Set along the peaceful shoreline of Lake Gracie, this 4-bedroom retreat offers a quiet kind of living that feels worlds away, yet right at home. With 84 feet of waterfront and a spacious half-acre setting, the days here naturally slow down, filled with morning paddles, calm water views, and evenings that reflect softly across the lake. Inside, warmth and character shine through. Wood beam ceilings and a gas fireplace create a cozy, grounded living space, while the layout offers room to live, work, and create. The converted basement adds flexible space for an office or craft room and includes a convenient half bathroom, offering even more functionality beyond the listed square footage. Upstairs, a full-length balcony stretches across the home, accessible from both the primary bedroom and one of the guest bedrooms, creating the perfect place to take in the lake views, sip your morning coffee, or unwind at sunset. The primary bathroom is thoughtfully updated with timeless Carrara marble finishes, adding a touch of everyday luxury. Located just minutes from downtown Eustis and Ferran Park, you are close to local shopping, dining, waterfront events, and year-round festivals while still enjoying the peace and privacy of lakefront living. To top it off, this home features brand new carpet (2026) and a BRAND NEW ROOF (July 2026), giving you added peace of mind. This is the kind of home where life feels a little softer, a little slower, and a lot more connected to nature.
For sale
Price cut: $15.1K (8/10)
$499,900
1039 LAKE GRACIE DRIVE, EUSTIS, FL 32726
4beds
2,847sqft
Single Family Residence
Built in 1970
0.51 Acres Lot
$485,800 Zestimate®
$176/sqft
$-- HOA
What's special
Gas fireplaceSpacious half-acre settingWood beam ceilings
- 150 days |
- 1,436 |
- 98 |
Zillow last checked:
Listing updated:
Listed by:
Kristie Baumgartner 407-716-3321,
BHHS FLORIDA REALTY 352-729-7325
Source: Stellar MLS,MLS#: G5109854
Originating MLS: Lake and Sumter

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Den/Library/Office
Primary bedroom
- Features: Built-in Closet
- Level: Second
- Area: 187 Square Feet
- Dimensions: 17x11
Bedroom 2
- Features: Built-in Closet
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11x11
Bedroom 3
- Features: Built-in Closet
- Level: Second
- Area: 117 Square Feet
- Dimensions: 9x13
Bedroom 4
- Features: Built-in Closet
- Level: Second
- Area: 1200 Square Feet
- Dimensions: 100x12
Dining room
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Kitchen
- Level: First
- Area: 252 Square Feet
- Dimensions: 12x21
Living room
- Level: First
- Area: 392 Square Feet
- Dimensions: 14x28
Office
- Level: Basement
- Area: 176 Square Feet
- Dimensions: 8x22
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Inside
Features
- Ceiling Fan(s), Central Vacuum, L Dining, PrimaryBedroom Upstairs, Stone Counters, Vaulted Ceiling(s)
- Flooring: Carpet, Laminate, Marble, Tile
- Doors: French Doors
- Has fireplace: Yes
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 4,145
- Total interior livable area: 2,847 sqft
Property
Parking
- Total spaces: 2
- Parking features: Oversized
- Attached garage spaces: 2
Features
- Levels: Multi/Split
- Exterior features: Balcony
- Fencing: Vinyl
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake Privileges
Lot
- Size: 0.51 Acres
- Dimensions: 84 x 145
- Features: Gentle Sloping, City Lot
Details
- Parcel number: 111926040000Z01000
- Zoning: SR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Brick, Wood Frame
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: EUSTIS HOGAN TERRACE
HOA
- Has HOA: No
Location
- Region: Eustis
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $305,098
- Annual tax amount: $4,022
- Date on market: 3/23/2026
- Cumulative days on market: 149 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Zestimate®
$485,800
Estimated sales range
$462,000 - $510,000
Rent Zestimate®
$3,116/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/10/2026 | Price change | $499,900-2.9%$176/sqft |
Source: | ||
| 7/5/2026 | Price change | $515,000-1.9%$181/sqft |
Source: | ||
| 5/20/2026 | Price change | $525,000-1.9%$184/sqft |
Source: | ||
| 4/21/2026 | Price change | $535,000-1.8%$188/sqft |
Source: | ||
| 3/23/2026 | Listed for sale | $545,000+172.5%$191/sqft |
Source: | ||
| 8/26/2016 | Sold | $200,000$70/sqft |
Source: Stellar MLS #G4825772 Report a problem | ||
| 6/24/2016 | Pending sale | $200,000$70/sqft |
Source: ERA Grizzard Real Estate #G4825772 Report a problem | ||
| 6/21/2016 | Price change | $200,000-20%$70/sqft |
Source: ERA Grizzard Real Estate #G4825772 Report a problem | ||
| 4/7/2016 | Listed for sale | $250,000$88/sqft |
Source: Visual Tour #G4825772 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,022 +1.7% | $245,350 +2.9% |
| 2024 | $3,955 +4.5% | $238,440 +3% |
| 2023 | $3,785 +1.6% | $231,500 +3% |
| 2022 | $3,726 +4% | $224,760 +3% |
| 2021 | $3,583 -3% | $218,220 +1.4% |
| 2020 | $3,694 +1.3% | $215,208 +2.3% |
| 2019 | $3,645 +4.1% | $210,370 +1.9% |
| 2018 | $3,503 | $206,448 +5.5% |
| 2017 | $3,503 +6.5% | $195,646 +13.1% |
| 2016 | $3,288 +16% | $173,040 +0.7% |
| 2015 | $2,835 -1.6% | $171,838 +0.8% |
| 2014 | $2,881 +5.4% | $170,475 +1.5% |
| 2013 | $2,732 +5.4% | $167,956 +1.7% |
| 2012 | $2,593 +6.3% | $165,149 +3% |
| 2011 | $2,440 +3.5% | $160,339 +1.5% |
| 2010 | $2,357 +6.5% | $157,970 +2.7% |
| 2009 | $2,214 +2.2% | $153,817 +0.1% |
| 2008 | $2,166 -10.3% | $153,664 +3% |
| 2007 | $2,414 -6.1% | $149,189 +2.5% |
| 2006 | $2,572 +0.8% | $145,551 +3% |
| 2005 | $2,553 +3.3% | $141,312 |
| 2004 | $2,471 +1.3% | -- |
| 2003 | $2,439 +2.8% | $137,870 +4.9% |
| 2002 | $2,372 +6.7% | $131,484 +1.6% |
| 2001 | $2,224 +1.3% | $129,414 |
| 2000 | $2,196 | $129,414 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32726
Nearby schools
GreatSchools rating
- 4/10Eustis Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 3/10Eustis Middle SchoolGrades: 6-8Distance: 2.1 mi
- 3/10Eustis High SchoolGrades: 9-12Distance: 0.3 mi
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