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For sale
    • $1,599,000

    108 Saratoga Dr, Frankfort, KY 40601

    4beds
    7,549sqft
    : 
    $10,594/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    1.08 Acres Lot
    $1,485,600 Zestimate®
    $212/sqft
    $92/mo HOA

    What's special

    FIRST TIME ON THE MARKET. Experience timeless elegance and exceptional craftsmanship in this stunning custom home located in the highly desirable gated community of Two Creeks. Nestled on just over one acre, this impressive residence offers over 7,500 square feet of thoughtfully designed living space with 4 spacious bedrooms, 6 bathrooms, and luxurious finishes throughout. The open-concept main level showcases beautiful wood flooring, an exceptional gourmet kitchen with high-end appliances, an inviting great room with fireplace, formal dining room, a cozy sitting room and a bright sunroom. The luxurious primary suite offers dual walk-in closets and a spa-inspired bath complete with a soaking tub, separate shower, and dual vanities. An additional first-floor bedroom with a private en-suite bath provides ideal accommodations for guests or multi-generational living. Upstairs, two generously sized bedrooms each featuring private baths and share a comfortable sitting area. The finished lower level expands your living space with a large family room, home office with custom built-ins, full bath, partial kitchen, and abundant storage. An additional room with a walk in closet could be used as an extra bedroom, office or more storage. Outdoor living is equally impressive, with a resort-style in-ground salt water heated pool, dedicated pool house with half bath, outdoor fireplace, waterfall, with beautifully landscaped grounds designed for entertaining and relaxation. Additional highlight includes an oversized three-car attached garage perfect for that golf cart. Golf, tennis, pickleball, pool, dining are all available by joining the beautiful Frankfort Country Club which sits within the confines of Two Creeks. Minutes from Lexington, this extraordinary property seamlessly combines luxury, comfort, and functionality, creating a truly exceptional place to call home.
    29 days
    2,443
    60

    Zillow last checked:

    Listing updated:

    Listed by:

    J Stacey Shelton 502-418-1432,

    Bluegrass Realty & Investments

    Source: Imagine MLS,MLS#: 26020324MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 6
      • Full bathrooms: 5
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: First
      Bathroom 4
      • Level: Second
      Bathroom 5
      • Level: Second
      Bonus room
      • Description: Sitting Room
      • Level: Second
      Den
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: Lower
      Kitchen
      • Level: First
      Kitchen
      • Level: Lower
      Living room
      • Level: First
      Office
      • Level: Lower
      Other
      • Description: Sun Room
      • Level: First
      Other
      • Description: Bathroom 6
      • Level: Lower
      Other
      • Description: Could be 5th bedroom
      • Level: Lower
      Utility room
      • Level: First
      Heating
      • Forced Air, Humidity Control, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Exhaust Fan, Multi Units
      Appliances
      • Included: Disposal, Double Oven, Dishwasher, Gas Range, Microwave, Refrigerator, Cooktop, Range, Vented Exhaust Fan
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Central Vacuum, Eat-in Kitchen, Wet Bar, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
      • Flooring: Carpet, Tile, Wood
      • Windows: Skylight(s), Window Treatments, Blinds
      • Basement: Concrete,Exterior Entry,Partially Finished,Sump Pump
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Gas Starter, Master Bedroom
      Interior area
      • Total structure area: 7,549
      • Total interior livable area: 7,549 sqft
      • Finished area above ground: 5,152
      • Finished area below ground: 2,397

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Garage, Basement, Driveway, Garage Door Opener, Garage Faces Side
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Exterior features: Basketball Court, Fire Pit
      • Has private pool: Yes
      • Pool features: In Ground
      • Fencing: Other,Wood
      • Has view: Yes
      • View description: Neighborhood, Farm
      Lot
      • Size: 1.08 Acres
      • Features: Landscaped, Few Trees
      Details
      • Additional structures: Pool House
      • Parcel number: 0854006005.00
      • Other equipment: Dehumidifier, Irrigation Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Concrete Perimeter
      • Roof: Dimensional Style,Shingle
      Condition
      • Year built: 2000

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Tennis Court(s), Pool, Pickleball
      • Security: Security System Owned
      • Subdivision: Two Creeks
      HOA
      • Has HOA: Yes
      • Amenities included: Security
      • Services included: Other
      • HOA fee: $275 quarterly
      Location
      • Region: Frankfort

      Financial & listing details

      • Price per square foot: $212/sqft
      • Tax assessed value: $1,000,000
      • Annual tax amount: $11,980
      • Date on market: 7/30/2026

        Estimated market value

        $1,485,600

        $1.41M - $1.56M

        $4,002/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$1,599,000+111.8%$212/sqft
        Source: Imagine MLS #26020324 Report a problem
        6/5/2018Sold$755,000$100/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,980 +31.5%$1,000,000 +32.5%
        2024$9,113 +1%$755,000
        2023$9,022 +0.9%$755,000
        2022$8,939 -1.2%$755,000
        2021$9,049 $755,000
        2020-- $755,000
        2019-- $755,000
        2018-- $755,000 +31.3%
        2017$6,558 $575,000
        2016$6,558 $575,000
        2015-- $575,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 40601

        Getting around

        14 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hearn
        • Middle: Elkhorn Middle
        • High: Franklin Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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