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  • $1,795,000

    120 Spruce St, Saint Paul, MN 55115

    5beds
    4,946sqft
    : 
    $10,913/mo
    Get pre-qualified
    Single Family
    Built in 2026
    0.28 Acres Lot
    $-- Zestimate®
    $363/sqft
    $17/mo HOA

    What's special

    Hardwood floorsHuge islandTreetop viewsExposed steel beamsLuxurious powder roomBuilt-in buffet cabinetsOpen great room
    Welcome to Twin Peaks, a new creation from Zen Design Build in the highly ranked Mahtomedi School District, with DEEDED DOCK ACCESS to White Bear Lake just steps from your door. Built on a large 90-foot-wide lot with a back alley, this modern custom home has nearly 5,000 finished square feet and a design that stands out among the typical new builds of today. Numerous windows and enormous glass doors flood the home with light. The masterfully planned layout brings together luxury design, modern amenities, and functional excellence. The home is still under construction, so a buyer can personalize options, materials, and finishes if they act now. The main level sets the stage: hardwood floors, 9-foot ceilings, exposed steel beams, and an open great room that flows through 16-foot and 12-foot sliding doors to a massive deck overlooking the substantial yard. Entertain indoors and out with ease. The great room works as a cohesive whole. The chef's kitchen is built for gathering, with a huge island, a 48-inch refrigerator, and a butler's pantry for bonus counter and storage space. The dining area has space for a 10-12 foot table beside built-in buffet cabinets, and the family room has ample space to stretch out. A separate formal living room offers a fireplace, a bar, and a 12-foot double-sliding door to a small front deck. A sizable office with a closet, a luxurious powder room, and a generous mudroom connected to an oversized attached two-car garage with in-floor heat round out the main floor. Climb the open timber-frame stairs in the double-height entry to the second floor, where vaulted ceilings make every room feel extraordinary. The 660 sq ft primary suite is a private retreat with treetop views, a huge walk-in closet, and a spa-like bath with a wet room and a separate water closet. Three more generous bedrooms, a full bath, and a laundry room complete the upper level. The timber-frame stairs continue to the fully finished lower level, which has in-floor heat on its own thermostat. Here you'll find another large living space, a fifth bedroom with a three-quarter bath, and a bonus space for a home theater, gym, or wine room. Large windows and window wells in the family room and bedroom bring daylight into this level. An additional detached two-car garage is approved and available as an option at an additional cost. This home's value goes well beyond its appearance and finishes. Upgraded design and construction features are a hidden aspect of true luxury in a high-end home. The structural and system upgrades at 120 Spruce Street include: Kolbe Ultra windows and exterior doors with aluminum cladding and real wood interiors. Three layers of foundation waterproofing, plus interior and exterior drain tile. Floor trusses with L600 stiffness (vs. the industry standard of L240 or L360) and 1-1/8-inch AdvanTech subfloors with a squeak-free guarantee to ensure a quiet home with a sturdy feel. Three climate zones, a tankless hot-water heater, basement in-floor heat, and high-efficiency forced-air heating and A/C maximize comfort throughout the home and optimize your energy consumption. A standing-seam steel roof that provides superior durability and a lifespan well beyond that of asphalt shingles. Recessed LED lighting throughout the house, with smart dimmers in key areas. Superior insulation design throughout the home ensures that the structure will be comfortable and extra energy-efficient year-round: Huber Zip-R9 continuous exterior insulation and interior spray foam elevates the R-value of the walls to R-37+ (code R-20), foundation walls insulated with interior and exterior foam board to an R-value of R-31 (code R-15), basement slab insulated with two layers of 2-inch foam to an R-value of R-20 (code R-10). Spray foam insulation throughout the house and garage to ensure an airtight, highly insulated structure. DON’T MISS THIS RARE OPPORTUNITY to define your custom home with deeded access to White Bear Lake.
    25 days
    1,015
    35

    Zillow last checked:

    Listing updated:

    Listed by:

    James Sanchez, GRI 612-741-4349,

    White Bear Lake Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7157270MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bathroom
      • Description: 3/4 Basement,Double Sink,Full Primary,Private Primary,Main Floor 1/2 Bath,Upper Level Full Bath
      Dining room
      • Description: Breakfast Bar,Kitchen/Dining Room
      Heating
      • Forced Air, In-Floor Heating
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Air-To-Air Exchanger, Dishwasher, Disposal, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
      • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
      Features
      • Basement: Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Storage Space,Sump Basket,Sump Pump,Tile Shower
      • Number of fireplaces: 1
      • Fireplace features: Gas, Insert
      Interior area
      • Total structure area: 5,246
      • Total interior livable area: 4,946 sqft
      • Finished area above ground: 3,396
      • Finished area below ground: 1,550

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete, Electric Vehicle Charging Station(s), Floor Drain, Garage, Heated Garage, Insulated Garage
      • Attached garage spaces: 2
      • Details: Garage Dimensions (23.4x26.6), Garage Door Height (8), Garage Door Width (16)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Waterfront features: Association Access, Deeded Access
      Lot
      • Size: 0.28 Acres
      • Dimensions: 90 x 125 x 91 x 143
      Details
      • Foundation area: 1850
      • Parcel number: 2003021220046
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Concrete, Frame
      • Roof: Age 8 Years or Less,Metal,Rubber
      Condition
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder name: ZEN DESIGN BUILD LLC

      Utilities & green energy

      • Electric: 200+ Amp Service, Power Company: Xcel Energy
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Mahtomedi Heights
      HOA
      • Has HOA: Yes
      • Services included: Dock
      • HOA fee: $200 annually
      • HOA name: Spruce Street Dock Association
      • HOA phone: 610-000-0000
      Location
      • Region: Saint Paul

      Financial & listing details

      • Price per square foot: $363/sqft
      • Tax assessed value: $258,000
      • Annual tax amount: $3,433
      • Date on market: 10/8/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/8/2026Listed for sale$1,795,000+460.9%$363/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7157270 Report a problem
        8/29/2024Sold$320,000+7%$65/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6564694 Report a problem
        7/17/2024Pending sale$299,000$60/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6564694 Report a problem
        7/6/2024Listed for sale$299,000-25.3%$60/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6564694 Report a problem
        4/5/2023Sold$400,000+81.8%$81/sqft
        Source: Public Record Report a problem
        6/3/2021Sold$220,000+29.5%$44/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6018888 Report a problem
        11/16/2004Sold$169,900+88.8%$34/sqft
        Source: Public Record Report a problem
        12/18/2000Sold$90,000$18/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,826 -22.1%$258,000 -2%
        2024$3,628 -2.9%$263,200 +0.3%
        2023$3,736 +0.6%$262,300 +23.8%
        2022$3,712 +35.5%$211,900
        2021$2,740 -0.4%$211,900 -1.9%
        2020$2,750 $215,900
        2019$2,750 $215,900 +1.5%
        2018$2,750 -3.8%$212,800 +3.5%
        2017$2,858 +9.6%$205,700 +8.5%
        2016$2,608 -2.7%$189,600 +9.8%
        2015$2,680 $172,600 +8.8%
        2013$2,680 +18.3%$158,600 -0.8%
        2012$2,266 $159,900 -8.4%
        2011$2,266 +5.8%$174,600 -14%
        2010$2,142 +10.6%$203,000
        2009$1,936 +17.9%--
        2008$1,642 -2.1%--
        2007$1,678 +8.3%--
        2006$1,550 +11.4%--
        2005$1,391 +11.5%--
        2004$1,247 +2.5%--
        2003$1,217 --
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 55115

        Getting around

        16 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating

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