For sale by owner

$439,900

11190 Ruckle St, Carmel, IN 46032

3beds

1,922sqft

$2,754/mo

Get pre-qualified

SingleFamily

Built in 1994

7,405 Square Feet Lot

$421,400 Zestimate^®

$229/sqft

$30/mo HOA

What's special

Quiet residential settingQuiet peaceful streetSought-after main-floor primary suiteThoughtfully designed floor planWarm welcoming atmosphereAbundant natural light

Welcome to this beautifully situated home in the desirable Waterwood of Carmel subdivision, nestled on a quiet, peaceful street that offers a wonderful sense of privacy and neighborhood charm. This inviting story-and-a-half home features a sought-after main-floor primary suite, providing comfort and convenience with everything you need on one level. The thoughtfully designed floor plan offers spacious living areas, abundant natural light, and a warm, welcoming atmosphere. Upstairs, additional bedrooms and a full bath provide flexibility for family, guests, a home office, or hobbies. Located in Carmel, this home combines the tranquility of a quiet residential setting with convenient access to the monon trail across the street, shopping, dining, parks, schools, and everything Carmel has to offer. Whether you're looking for a comfortable place to call home or a property in a highly desirable community, this Waterwood of Carmel residence is a wonderful opportunity.

14 hours
269
15

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Heating

Other

Cooling

Central

Features

Basement: None
Has fireplace: No

Interior area

Total interior livable area: 1,922 sqft

Property

Parking

Parking features: Garage - Attached

Lot

Size: 7,405 Square Feet

Details

Parcel number: 291302209002000018

Construction

Type & style

Home type: SingleFamily

Materials

Roof: Asphalt

Condition

New construction: No
Year built: 1994

Community & HOA

HOA

Has HOA: Yes
HOA fee: $30 monthly

Location

Region: Carmel

Financial & listing details

Price per square foot: $229/sqft
Tax assessed value: $393,400
Annual tax amount: $3,834
Date on market: 8/28/2026

Estimated market value

$421,400

$400,000 - $442,000

$2,340/mo

Price history

Date	Event	Price
8/28/2026	Listed for sale	$439,900+136.5%$229/sqft
Source: Owner Report a problem
9/21/2012	Sold	$186,000-4.6%$97/sqft
Source: MIBOR as distributed by MLS GRID #21178425 Report a problem
6/27/2012	Pending sale	$194,900$101/sqft
Source: CENTURY 21 Scheetz #21178425 Report a problem
6/22/2012	Listed for sale	$194,900$101/sqft
Source: CENTURY 21 Scheetz #21178425 Report a problem
6/6/2012	Pending sale	$194,900$101/sqft
Source: CENTURY 21 Scheetz #21178425 Report a problem
5/26/2012	Listed for sale	$194,900$101/sqft
Source: CENTURY 21 Scheetz #21178425 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,834 +14.2%	$393,400 +10.8%
2024	$3,357 +5.2%	$355,100 +9.1%
2023	$3,191 +22%	$325,500 +13.2%
2022	$2,616 +10.2%	$287,600 +18%
2021	$2,374 +6.2%	$243,800 +8%
2020	$2,236 +3.7%	$225,800 +4.1%
2019	$2,156 +9.5%	$217,000 +4.5%
2018	$1,970 +3.3%	$207,700 +7%
2017	$1,908 +10.3%	$194,100 +3.2%
2016	$1,729 +12%	$188,000 +9.9%
2014	$1,544 +2.9%	$171,000 +3.8%
2013	$1,500 -6.5%	$164,700 -4%
2012	$1,604 +3.3%	$171,500 -2.2%
2011	$1,553 -4.4%	$175,400
2010	$1,624 +15.3%	$175,400 -2.2%
2009	$1,409 -0.3%	$179,400 +5.8%
2007	$1,413 -15.6%	$169,500
2006	$1,675	$169,500 +12.4%
2005	--	$150,800 +89.9%
2002	$1,218 -2.4%	$79,400 +200.1%
2001	$1,248	$26,460