Waterfront Opportunity in Drum Point! Welcome to 12641 Calvert Court in highly sought-after Drum Point! This waterfront chalet-style home offers an incredible opportunity to create your own private retreat on upper Mill Creek—all for under $500,000. Featuring 4 bedrooms, 2 full bathrooms, soaring open ceilings, and a walk-out basement, the home is ready for your vision and renovation ideas. Outside, you'll find a massive detached garage with potential for an apartment or additional living space above. The wooded setting provides exceptional privacy and a peaceful backdrop for enjoying nature, with excellent bird watching right from your property. The existing pier offers deep-water access, with approximately 4-5 feet at mean low tide, making a slip for a sailboat possible. Whether you're looking for a full-time waterfront residence, weekend getaway, or investment opportunity, this property offers tremendous potential directly on Mill Creek. Don't miss this rare opportunity to create your own waterfront escape in Drum Point!
For sale
$489,900
12641 Calvert Ct, Lusby, MD 20657
4beds
1,764sqft
Single Family Residence
Built in 1978
0.87 Acres Lot
$485,700 Zestimate®
$278/sqft
$15/mo HOA
What's special
Waterfront chalet-style homeWalk-out basementSoaring open ceilingsMassive detached garage
- 2 days |
- 1,466 |
- 62 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Ryan Hutchins 410-610-7760,
Hutchins Properties (410) 610-7760
Source: Bright MLS,MLS#: MDCA2030044
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 626
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Basement: Connecting Stairway,Walk-Out Access
- Number of fireplaces: 1
Interior area
- Total structure area: 1,764
- Total interior livable area: 1,764 sqft
- Finished area above ground: 1,138
- Finished area below ground: 626
Property
Parking
- Total spaces: 2
- Parking features: Storage, Oversized, Detached, Off Site
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- On waterfront: Yes
- Body of water: Mill Creek
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 0.87 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501075519
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet,Post & Beam
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Permanent
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
Community & HOA
Community
- Subdivision: Drum Point
HOA
- Has HOA: Yes
- Services included: Snow Removal, Road Maintenance
- HOA fee: $175 annually
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $278/sqft
- Tax assessed value: $463,700
- Annual tax amount: $5,082
- Date on market: 8/14/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$485,700
$461,000 - $510,000
$2,009/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/14/2026 | Listed for sale | $489,900+139%$278/sqft |
Source:  Bright MLS #MDCA2030044 Report a problem | ||
| 12/10/1996 | Sold | $205,000$116/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,672 +7.6% | $432,967 +7.6% |
| 2024 | $4,340 +12.4% | $402,233 +8.3% |
| 2023 | $3,860 +0.9% | $371,500 |
| 2022 | $3,826 +0.9% | $371,500 +1.8% |
| 2021 | $3,792 +0.4% | $364,967 +0.9% |
| 2020 | $3,776 +1.3% | $361,700 |
| 2019 | $3,727 +1.8% | $361,700 +3.6% |
| 2018 | $3,661 +0.4% | $348,967 +1.9% |
| 2017 | $3,645 -19.3% | $342,600 |
| 2016 | $4,516 | $342,600 |
| 2015 | $4,516 | $342,600 -2.5% |
| 2014 | $4,516 | $351,400 |
| 2013 | -- | $351,400 |
| 2012 | -- | $351,400 -18.4% |
| 2011 | -- | $430,590 +0.7% |
| 2010 | -- | $427,470 +0.7% |
| 2009 | -- | $424,350 +0.7% |
| 2008 | -- | $421,230 +13.4% |
| 2007 | -- | $371,382 +15.5% |
| 2006 | -- | $321,536 +18.3% |
| 2005 | -- | $271,690 +5.6% |
| 2004 | -- | $257,370 +5.9% |
| 2003 | -- | $243,050 +6.3% |
| 2002 | -- | $228,730 +0.3% |
| 2001 | -- | $228,090 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 1.6 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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