitchen
- Features: Breakfast Nook, Breakfast Room, Dining Area, Kitchen - Gas Cooking
- Level: Main
Living room
- Features: Flooring - HardWood, Fireplace - Wood Burning
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Gas Water Heater
- Laundry: Has Laundry, Main Level
Features
- Dining Area, Breakfast Area, Crown Molding, Exposed Beams, Eat-in Kitchen, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Ceiling Fan(s), Formal/Separate Dining Room
- Flooring: Wood
- Doors: Sliding Glass, French Doors
- Basement: Water Proofing System
- Number of fireplaces: 3
- Fireplace features: Brick, Mantel(s), Wood Burning
Interior area
- Total structure area: 2,078
- Total interior livable area: 1,601 sqft
- Finished area above ground: 1,601
- Finished area below ground: 0
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits, Doors - Swing In, Accessible Entrance
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Enclosed, Patio, Brick, Roof
- Exterior features: Balcony
- Pool features: None
- Has view: Yes
- View description: Panoramic
Lot
- Size: 1,339 Square Feet
- Features: Private, Downtown
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0324020951 035
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Federal,Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick
- Foundation: Slab, Other
Condition
- New construction: No
- Year built: 1875
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Federal Hill Historic District
HOA
- Has HOA: No
Location
- Region: Baltimore
- Municipality: Baltimore City
Financial & listing details
- Price per square foot: $256/sqft
- Tax assessed value: $350,080
- Date on market: 6/28/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$403,400
$383,000 - $424,000
$2,948/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Listed for sale | $410,000+16.3%$256/sqft |
Source:  Bright MLS #MDBA2221412 Report a problem | ||
| 1/18/2023 | Sold | $352,500$220/sqft |
Source: Public Record Report a problem | ||
| 10/14/2022 | Sold | $352,500-1.8%$220/sqft |
Source: Bright MLS #MDBA2058070 Report a problem | ||
| 9/18/2022 | Pending sale | $359,000$224/sqft |
Source:  Berkshire Hathaway HomeServices Homesale Realty #MDBA2058070 Report a problem | ||
| 9/17/2022 | Listed for sale | $359,000$224/sqft |
Source: Berkshire Hathaway HomeServices Homesale Realty #MDBA2058070 Report a problem | ||
| 9/17/2022 | Pending sale | $359,000$224/sqft |
Source: Berkshire Hathaway HomeServices Homesale Realty #MDBA2058070 Report a problem | ||
| 9/16/2022 | Contingent | $359,000$224/sqft |
Source: Bright MLS #MDBA2058070 Report a problem | ||
| 9/1/2022 | Listed for sale | $359,000+294.5%$224/sqft |
Source: Bright MLS #MDBA2058070 Report a problem | ||
| 5/4/2020 | Listing removed | $2,450$2/sqft |
Source: Teacher Props Report a problem | ||
| 4/8/2020 | Listed for rent | $2,450$2/sqft |
Source: Teacher Props Report a problem | ||
| 6/25/2019 | Listing removed | $2,450$2/sqft |
Source: Teacher Props Report a problem | ||
| 6/5/2019 | Price change | $2,450-2%$2/sqft |
Source: Teacher Props Report a problem | ||
| 5/5/2019 | Listed for rent | $2,500$2/sqft |
Source: Teacher Props Report a problem | ||
| 5/5/2018 | Listing removed | $2,500$2/sqft |
Source: Teacher Props Report a problem | ||
| 5/3/2018 | Listed for rent | $2,500+4.2%$2/sqft |
Source: Teacher Props Report a problem | ||
| 12/8/2017 | Listing removed | $2,400$1/sqft |
Source: Teacher Props Report a problem | ||
| 9/27/2017 | Listed for rent | $2,400$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 9/13/2012 | Sold | $91,000-68.9%$57/sqft |
Source: Public Record Report a problem | ||
| 4/23/2009 | Sold | $292,500-0.8%$183/sqft |
Source: Public Record Report a problem | ||
| 12/22/2008 | Listed for sale | $295,000+19.9%$184/sqft |
Source: Vflyer #BA6923155 Report a problem | ||
| 12/11/2003 | Sold | $246,000+110.3%$154/sqft |
Source: Public Record Report a problem | ||
| 1/6/1999 | Sold | $117,000$73/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $336,167 +4.6% |
| 2024 | $7,588 +4.8% | $321,533 +4.8% |
| 2023 | $7,243 +1.1% | $306,900 |
| 2022 | $7,164 +1.1% | $306,900 +2.2% |
| 2021 | $7,086 +1.1% | $300,233 +1.1% |
| 2020 | $7,007 +5.2% | $296,900 |
| 2019 | $6,658 +5.5% | $296,900 +11% |
| 2018 | $6,310 +5.8% | $267,367 +5.8% |
| 2017 | $5,961 -16.4% | $252,600 +0.8% |
| 2016 | $7,132 | $250,600 -8.4% |
| 2015 | $7,132 | $273,467 +10.9% |
| 2014 | $7,132 | $246,600 |
| 2013 | -- | $246,600 |
| 2012 | -- | $246,600 -18.1% |
| 2011 | -- | $301,100 +3.9% |
| 2010 | -- | $289,860 +4.1% |
| 2009 | -- | $278,570 +4.2% |
| 2008 | -- | $267,280 +10.4% |
| 2007 | -- | $242,176 +11.6% |
| 2006 | -- | $217,073 +13.1% |
| 2005 | -- | $191,970 +13.2% |
| 2004 | -- | $169,572 +15.2% |
| 2003 | -- | $147,176 +17.9% |
| 2002 | -- | $124,780 +4.8% |
| 2001 | -- | $119,042 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Riverside
Nearby schools
GreatSchools rating
- 7/10Federal Hill Preparatory SchoolGrades: PK-5Distance: 0.1 mi
- 1/10National Academy FoundationGrades: 6-12Distance: 1.6 mi
- 1/10Digital Harbor High SchoolGrades: 9-12Distance: 0.2 mi
Schools provided by the listing agent
- District: Baltimore City Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Baltimore City
- Baltimore
- 21230
- Riverside
- 103 E Cross St
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