Skip main navigation
Active under contract
    • Price cut: $20K (6/25)
    $529,900

    11068 N Lower Lake Shore Dr, Monticello, IN 47960

    3beds
    2,924sqft
    : 
    $3,129/mo
    Get pre-qualified
    Single Family Residence
    Built in 1953
    5,227 Square Feet Lot
    $512,700 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Spacious layoutStunning water viewsLake-level property
    Welcome to lake life at its finest on beautiful Lake Freeman! This lake-level property offers 50 feet of frontage with a sandy bottom, perfect for swimming, floating, and making memories. This well-loved home, owned by the same family for 54 years, offers just under 3,000 square feet of living with 3 bedrooms and 3.5 baths. The main level features a spacious layout with 2 cozy fireplaces, plus a versatile bonus room off the kitchen that could easily serve as a den, home office, or be converted into a 4th bedroom. Upstairs, you’ll find all bedrooms along with additional storage space. The primary suite is ideally positioned on the lake side, offering stunning water views. A 4-seasons sunroom provides the perfect spot to relax year-round while overlooking the water. Step outside and enjoy everything lake living has to offer, from the boathouse (perfect for storage, entertaining, or even a lakeside bar setup) to the included boat lift and jet ski lift. The roof, furnace, and A/C are just 4 years old. NO FLOOD INSURANCE NEEDED
    131 days
    |
    564
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Garrett Criswell 574-297-1436,

    Raeco Realty

    Source: IRMLS,MLS#: 202612226MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Bedroom 1
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 210
      • Dimensions: 15 x 14
      Kitchen
      • Level: Main
      • Area: 126
      • Dimensions: 9 x 14
      Living room
      • Level: Main
      • Area: 513
      • Dimensions: 19 x 27
      Office
      • Level: Main
      • Area: 182
      • Dimensions: 13 x 14
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Gas Range
      Features
      • Has basement: No
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Wood Burning
      Interior area
      • Total structure area: 2,924
      • Total interior livable area: 2,924 sqft
      • Finished area above ground: 2,924
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Lake, Waterfront-Level Bank, Lake Front, Ski Lake
      • Body of water: Lake Freeman
      • Frontage length: Channel/Canal Frontage(0),Water Frontage(50)
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 50X101
      • Features: Level
      Details
      • Additional structures: Shed
      • Parcel number: 080410000224.000011

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1953

      Utilities & green energy

      • Sewer: Regional
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Sun Valley Estates
      Location
      • Region: Monticello

      Financial & listing details

      • Tax assessed value: $461,000
      • Annual tax amount: $4,132
      • Date on market: 4/9/2026

        Estimated market value

        $512,700

        $487,000 - $538,000

        $2,069/mo

        Price history

        DateEventPrice
        6/25/2026Price change$529,900-3.6%
        Source: IRMLS #202612226 Report a problem
        4/9/2026Listed for sale$549,900-6.8%
        Source: IRMLS #202612226 Report a problem
        12/27/2025Listing removed$589,900
        Source: IRMLS #202524932 Report a problem
        9/29/2025Price change$589,900-1.7%
        Source: IRMLS #202524932 Report a problem
        9/3/2025Price change$599,900-3.2%
        Source: IRMLS #202524932 Report a problem
        8/2/2025Price change$619,500-0.9%
        Source: IRMLS #202524932 Report a problem
        6/28/2025Listed for sale$625,000
        Source: IRMLS #202524932 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,618 +21.3%$461,000 +42.5%
        2024$1,334 +4.4%$323,500 +19.2%
        2023$1,278 +7.5%$271,500 +11.6%
        2022$1,189 -2.3%$243,300 +10.3%
        2021$1,216 +5.3%$220,600 -0.5%
        2020$1,154 +6.6%$221,800 +2.1%
        2019$1,083 +7%$217,200 +3.5%
        2018$1,012 $209,900 +0.3%
        2017-- $209,300 -5.2%
        2016$1,100 +10.8%$220,800 +8.1%
        2014$993 -8.2%$204,300 +1.9%
        2013$1,082 +5.9%$200,400 -0.4%
        2012$1,022 -42.7%$201,200 -36%
        2011$1,782 -15.7%$314,300 -3.1%
        2010$2,113 +2.2%$324,400 -5.3%
        2009$2,068 +89.4%$342,400 +73.3%
        2007$1,092 -33.8%$197,600 +4.8%
        2006$1,649 $188,600 +11.8%
        2005-- $168,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 47960

        Getting around

        0 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Twin Lakes
        • Middle: Twin Lakes
        • High: Twin Lakes
        • District: Twin Lakes School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Monticello Topics

              Search
              Updates
              Favorites
              Plan
              Inbox