Waterfront Opportunity in Drum Point! Welcome to 12641 Calvert Court in highly sought-after Drum Point! This waterfront chalet-style home offers an incredible opportunity to create your own private retreat on upper Mill Creek—all for under $500,000. Featuring 4 bedrooms, 2 full bathrooms, soaring open ceilings, and a walk-out basement, the home is ready for your vision and renovation ideas. Outside, you'll find a massive detached garage with potential for an apartment or additional living space above. The wooded setting provides exceptional privacy and a peaceful backdrop for enjoying nature, with excellent bird watching right from your property. The existing pier offers deep-water access, with approximately 4-5 feet at mean low tide, making a slip for a sailboat possible. Whether you're looking for a full-time waterfront residence, weekend getaway, or investment opportunity, this property offers tremendous potential directly on Mill Creek. Don't miss this rare opportunity to create your own waterfront escape in Drum Point!
For sale
$489,900
12641 Calvert Ct, Lusby, MD 20657
4beds
1,764sqft
Single Family Residence
Built in 1978
0.87 Acres Lot
$485,600 Zestimate®
$278/sqft
$15/mo HOA
What's special
Waterfront chalet-style homeWalk-out basementSoaring open ceilingsMassive detached garage
- 34 days
- 1,972
- 137
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Ryan Hutchins 410-610-7760,
Hutchins Properties (410) 610-7760
Source: Bright MLS,MLS#: MDCA2030260
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 626
Heating
- Heat Pump, Electric
Cooling
- Other, Electric
Appliances
- Included: Electric Water Heater
Features
- Basement: Other
- Number of fireplaces: 1
Interior area
- Total structure area: 1,764
- Total interior livable area: 1,764 sqft
- Finished area above ground: 1,138
- Finished area below ground: 626
Property
Parking
- Total spaces: 2
- Parking features: Storage, Oversized, Detached, Off Site
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- On waterfront: Yes
- Body of water: Mill Creek
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 0.87 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501075519
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet,Post & Beam
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Permanent
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
Community & HOA
Community
- Subdivision: Drum Point
HOA
- Has HOA: Yes
- Services included: Snow Removal, Road Maintenance
- HOA fee: $175 annually
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $278/sqft
- Tax assessed value: $463,700
- Annual tax amount: $5,082
- Date on market: 8/28/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$485,600
$461,000 - $510,000
$2,833/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Listed for sale | $489,900$278/sqft |
Source:  Bright MLS #MDCA2030260 Report a problem | ||
| 8/28/2026 | Listing removed | $489,900$278/sqft |
Source: Bright MLS #MDCA2030044 Report a problem | ||
| 8/19/2026 | Contingent | $489,900$278/sqft |
Source: Bright MLS #MDCA2030044 Report a problem | ||
| 8/14/2026 | Listed for sale | $489,900+139%$278/sqft |
Source: Bright MLS #MDCA2030044 Report a problem | ||
| 12/10/1996 | Sold | $205,000$116/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $5,404 +6.6% | $463,700 +7.1% |
| 2025 | $5,069 +16.8% | $432,967 +7.6% |
| 2024 | $4,340 +12.4% | $402,233 +8.3% |
| 2023 | $3,860 +0.9% | $371,500 |
| 2022 | $3,826 +0.9% | $371,500 +1.8% |
| 2021 | $3,792 +0.4% | $364,967 +0.9% |
