Skip main navigation
For sale
    • $900,000

    110 Saratoga Dr, Frankfort, KY 40601

    5beds
    5,500sqft
    : 
    $6,163/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    0.48 Acres Lot
    $658,000 Zestimate®
    $164/sqft
    $83/mo HOA

    What's special

    Stunning 5-bedroom, 4-bath home in the sought-after Two Creeks gated community offering 5,500 sq ft of beautifully finished living space across two levels. The main level features a spacious primary suite with massive walk-in closet, an eat-in kitchen with granite countertops, gas range, and stainless appliances. The family room boasts a gas fireplace with built-ins and large glass doors with neighborhood views. Seller-installed oak hardwood floors, crown molding, and generous trim add warmth and character throughout. All windows replaced with Pella windows. Upstairs includes a large sitting area with full bath. The fully finished walk-out basement offers a family room, den, office, wet bar with sink, ample storage, and a unique concrete bomb shelter with 10" thick walls. Two gas fireplaces total. Attached 2-car garage plus detached 1-car garage. Deck, patio, and porch provide excellent outdoor living. Zoned Hearn Elem / Elkhorn Middle / Franklin Co High.
    153 days
    |
    162
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bob Sophiea 859-721-2127,

    eXp Realty, LLC,

    Brandon Cox 859-489-7963,

    eXp Realty, LLC

    Source: Imagine MLS,MLS#: 26005988MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: Second
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Lower
      Bathroom 1
      • Description: Full
      • Level: First
      Bathroom 2
      • Description: Full
      • Level: Second
      Bathroom 3
      • Description: Full
      • Level: Second
      Bathroom 4
      • Description: Full
      • Level: Lower
      Kitchen
      • Level: First
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Heat Pump
      Appliances
      • Included: Disposal, Dishwasher, Gas Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Storm Window(s), Blinds
      • Basement: Finished,Full,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: Basement, Family Room, Gas Log
      Interior area
      • Total structure area: 5,500
      • Total interior livable area: 5,500 sqft
      • Finished area above ground: 3,051
      • Finished area below ground: 2,449

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Garage, Detached Garage, Driveway, Off Street, Garage Faces Front
      • Garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Has view: Yes
      • View description: Neighborhood, Farm
      Lot
      • Size: 0.48 Acres
      Details
      • Parcel number: 0854006006.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Two Creeks
      HOA
      • Has HOA: Yes
      • Amenities included: Other
      • Services included: Other
      • HOA fee: $1,000 annually
      Location
      • Region: Frankfort

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $470,000
      • Annual tax amount: $5,042
      • Date on market: 3/27/2026

        Estimated market value

        $658,000

        $619,000 - $704,000

        $2,119/mo

        Price history

        DateEventPrice
        3/27/2026Listed for sale$900,000+94.6%$164/sqft
        Source: Imagine MLS #26005988 Report a problem
        3/8/2019Sold$462,500$84/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,042 -1.4%$470,000
        2024$5,113 +1%$470,000
        2023$5,063 -0.4%$470,000
        2022$5,085 0%$470,000 +1.1%
        2021$5,088 $465,000 +0.5%
        2020-- $462,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 40601

        Getting around

        14 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hearn
        • Middle: Elkhorn Middle
        • High: Franklin Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Frankfort Topics

                Search
                Updates
                Favorites
                Plan
                Inbox