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Under contract
  • Price cut: $25K (7/14)
    $624,900

    109 White Oak Dr, Mineral, VA 23117

    3beds
    1,943sqft
    : 
    $3,849/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    0.92 Acres Lot
    $-- Zestimate®
    $322/sqft
    $63/mo HOA

    What's special

    Warm contemporary architectureDetached garageMeticulously maintained landscapingOpen concept layoutLake access homeMature treesSeasonal lake views
    One-of-a-kind Lake Anna retreat, offered for sale for the very first time by its original owner. Lovingly maintained and thoughtfully designed, this exceptional home offers the perfect blend of privacy, flexibility, and the Lake Anna lifestyle. Nestled on a beautifully wooded corner lot within a gated lake access community on the public side of Lake Anna, this distinctive contemporary home features 3 spacious bedrooms plus a versatile bonus room that can serve as a home office, nursery, hobby room, fitness space, or even a 4th bedroom for those who desire the additional sleeping area. Designed with flexibility in mind, the home adapts easily to your family's changing needs. From the moment you arrive, you'll appreciate the peaceful, park-like setting. Mature trees, meticulously maintained landscaping, a recently re-sealed paved driveway, and warm contemporary architecture create an inviting first impression. Inside, expansive windows fill the home with natural light while showcasing tranquil wooded surroundings and seasonal views of Lake Anna. The open-concept floor plan creates an effortless flow between the living, dining, and kitchen areas, making everyday living and entertaining equally enjoyable. Step outside onto the spacious composite rear deck, an ideal space for morning coffee, outdoor dining, or relaxing with friends while surrounded by nature. One of this property's most unique features is its exceptional flexibility outdoors. Multiple outbuildings provide endless possibilities for storage, hobbies, workshop space, recreational equipment, or future uses. A detached garage, generous paved parking, and the oversized corner lot offer ample room for boats, trailers, guests, gardening, and outdoor recreation. Additional highlights include: * Gated public-side Lake Anna community * Lake access with community boat slips * Hardwood flooring *Composite rear deck * Screened room for front porch sitting *Manicured lawn * 3 Car Detached Garage * 3 Other Outbuildings *Large corner lot * Seasonal lake views * Whole-house Generac generator * Conditioned concrete crawl spaces * Detached garage * Recently re-sealed paved driveway * Mature landscaping and exceptional privacy Whether you're looking for a full-time residence, a weekend getaway, or an investment property near Lake Anna, this thoughtfully maintained home offers a rare combination of character, versatility, and location, all just minutes from marinas, restaurants, shopping, wineries, breweries, and everything Lake Anna has to offer. A virtual tour is available, but this one-of-a-kind property is truly best experienced in person. Schedule your private showing today and discover everything this exceptional Lake Anna home has to offer.
    125 days
    |
    1,370
    |
    55
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristie Cooke 540-287-5290,

    Lake Anna Property Management And Real (540) 388-7870

    Source: Bright MLS,MLS#: VALA2009626MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Ductless, Electric
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Cooktop, Washer, Water Heater, Water Treat System, Electric Water Heater
      • Laundry: Has Laundry, Main Level
      Features
      • Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s)
      • Flooring: Hardwood, Wood
      • Windows: Window Treatments
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,943
      • Total interior livable area: 1,943 sqft
      • Finished area above ground: 1,943
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Storage, Garage Faces Front, Garage Door Opener, Asphalt, Detached, Driveway
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Stairs
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch, Screened
      • Exterior features: Lighting, Storage
      • Pool features: None
      • Has view: Yes
      • View description: Garden, Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard
      • Body of water: Lake Anna
      • Frontage type: Road Frontage
      Lot
      • Size: 0.92 Acres
      • Features: Corner Lot, Front Yard, Level, Open Lot, Private, Rear Yard, Rural, SideYard(s), Cleared
      Details
      • Additional structures: Above Grade, Below Grade, Outbuilding
      • Parcel number: 29A2 1 69
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Chalet
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Crawl Space
      Condition
      • Excellent
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well
      • Utilities for property: Cable, Fiber Optic

      Community & HOA

      Community
      • Security: Exterior Cameras
      • Subdivision: Oak Landing
      HOA
      • Has HOA: Yes
      • HOA fee: $750 annually
      Location
      • Region: Mineral

      Financial & listing details

      • Price per square foot: $322/sqft
      • Tax assessed value: $416,700
      • Annual tax amount: $3,000
      • Date on market: 4/10/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,FHA,VA Loan,Cash,Other
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/7/2026Contingent$624,900$322/sqft
        Source: Bright MLS #VALA2009626 Report a problem
        7/14/2026Price change$624,900-3.8%$322/sqft
        Source: Bright MLS #VALA2009626 Report a problem
        6/12/2026Price change$649,900-3.7%$334/sqft
        Source: Bright MLS #VALA2009626 Report a problem
        4/23/2026Price change$675,000-3.4%$347/sqft
        Source: Bright MLS #VALA2009626 Report a problem
        4/10/2026Listed for sale$699,000$360/sqft
        Source: Bright MLS #VALA2009626 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,694 +15.6%$374,200 +15.6%
        2023$2,331 +13.7%$323,700 +13.7%
        2022$2,051 +14.4%$284,800 +14.4%
        2021$1,792 $248,900 +18.6%
        2020-- $209,800 +17.3%
        2018$1,247 +157.7%$178,800 +3.2%
        2017$484 $173,200 -0.9%
        2016$484 +40.1%$174,700 +4.4%
        2015$345 -0.2%$167,400 +4.4%
        2013$346 -69.5%$160,300 +2%
        2012$1,134 $157,100 -7.5%
        2011$1,134 -13.7%$169,900 -7.1%
        2010$1,314 $182,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 23117

        Getting around

        2 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Louisa County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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