Active

Price cut: $15K (7/13)

$399,900

1078 River Haven Ave SW, Concord, NC 28025

3beds

2,099sqft

$2,468/mo

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Single Family Residence

Built in 2021

0.15 Acres Lot

$396,200 Zestimate^®

$191/sqft

$46/mo HOA

What's special

Versatile loftQuartz countersLarge islandFenced backyardExtended patioStainless appliancesWhite cabinetry

If you're a buyer who puts value and space above everything else, this one's for you. Priced under $400K, this immaculate 2021-built home in Concord's Haven at Rocky River delivers 2100 sqft, and 3 bedrooms with a versatile loft ready to be a home office, play room, or second living room. The main level flows open: a large island, quartz counters, stainless appliances, and white cabinetry lead into dining and living areas lit by four-panel sliding glass doors opening to a fenced backyard and extended patio. Primary suite and laundry are both on the main level. Being only 5 years old and immaculately kept my the original owners makes this home truly move in ready.

67 days

794

63

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 1

Primary bedroom

Level: Main

Bedroom s

Level: Upper

Bedroom s

Level: Upper

Bathroom full

Level: Upper

Bathroom half

Level: Main

Dining area

Level: Main

Great room

Level: Main

Kitchen

Level: Main

Laundry

Level: Main

Loft

Level: Upper

Heating

Heat Pump

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Electric Range, Microwave, Oven, Plumbed For Ice Maker
Laundry: Laundry Room, Main Level

Features

Flooring: Carpet, Vinyl
Doors: Sliding Doors
Has basement: No
Attic: Pull Down Stairs

Interior area

Total structure area: 2,099
Total interior livable area: 2,099 sqft
Finished area above ground: 2,099
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Attached Garage, Garage on Main Level
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Patio
Fencing: Back Yard,Fenced,Privacy

Lot

Size: 0.15 Acres

Details

Parcel number: 55375896470000
Zoning: RC-CD
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl
Foundation: Slab

Condition

New construction: No
Year built: 2021

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Community

Subdivision: Haven at Rocky River

HOA

Has HOA: Yes
HOA fee: $557 annually
HOA name: Red Rock Mgt

Location

Region: Concord
Elevation: 2000 Feet

Financial & listing details

Price per square foot: $191/sqft
Tax assessed value: $357,950
Annual tax amount: $3,565
Date on market: 5/27/2026
Cumulative days on market: 68 days
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Concrete, Paved

Estimated market value

$396,200

$376,000 - $416,000

$2,298/mo

Price history

Date	Event	Price
7/13/2026	Price change	$399,900-3.6%$191/sqft
Source: Canopy MLS as distributed by MLS GRID #4386844 Report a problem
6/21/2026	Price change	$414,900-1.1%$198/sqft
Source: Canopy MLS as distributed by MLS GRID #4386844 Report a problem
5/27/2026	Listed for sale	$419,500+48.2%$200/sqft
Source: Canopy MLS as distributed by MLS GRID #4386844 Report a problem
5/28/2021	Sold	$283,000$135/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,565	$357,950
2024	$3,565 +11.7%	$357,950 +36.8%
2023	$3,191	$261,590
2022	$3,191 +354.9%	$261,590 +354.9%
2021	$702	$57,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28025

Getting around

0 / 100

Car-Dependent

0 / 100

No Nearby Transit

3 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
A T Allen Elementary
Grades: K-5Distance: 3.3 mi
5/10
C. C. Griffin Middle School
Grades: 6-8Distance: 2.4 mi
4/10
Central Cabarrus High
Grades: 9-12Distance: 2.7 mi

Schools provided by the listing agent

Elementary: A.T. Allen
Middle: C.C. Griffin
High: Central Cabarrus

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.