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For sale
    • Price cut: $525K (8/7)
    $7,250,000

    12925 42ND TERRACE W, CORTEZ, FL 34215

    4beds
    5,138sqft
    : 
    $49,251/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.47 Acres Lot
    $-- Zestimate®
    $1,411/sqft
    $500/mo HOA

    What's special

    EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle. Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication. Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views. The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room. Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world. Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. Call for Matterport 3D virtual floorplan and youtube video.
    99 days
    497
    25

    Zillow last checked:

    Listing updated:

    Listed by:

    Brooke O'Malley 941-726-2677,

    CLUB REALTY 941-726-2677

    Source: Stellar MLS,MLS#: A4695510MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Family Room, Great Room, Utility Room
      Primary bedroom
      • Features: Tub with Separate Shower Stall, Walk-In Closet(s)
      • Level: Second
      • Area: 340 Square Feet
      • Dimensions: 20x17
      Bedroom 2
      • Features: Jack & Jill Bathroom, Built-in Closet
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16x12
      Bedroom 3
      • Features: Jack & Jill Bathroom, Built-in Closet
      • Level: First
      • Area: 264 Square Feet
      • Dimensions: 22x12
      Bedroom 4
      • Features: En Suite Bathroom, Built-in Closet
      • Level: Second
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Dining room
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 18x15
      Great room
      • Level: First
      • Area: 620 Square Feet
      • Dimensions: 31x20
      Gym
      • Features: No Closet
      • Level: Third
      Kitchen
      • Level: First
      • Area: 208 Square Feet
      • Dimensions: 16x13
      Office
      • Features: No Closet
      • Level: First
      • Area: 156 Square Feet
      • Dimensions: 13x12
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Other, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Elevator, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Porcelain Tile
      • Windows: Window Treatments, Hurricane Shutters/Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 9,125
      • Total interior livable area: 5,138 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Faces Side, Oversized
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Balcony, Irrigation System, Lighting, Other
      • Has private pool: Yes
      • Pool features: Gunite, Heated
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Pool, Water, Bay/Harbor - Full, Bay/Harbor - Partial, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full,Bay/Harbor - Partial,Intracoastal Waterway
      • Waterfront features: Waterfront, Bay/Harbor, Intracoastal Waterway, Bay/Harbor Access, Intracoastal Waterway Access, Bridges - No Fixed Bridges, Fishing Pier, Lift, Lift - Covered, Sailboat Water, Seawall
      • Body of water: ANNA MARIA SOUND
      Lot
      • Size: 0.47 Acres
      • Features: Oversized Lot
      Details
      • Parcel number: 7619700177
      • Zoning: PDR/CH
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Custom,Elevated,Florida,Mediterranean,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Stucco
      • Foundation: Slab
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 1996
      Details
      • Builder name: Whitehead Construction Inc.

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public

      Community & HOA

      Community
      • Features: Waterfront, Gated Community - No Guard
      • Pet fee: $0 monthly
      • Subdivision: SUNSET HARBOR
      HOA
      • Has HOA: Yes
      • HOA fee: $500 monthly
      • HOA name: Sunstate Property Management
      • HOA phone: 941-870-4920
      Location
      • Region: Cortez

      Financial & listing details

      • Price per square foot: $1,411/sqft
      • Tax assessed value: $3,320,579
      • Annual tax amount: $39,968
      • Date on market: 6/2/2026
      • Cumulative days on market: 95 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Asphalt, Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/7/2026Price change$7,250,000-6.8%$1,411/sqft
        Source: Stellar MLS #A4695510 Report a problem
        6/2/2026Listed for sale$7,775,000+85.1%$1,513/sqft
        Source: Stellar MLS #A4695510 Report a problem
        10/19/2022Sold$4,200,000$817/sqft
        Source: Public Record Report a problem
        8/22/2022Pending sale$4,200,000$817/sqft
        Source: Stellar MLS #A4537365 Report a problem
        7/23/2022Price change$4,200,000-11.6%$817/sqft
        Source: Stellar MLS #A4537365 Report a problem
        6/2/2022Listed for sale$4,750,000$924/sqft
        Source: Stellar MLS #A4537365 Report a problem
        12/2/2021Listing removed--
        Source: Michael Saunders & Company Report a problem
        5/26/2021Listed for sale$4,750,000+163.9%$924/sqft
        Source: Stellar MLS #A4502107 Report a problem
        10/15/2003Sold$1,800,000+480.6%$350/sqft
        Source: Public Record Report a problem
        12/1/1993Sold$310,000$60/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$39,968 +2.6%$2,930,403 +2.9%
        2024$38,942 -17.5%$2,847,816 -15%
        2023$47,219 +99.6%$3,351,276 +102%
        2022$23,654 -0.5%$1,659,454 +3%
        2021$23,776 +0.8%$1,611,120 +1.4%
        2020$23,598 +1.2%$1,588,876 +2.3%
        2019$23,321 $1,553,153 +1.9%
        2018$23,321 +0.5%$1,524,193 +2.1%
        2017$23,195 +5%$1,492,843 +2.1%
        2016$22,100 $1,462,138 +0.7%
        2015$22,100 $1,451,974 +0.8%
        2014$22,100 +0.2%$1,440,450 +1.5%
        2013$22,063 +2206219%$1,419,163 +1.7%
        2012$1 $1,395,441 -4.7%
        2011$1 $1,464,996 -5.8%
        2010-- $1,555,849 -11.6%
        2009$27,242 -9.9%$1,760,545 -10.7%
        2008$30,221 +4.2%$1,972,394 +3%
        2007$28,995 -5.1%$1,914,946 +2.5%
        2006$30,569 -0.2%$1,868,240 +3%
        2005$30,631 +1.5%$1,813,825 +3%
        2004$30,165 +2.1%$1,760,995 +5.4%
        2003$29,542 +18.9%$1,670,269 +19.4%
        2002$24,856 +15.8%$1,398,640 +14.1%
        2001$21,465 +7%$1,225,642 +9.2%
        2000$20,067 $1,122,735
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 34215

        Getting around

        20 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sea Breeze Elementary
        • Middle: W.D. Sugg Middle
        • High: Bayshore High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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