| 2020 | $3,776 +1.3% | $361,700 |
| 2019 | $3,727 +1.8% | $361,700 +3.6% |
| 2018 | $3,661 +0.4% | $348,967 +1.9% |
| 2017 | $3,645 -19.3% | $342,600 |
| 2016 | $4,516 | $342,600 |
| 2015 | $4,516 | $342,600 -2.5% |
| 2014 | $4,516 | $351,400 |
| 2013 | -- | $351,400 |
| 2012 | -- | $351,400 -18.4% |
| 2011 | -- | $430,590 +0.7% |
| 2010 | -- | $427,470 +0.7% |
| 2009 | -- | $424,350 +0.7% |
| 2008 | -- | $421,230 +13.4% |
| 2007 | -- | $371,382 +15.5% |
| 2006 | -- | $321,536 +18.3% |
| 2005 | -- | $271,690 +5.6% |
| 2004 | -- | $257,370 +5.9% |
| 2003 | -- | $243,050 +6.3% |
| 2002 | -- | $228,730 +0.3% |
| 2001 | -- | $228,090 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20657
Nearby schools
Schools provided by the listing agent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $525,0004 bd3 ba2.6k sqft278 Valerie Ln, Lusby, MD 20657For Sale
MLS ID #MDCA2026996, Ari Musliu, Redfin Corp. Bright MLS - $439,4983 bd3 ba2.5k sqft12954 Soundings Rd, Lusby, MD 20657For Sale
MLS ID #MDCA2030400, Amber Verdadero, Samson Properties. Bright MLS - $535,0003 bd2 ba1.4k sqft262 Elkins Ln, Lusby, MD 20657For Sale
MLS ID #MDCA2028970, Meighan Sweeney, Cummings & Co. Realtors. Bright MLS - $649,9004 bd4 ba2.1k sqft1444 Gregg Dr, Lusby, MD 20657For Sale
MLS ID #MDCA2030848, Tracey Summers, CENTURY 21 New Millennium. Bright MLS - $399,9903 bd3 ba1.6k sqft980 Silverton Ct, Lusby, MD 20657For SaleMLS ID #MDCA2030850, Kalee Kelly, Infinitas Realty Group. Bright MLS
- $487,9954 bd3 ba2.3k sqft1206 Cordova Dr, Lusby, MD 20657For SaleMLS ID #MDCA2026394, Tina Marie Biggs, EXP Realty, LLC. Bright MLS
- $444,9503 bd3 ba1.4k sqft976 Johnswoods Rd, Lusby, MD 20657For SaleMLS ID #MDCA2030416, Michael Stanton, Berkshire Hathaway HomeServices PenFed Realty. Bright MLS
- $379,9003 bd2 ba2k sqft426 Seagull Ln, Lusby, MD 20657For SaleMLS ID #MDCA2030830, Conor Stueckler, Keller Williams Flagship. Bright MLS
- $399,9003 bd3 ba1.5k sqftDrum Point, Lusby, MD 20657For SaleMLS ID #MDCA2030536, Jan Kleponis, O'Brien Realty ERA Powered. Bright MLS
- $425,0003 bd3 ba1.7k sqft494 Dogwood Dr, Lusby, MD 20657For SaleMLS ID #MDCA2030208, Becky King, Home Towne Real Estate. Bright MLS
- $449,0003 bd3 ba1.8k sqft11624 Deadwood Dr, Lusby, MD 20657For SaleMLS ID #MDCA2025190, Ricardo Vasquez, RLAH @properties. Bright MLS
- $379,9004 bd2 ba2.1k sqft713 Alamo Ln, Lusby, MD 20657For SaleMLS ID #MDCA2029774, Kelly Niland Mahaffee, Home Towne Real Estate. Bright MLS
- $449,9994 bd3 ba2.4k sqft2767 Cove Lake St, Lusby, MD 20657For SaleMLS ID #MDCA2025600, Lindsey Burch, Samson Properties. Bright MLS
- $375,0004 bd3 ba1.5k sqft12509 Catalina Dr, Lusby, MD 20657For SaleMLS ID #MDCA2030438, Kaylee Rediker, Five Star Real Estate. Bright MLS
- $334,9003 bd2 ba1.1k sqft12846 Homestead Ln, Lusby, MD 20657For SaleMLS ID #MDCA2030656, Aaron Oelrich, OE Realty. Bright MLS
- $399,0004 bd3 ba1.6k sqft348 Little Bear Ln, Lusby, MD 20657For SaleMLS ID #MDCA2029182, Jesieryl Hartzer, CENTURY 21 New Millennium. Bright MLS
- $395,0003 bd3 ba1.3k sqft12687 Cheyenne Trl, Lusby, MD 20657For SaleMLS ID #MDCA2029586, Tracy Trammel, Metro City Realty. Bright MLS
- $390,0004 bd3 ba2.4k sqft2725 Cove Point Rd, Lusby, MD 20657For SaleMLS ID #MDCA2030072, Clint Auman, EXP Realty, LLC. Bright MLS
- $385,0003 bd3 ba1.7k sqft991 Cherokee Ct, Lusby, MD 20657For SaleMLS ID #MDCA2030298, Scott McInerney, RE/MAX One. Bright MLS
- $409,8043 bd2 ba2.2k sqft11616 Deadwood Dr, Lusby, MD 20657For SaleMLS ID #MDCA2030682, Iftikhar Khan, RE/MAX Galaxy. Bright MLS
