Seller will pay buyer's first 6 months of HOA fees with an acceptable offer! Skip the base-model new construction — this 2023-built Long Leaf home at On Top of the World already includes over $25,000 in premium upgrades, beautifully done and priced below the cost to build it yourself. Quality shows from the entry: soaring tray ceilings, recessed lighting, crown molding, and finished rounded corners throughout. Gray luxury vinyl plank flooring runs through the entire home, complemented by an upgraded lighting package — pendant lights over the island, designer fixtures in the living and dining areas, and ceiling fans in every room. The kitchen is a showpiece, featuring a full KitchenAid appliance suite, a large center island with seating, Cambria quartz countertops, soft-gray shaker cabinets, a quartz backsplash, and a gooseneck faucet — plus a separate formal dining area, ideal for hosting. The great room opens to a screened lanai with a tongue-and-groove ceiling and two fans, creating true outdoor living space. The primary suite offers a walk-in closet and spa-style ensuite with a floor-to-ceiling frameless glass shower, dual-sink quartz vanity, and grab bars. A second bedroom and a versatile flex room (office, den, or hobby space) round out the floor plan. Oversized 2-car garage with polymer-coated flooring, extra-wide paver driveway, and covered front porch for added curb appeal. Long Leaf at On Top of the World offers resort-style 55+ living: two championship golf courses, multiple pools (including indoor), fitness center, tennis, pickleball, bocce, shuffleboard, trails, a dog park, and an active social calendar. Move-in ready — furnishings and a premium golf cart available separately. Schedule your showing today!
For sale
$399,000
10589 SW 98th Ln, Ocala, FL 34481
2beds
1,703sqft
Single Family Residence
Built in 2023
9,583 Square Feet Lot
$385,200 Zestimate®
$234/sqft
$534/mo HOA
What's special
Quartz backsplashCambria quartz countertopsSoaring tray ceilingsFinished rounded corners throughoutSeparate formal dining areaCrown moldingRecessed lighting
- 32 days |
- 124 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Jennifer Hay 352-207-3600,
AXEN REALTY, LLC 480-399-1218
Source: Stellar MLS,MLS#: OM725970
Originating MLS: Orlando Regional

Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 208 Square Feet
- Dimensions: 13x16
Kitchen
- Features: Storage Closet
- Level: First
- Area: 154 Square Feet
- Dimensions: 11x14
Living room
- Level: First
- Area: 270 Square Feet
- Dimensions: 15x18
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range, Refrigerator
- Laundry: Inside
Features
- Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,797
- Total interior livable area: 1,703 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting, Other, Private Yard
Lot
- Size: 9,583 Square Feet
Details
- Parcel number: 3530065152
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2023
Utilities & green energy
- Electric: Photovoltaics Third-Party Owned
- Sewer: Private Sewer
- Water: Private
- Utilities for property: Electricity Connected, Natural Gas Connected, Water Connected
Green energy
- Energy generation: Solar
Community & HOA
Community
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: LONGLEAF RDG PH V
HOA
- Has HOA: Yes
- HOA fee: $534 monthly
- HOA name: Lori Sands
- HOA phone: 352-873-0848
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $234/sqft
- Tax assessed value: $326,079
- Annual tax amount: $4,842
- Date on market: 6/5/2026
- Cumulative days on market: 236 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Leasehold
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$385,200
$366,000 - $404,000
$2,162/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2026 | Listed for sale | $399,000$234/sqft |
Source: | ||
| 5/23/2026 | Listing removed | $399,000$234/sqft |
Source: | ||
| 2/21/2026 | Listed for sale | $399,000$234/sqft |
Source: | ||
| 2/10/2026 | Listing removed | $399,000$234/sqft |
Source: | ||
| 1/19/2026 | Price change | $399,000-5%$234/sqft |
Source: | ||
| 10/18/2025 | Listed for sale | $420,000-1.2%$247/sqft |
Source: | ||
| 8/9/2025 | Listing removed | $425,000$250/sqft |
Source: | ||
| 4/26/2025 | Listed for sale | $425,000+1.2%$250/sqft |
Source: | ||
| 3/21/2025 | Listing removed | $419,900$247/sqft |
Source: | ||
| 12/11/2024 | Listed for sale | $419,900+10.3%$247/sqft |
Source: | ||
| 10/27/2023 | Sold | $380,600$223/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,776 +1163.4% | $326,079 +1317.7% |
| 2023 | $378 -0.5% | $23,000 |
| 2022 | $380 | $23,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34481
Nearby schools
GreatSchools rating
- 3/10Hammett Bowen Jr. Elementary SchoolGrades: PK-5Distance: 6.1 mi
- 5/10Liberty Middle SchoolGrades: 6-8Distance: 5.9 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 5.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Marion County
- Ocala
- 34481
- 10589 SW 98th Ln





